Credit & Risk Strategist

This role is for one of the Weekday's clients

Credit & Risk Strategist

Requirements

Key Responsibilities

• Develop and implement credit strategies for unsecured personal loans.
• Design and enhance digital underwriting processes and real-time decision engines to enable faster and smarter credit evaluations.
• Collaborate with product and data teams to strengthen risk assessment and portfolio monitoring frameworks.
• Oversee key stages of the loan lifecycle, including disbursement, repayment, and collections.
• Monitor loan performance metrics and implement risk mitigation strategies as needed.
• Stay up to date with regulatory changes, credit market trends, and industry benchmarks to ensure compliance and competitiveness.
  

Requirements

• Minimum 5+ years of experience in unsecured personal loans, preferably within a digital lending setup.
• Strong understanding of credit policy formulation, underwriting models, and digital lending platforms.
• Experience in fintech or NBFC environments, ideally with consumer-facing products.
• Strong analytical skills with the ability to interpret large datasets and make data-backed decisions.
• Excellent communication and collaboration abilities across teams.
  

What We Offer

• Competitive compensation and benefits.
• Direct collaboration with senior leadership in a high-impact fintech environment.
• A fast-paced and innovative culture that values ownership, creativity, and bold ideas.
  

Skills:

• Credit Strategy
• Risk Strategy
• Policy Formulation
• Unsecured Personal Loans