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Credit Risk & Portfolio - Senior Manager

Credit Risk & Portfolio - Senior Manager

Paytm

7 - 12 years

11 - 16 Lacs

noida bengaluru

Posted:1 day ago| Platform:

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Skills Required

risk management nbfc python fintech portfolio lending sas credit risk risk strategy personal loans pyspark stress testing machine learning financial services scorecard sql portfolio monitoring credit risk management tableau r metabase

Work Mode

Work from Office

Job Type

Full Time

Job Description

About the role:

Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances.

Job Description :

The Portfolio Risk Manager / Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making.

Key Responsibilities :

- Portfolio Monitoring & Analytics

- Risk Strategy & Policy Design

- Stress Testing & Risk Containment

- Loss forecasting & scenario planning

- Product & Growth Partnership

- Collections Interface / Strategy

- Compliance & Bureau Management

Requirements:

- 7+ yrs in portfolio risk management function in Fintech / NBFC

- Hands on experience in SQL , Python, R, Pyspark

- Comfortable with BI tools like Tableau, Looker , Metabase etc

- Familiarity with machine learning models

- Understanding of Bureau data , Alternate Data, Scorecards, Digital Lending API's etc

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Credit Risk & Portfolio - Senior Manager