50 Risk Strategy Jobs

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions - Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL - Design and analyze income, employment, fraud verification strategies - Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function - Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

Are you seeking an exciting opportunity to become a part of a dynamic and expanding team in a fast-paced and challenging environment This unique role offers you the chance to collaborate with the Business team and provide a comprehensive view. As an Associate in the Risk Management and Compliance team focusing on Card Strategic Analytics, you play a pivotal role in ensuring the strength and resilience of JPMorgan Chase. Your expertise aids in the responsible growth of the firm by predicting emerging risks and addressing real-world challenges that impact the company, customers, and communities. The culture within Risk Management and Compliance encourages innovative thinking, challenging conventional practices, and striving for excellence. The CCB Risk Cards Strategic Analytics team is responsible for producing insightful analytics and recommendations related to strategy development, implementation, operational controls, and performance monitoring. In this role, you will conduct quantitative and qualitative analyses on credit card customers to determine the most effective credit risk strategy throughout the card life cycle. Your responsibilities will include collaborating on the development, enhancement, and maintenance of credit program policies, strategies, processes, and procedures within your designated area. You will also work closely with policy teams, manage control reports, and monitor data quality metrics. Additionally, you will contribute to business decision-making and monitoring by creating executive and regulatory dashboards. Conducting complex analyses, providing concise and accurate results with recommendations to management, and maintaining ongoing analytics to offer insights into emerging trends and account portfolio quality are also key aspects of your role. Acquiring a deep understanding of operational processes, performance metrics, and profitability drivers will enable you to deliver insights spanning the entire account lifecycle. To excel in this position, you are required to possess a Bachelor's or Master's degree in Engineering, Statistics, Econometrics, Operations Research, Mathematics, or a related quantitative field. Proficiency in SAS, R, Python, SQL programming, as well as advanced skills in Word, PowerPoint, and Excel are essential. Experience of at least 3 years in Business Analysis, Consulting, Data Analytics, Risk Strategy, or a related financial analysis field is necessary. Strong written and verbal communication skills, the ability to present analytical findings clearly, make business recommendations, and prepare executive-level communications are crucial. You should also demonstrate a high level of initiative, self-direction, excellent project management skills, and the ability to manage multiple priorities under tight deadlines. Collaboration and partnership-building abilities, intellectual curiosity, attention to detail, and a quick learning aptitude are also desired qualities. Preferred qualifications include familiarity with Cloud Technologies such as Snowflake and AWS, as well as prior experience working in the Cards industry.,

About the role: Evangelize and demonstrate value and impact of analytics for informed business decision making by developing and deploying analytical solutions and providing data driven insights to business stakeholders to understand and solve for various lending business nuances. Job Description : The Portfolio Risk Manager / Analyst will be responsible for monitoring , analysing and optimising lending portfolios across consumer / merchant lending products. This includes overseeing portfolio health , developing / refining risk strategies and supporting business growth through risk adjusted decision making. Key Responsibilities : - Portfolio Monitoring & Analytics - Risk Strategy & Policy Design - Stress Testing & Risk Containment - Loss forecasting & scenario planning - Product & Growth Partnership - Collections Interface / Strategy - Compliance & Bureau Management Requirements: - 7+ yrs in portfolio risk management function in Fintech / NBFC - Hands on experience in SQL , Python, R, Pyspark - Comfortable with BI tools like Tableau, Looker , Metabase etc - Familiarity with machine learning models - Understanding of Bureau data , Alternate Data, Scorecards, Digital Lending API's etc

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions - Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL - Design and analyze income, employment, fraud verification strategies - Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function - Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

At ANZ, we are dedicated to shaping a world where people and communities thrive, with a common goal of enhancing the financial well-being and sustainability of our customers. Our Institutional bank focuses on assisting our largest customers in moving trade and capital across the region, offering our employees excellent opportunities to enhance their technical expertise and advance their careers. The role of Associate Director, Strategic Planning & Execution, involves managing the Online Customer Profile (OCPs) risk profile and business controls for WCP. This includes identifying non-financial risks, assessing controls, ensuring compliance with obligations, managing events, reporting to the business risk forum, facilitating audit preparation, reviewing projects, overseeing governance, and managing stakeholders. The role also entails proactively partnering with teams to de-risk and ensure that WCP is a well-managed business. In this permanent role based in Bengaluru, your responsibilities will include: - Monitoring and supporting the existing credit management platform OCPs non-financial risk profile in collaboration with Wholesale Credit Platform - Ensuring appropriate escalation and approval of risks, developing risk mitigation and event remediation strategies, and articulating lessons learned - Collaborating with Business Governance and Controls (BG&C) and Divisional Risk team - Monitoring and managing Risk events to closure - Supporting relevant risk management forums, preparing papers, and associated content - Developing and implementing processes for risk assessment, treatment, monitoring and reporting, audit issue tracking, events, and risk register tracking - Implementing non-financial risk initiatives within SP&E and WCP - Collaborating with teams to leverage data for identifying, developing, and embedding processes to address gaps or improve the risk profiles and practices To excel in this role, you should ideally possess: - Experience in non-financial risk, including knowledge of risk strategy, policies, processes, standards, external regulatory requirements, and proficiency in identifying risks and solutions - Strong interpersonal skills, ability to build effective relationships, and execute tasks promptly - Analytical and problem-solving skills, with proficiency in data utilization - Ability to manage priorities, handle conflicting issues professionally, and maintain confidentiality - Proactive approach in addressing issues and taking initiative - Proficiency in Microsoft Office Programs At ANZ, we value a growth mindset and encourage individuals who possess most of these skills to apply. We offer a dynamic work environment where you can contribute to significant initiatives and be a part of a diverse and inclusive workplace. Join us at ANZ to be a part of a team that is committed to providing banking and financial services across various markets, making a positive impact on millions of customers worldwide. Visit https://www.anz.com/careers/ to explore more about working at ANZ.,

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions - Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL - Design and analyze income, employment, fraud verification strategies - Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function - Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

The role involves managing all activities related to the sanction life cycle of borrower accounts in the retail loan business for short and medium-term products. You will collaborate with business teams to oversee end-to-end credit approval processes in the designated region. Your responsibilities include underwriting for various customer segments, including retail and high-value cases, and presenting them to senior management for approval. You will be responsible for authorizing deviations raised by underwriters in compliance with credit policy. Reviewing credit memos prepared by underwriters, ensuring documentation requests are met, and providing approval or decline signoffs on each file. Approving disbursement requests based on adherence to requirements and complete documentation at the branch level. Managing personal discussion documents through customer visits when necessary. Coordinating with external vendors to resolve queries and ensure timely report submission. Collaborating with the recoveries team to derive business insights and supervising a team of credit approvers to maintain portfolio quality and manage delinquencies. You will be involved in developing, implementing, reviewing, and monitoring credit programs. Providing training and coaching to enhance the team's skills and improve processing efficiency. Customizing underwriting norms to meet local market needs and executing consumer credit risk strategies. Ensuring adherence to all norms and regulations while conducting credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. The ideal candidate should hold a Post Graduate/Graduate degree in any discipline.,

We are looking for someone with hands-on experience in risk analytics with technical skills of SQL & tableau. He/she should have worked on designing and analyzing risk management framework across customer lifecycle acquisition, portfolio management. Location- Bangalore, Gurgaon, Pune, and Hyderabad Someone who can join max in 30-45 days Please check if candidates have worked on: Risk Strategy- Acquisition Strategy/Underwriting/Pricing Profitability/Portfolio Mgmt., Test Scenarios SQL-8/10 Tableau-7/10 Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL Design and analyze income, employment, fraud verification strategies Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function Utilize application, bank and bureau information to derive business insights KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau Revamp pricing strategy changes and launch A/B test to monitor impact and performance of the change Set up the process to run eligibility conditions for marketing campaigns such as cross – sell, etc.

Salary: 20 to 35 LPA Exp: 3 to 10 years Location: Bangalore/Gurgaon/Pune Notice : immediate to 30 days..!! Role and Responsibilities: Credit Risk /Fraud Risk Strategy: Role Details: The role is expected to use analytical tools to identify opportunities to grow overall assets as well as manage risk. It involves managing risk management framework across customer lifecycle acquisition, portfolio management and collections, across retail lending products. Responsibilities : - Design, analyze, monitor credit risk strategies for different loan products such as personal loans, auto loans, etc. - Identify the opportunity areas for portfolio growth and pro-actively communicate with stakeholders - Collaborate across other risk functions (example technology, product, etc.) to implement the analytical decisions - Understand existing underwriting rules, strategies and replicate them in business rules using SAS/SQL - Design and analyze income, employment, fraud verification strategies - Develop, maintain and improve risk policies, strategies, processes and procedures within the assigned function - Utilize application, bank and bureau information to derive business insights - KPI generation, tracking of risk and delinquency metrics for portfolios using SQL/Tableau

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Roles and Responsibilities Develop credit risk models using SAS, SQL, and statistical modeling techniques to predict defaults, losses, and other credit-related metrics. Collaborate with cross-functional teams to design and implement effective credit risk strategies that meet business objectives. Conduct stress testing and scenario analysis to identify potential risks and opportunities for growth. Provide data insights and recommendations to stakeholders on loss forecasting, scorecards, and portfolio performance. Desired Candidate Profile 2+ years of experience in Credit Risk Modelling/Analytics or related field. Strong expertise in Basel II/III regulations, CECL/CCAR requirements under IFRS9 framework. Proficiency in programming languages such as Python/R/SAS; strong understanding of machine learning algorithms an added advantage.

Individuals in Quality Assurance, Monitoring & Testing are responsible for the assessment of outcomes from activities and processes against conformance with applicable requirements to strengthen risk management quality such as quality testing performed for business function quality control and transformation lead quality control post completion of an activity/process. This includes the development and execution of Monitoring and Testing for controls, such as control design assessment, design of operational effectiveness for monitoring & testing tools, monitoring/testing design assessment, and execution of monitoring/testing tools to assess the effectiveness of key controls designed to address defined risks Responsibilities : Provides leadership and direction through a large team of professionals and/or junior managers. Provide leadership to drive optimization and efficiencies in projects Assist management in guiding and influencing decisions that conform to business objectives Responsible for the quality, completeness, and accuracy of the implementation of the Control Framework, including Risk Control Policy, Control Standard, Issue Management Policy, Lesson Learned Policy and Control Inventory Lead the assessment of activities and processes as per required Policies, Standards and Procedures to strengthen risk management quality Conduct routine testing of internal activities and processes to ensure adherence to established quality standards and identify areas of risk or non-compliance Review stakeholder/client feedback and respond to any quality assurance complaints or issues in a timely and efficient manner Support quality testing performed for business function quality control and transformation lead quality control post completion of an activity/process Drive assessment of activities and processes as per required Policies, Standards and Procedures to strengthen risk management quality. Conduct routine testing of internal activities and processes to ensure adherence to established quality standards and identify areas of risk or non-compliance. Integrate stakeholder/client feedback and respond to any quality assurance complaints or issues in a timely and efficient manner. Oversee quality testing performed for business function quality control and transformation lead quality control post completion of an activity/process. Develop and execute Monitoring and Testing for controls, including control design assessment and design of operational effectiveness for monitoring & testing tools, monitoring/testing design assessment, and execution of monitoring/testing tool. Regularly report on quality control outcomes and control effectiveness to top management and relevant stakeholders. Proficient knowledge of regulatory guidance specific to quality assurance and monitoring/testing lifecycle. Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency, as well as effectively supervise the activity of teams and create accountability with those who fail to maintain these standards Qualifications : 10+ years of experience in operational risk management, compliance, audit, or other control-related functions in the financial services industry. Ability to identify, measure, and manage key risks and controls. Track record leading Control related projects and programs • Ability to see the big pictures with high attention to critical details. Develop and implement strategy and process improvement initiatives. Comprehensive knowledge of businesses and functions and their risk profiles. Developing new ideas and improving current processes to proactively mitigate risks. Requires an ability to provide challenge and make recommendation for risk and controls remediation. Expert knowledge in the development and execution for controls. Proven experience in control related functions in the financial industry. Proven experience in implementing sustainable solutions and improving processes. Expert understanding of compliance laws, rules, regulations, and best practices. Deep understanding of Policies, Standards, and Procedures. Strong leadership, decision-making, and problem-solving skills. Strong analytical skills to evaluate complex risk and control activities and processes. Ability to deliver compelling presentations and influence executive audiences. Strong sense of accountability and ownership, with strong results orientation. Excellent communication skills; ability to engage and inspire across stakeholder groups. Exceptional command in Microsoft Office suite, particularly Excel, PowerPoint, and Word. Education : Bachelor's/University degree, Master's degree preferred

Profile / Function: Evaluate processes across functions to assess financial risks with different stakeholders Recommend strategies that minimize risk while maximizing potential rewards Manage Internal Financial Controls (IFC) in coordination with the risk function Conduct stress testing on financial data and monitor actual trends Establish stronger system-based controls using risk matrix evaluation Monitor solvency and capital adequacy Perform credit risk assessments of vendors Assess and analyze data relevant to financial risk evaluation Experience: 57 years of experience in financial risk controls Preferably with industry knowledge and exposure to risk profiling Qualifications: Chartered Accountant (CA) or Postgraduate degree in Risk Assessment

As a Risk and Controls Oversight Senior Lead in First Line, you will have the responsibility of providing expert oversight on Models & AI. Your critical role will involve ensuring that risk management practices are strong, effective, and compliant with risk and control management frameworks. You will act as a key bridge between the Customer & Digital Team, Chief Operating Office (CCO), second and third-line risk partners, and other stakeholders. Your primary tasks will include developing and assessing risk appetite, leading conversations on risk acceptance, ensuring proper design and assessment of controls, resolving any gaps in the control environment, and improving control effectiveness. Additionally, you will be responsible for monitoring controls continuously to keep the business audit-ready, embedding a proactive risk management culture, assessing new business initiatives, and utilizing tools such as KRIs and risk dashboards. Staying informed about market trends and emerging risks will be crucial in your role, as you will be expected to drive continuous education based on internal and external themes and lessons learned. Ensuring compliance with relevant laws and regulations, preparing and enhancing governance papers and reports, identifying opportunities for data-led controls monitoring, and automation of controls will also be part of your responsibilities. You will need to ensure compliance with RCSA, Issue management, and Risk events management process in line with the Operational Risk framework. To excel as a Risk and Controls Oversight Senior Lead in Models & AI, you should have expertise in Model Risk Management and Artificial Intelligence, focusing on ethical principles, transparency, fairness assessments, and model algorithms. Your experience in data analytics, data science, driving automation, and digitization within Risk Management processes will be essential. Keeping up-to-date with the latest advancements in Models and AI, including Generative AI and associated risks, is also crucial. Furthermore, you should have a deep understanding of market trends, competitor activities, and the broader risk environment to drive continuous improvements in internal controls. Your ability to influence senior stakeholders, design and implement Risk strategy aligned with the Overall Vision of BUK Customer and Digital function, and deliver transformation and change in Risk management will be key to success in this role. Additional valued skills may include being self-motivated, working effectively within a team, balancing risk considerations with commercial objectives, and applying expertise in Models and AI risk within the context of Customer & Digital to ensure tailored solutions for this area. This role is based in London (Canary Wharf) and aims to assess the integrity and effectiveness of the bank's internal control framework to support risk mitigation and protect the bank's operational, financial, and reputational risk. Your responsibilities will include collaborating with various stakeholders, identifying weaknesses in internal controls, developing reports, executing reviews, and ensuring adherence to the Barclays Controls Framework. As a Vice President in this role, you will be expected to contribute or set strategy, drive requirements for change, manage resources and budgets, deliver continuous improvements, and demonstrate leadership behaviours to create an environment for colleagues to thrive and deliver excellence. You will advise key stakeholders, manage and mitigate risks, demonstrate accountability for managing risk, and collaborate with other areas of work to achieve business goals. All colleagues, including yourself, will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence, and Stewardship, as well as the Barclays Mindset of Empower, Challenge, and Drive in their behavior and decision-making processes.,

About Bluevine Bluevine is transforming small business banking with innovative solutions like checking, lending, and creditall tailored to help entrepreneurs thrive. With best-in-class technology, advanced security, and a deep understanding of the small business community, were empowering entrepreneurs to grow with confidence. Backed by leading investors like Lightspeed Venture Partners, Menlo Ventures, 83North, and Citi Ventures, weve been supporting SMBs since 2013, serving over 750,000 customers nationwide and growing a dynamic global team of 500 people. Our mission To fuel small businesses with the financial tools they need to succeed. At Bluevine, youll be part of a collaborative, fast-paced team thats reshaping the future of banking. Ready to make an impact This is a hybrid role . At Bluevine, we pride ourselves on our collaborative culture, which we believe is best maintained through in-person interactions and a vibrant office environment. All of our offices have reopened in accordance with local guidelines, and are following a hybrid model. In-office days will be determined by location and discipline. ABOUT THE ROLE: We are looking for a highly motivated Senior Manager to lead our Risk operations organization based out of Bangalore, India. The ideal candidate is a true people&aposs person, who knows how to motivate and inspire their team, in order to achieve high quality work on multiple projects and in a timely manner. Candidates must be able to manage relationships with key partners and collaborate with remote teams effectively. This candidate will be part of senior leadership in Bluevines India office and will report directly to the Vice President of Fraud, based out of the US. The leader will manage teams focused on credit and fraud operations in India. This candidate will have the functional responsibility for credit and fraud operations, with the possibility of growing other functions and new areas in the India office WHAT YOU&aposLL DO: Lead a matrixed India risk operations organization and build a strong culture of collaboration and growth. Lead, develop and contribute into strategy for growing Bluevines presence in India. Recruit, train and build a high performing risk organization in India and help scale operations in India. Provide strategic insights and support to influence credit, onboarding, and fraud operations strategy Partner closely with risk leadership, risk analytics, underwriting and operations team to identify and recommend opportunities to improve our risk strategies, while managing for customer experience and profitability. Partner closely with the functional and intent leads to ensure the team meets SLAs, quality OKRs, and productivity OKRs. Continuously look for opportunities to improve the operation&aposs team efficiency. Ensure proper documentation of policies and procedures for the operations team and manage SLAs. Drive training and quality assurance for the team, in partnership with training, compliance, and functional leads guidance. Actively invest in and lead professional development for the team. Invest in developing leaders within the organization. Work with the Site Lead and other operations leaders in India to facilitate cultural initiatives such as recognition programs, engagement activities, diversity and inclusion, and community involvement, etc. Partner with operations leaders in India to provide site coverage during hours of operation, develop and share best practices while driving consistency in application of engagement and performance routines where applicable WHAT WE LOOK FOR: 10+ years of experience and 3+ years in a managerial role in credit risk, fraud risk, or banking operations (U.S. fintech/line of credit/ deposit experience a plus) Leadership skills in working with global teams Provens skills of managing and motivating teams, preferably has managed team team leaders Ability to take a hands-on approach to risk strategy, and be comfortable with data. Strong understanding of KYC, KYB, fraud and credit risk landscape and associated risk and controls Benefits & Perks Excellent group health coverage and life insurance Stock options Hybrid work model Meal allowance Transportation assistance (terms and conditions apply) Generous paid time off plan, Holidays Company-sponsored mental health benefits Financial advisory services for both short- and long-term goals Learning and development opportunities to support career growth Community-based volunteering opportunities Show more Show less

and has been ranked Top 100 Best Companies for Women in India 2022 by Avtar & Seramount . With our presence across 32 cities across globe, we support 100+ clients acrossbanking, financial and Energy sectors. We are recognized for our deep transformation execution and delivery. WHY JOIN CAPCO You will work on engaging projects with the largest international and local banks, insurance companies, payment service providers and other key players in the industry. The projects that will transform the financial services industry. MAKE AN IMPACT Innovative thinking, delivery excellence and thought leadership to help our clients transform their business. Together with our clients and industry partners, we deliver disruptive work that is changing energy and financial services. #BEYOURSELFATWORK Capco has a tolerant, open culture that values diversity, inclusivity, and creativity. CAREER ADVANCEMENT With no forced hierarchy at Capco, everyone has the opportunity to grow as we grow, taking their career into their own hands. DIVERSITY & INCLUSION We believe that diversity of people and perspective gives us a competitive advantage. MAKE AN IMPACT RoleCredit risk strategy analyst LocationBengaluru/ Pune/ Chennai/ Hyderabad/ Kolkata Experience5 - 12 years Work modeHybrid : Unsecured Strategy Development Prior experience in managing risk activities in retail lending. Min 5+ years exp experience in analytics specifically in the fields like Credit Risk Model Development, Strategy Development, Vintage profitability modeling, Portfolio Insights. Prior hands-on experience with development of acquisition risk strategy (Approve/Decline), account management strategy, strategy analysis, portfolio management & financial modelling would be mandatory. Technical expertise on SAS, Excel, Python etc. The incumbent would be expected to effectively explain the trends, adding meaningful insights on the back of relevant business knowledge. This role requires the incumbent to plan and execute the assigned projects/ analysis as per the agreed timelines and with accuracy and quality Demonstrate strong product / business knowledge and leverage the same to enhance quality of output by tying analysis back to business trends. Use the same to drive business benefits Support development and deployment of key analytical frameworks/strategies in line with business priorities. Provide actionable solutions for business problems including unstructured problems and ad-hoc queries with quick turnaround time WHY JOIN CAPCO You will work on engaging projects with some of the largest banks in the world, on projects that will transform the financial services industry. We offer: A work culture focused on innovation and building lasting value for our clients and employees Ongoing learning opportunities to help you acquire new skills or deepen existing expertise A flat, non-hierarchical structure that will enable you to work with senior partners and directly with clients A diverse, inclusive, meritocratic culture Enhanced and competitive family friendly benefits, including maternity / adoption / shared parental leave and paid leave for sickness, pregnancy loss, fertility treatment, menopause and bereavement NEXT STEPS If youre looking forward to progressing your career with us, please do not hesitate to apply. We are looking forward to receiving your application. To learn more about Capco and its people check out the website on www.capco.com Location - Bengaluru,Chennai,Hyderabad,Kolkata,Pune

What will your day look like - Leading a dynamic team to deliver high impact risk solutions across credit risk (underwriting, exposure controls and line management). - Work with stakeholders across product management, data science, and engineering to build relationship with the partner teams and drive implementation of risk strategies - Manage challenging time constraints to ensure on-time delivery of projects. - Work closely with partner teams in identifying, evaluating, and recommending new data that helps in risk differentiation. - Analyze loss trends and simulate risk decisioning strategies that help optimize revenue, approval rates etc. - Work closely with data science team and recommends credit risk decisioning and model deployment strategy. - Build a risk scorecard that leverages both internal performance data and external performance data that will be leveraged for credit decisioning at both underwriting and account management reviews for existing customers. - Collates analysis and builds presentations that helps articulate the risk strategy for the leadership team. To Help Us Level Up, You Will Ideally Have : - Quantitative background in engineering, statistics, math, economics, business, or related disciplines. - 5+ years experience in analyzing data and using database query language (e. SQL) analysis and programming and developer tools such as Python, R, data bricks in a finance or analytics field. - 2+ years of experience in leading high performing team of analysts. - Experience in working with non-traditional data such as social media will be a big plus. - Prior model building experience is a plus but not critical. - Possesses an analytical mindset and strong problem-solving skills. - Attention to detail and ability to multitask. - Comfortable working in a fast-paced environment and dealing with ambiguity. - Possesses strong communication, interpersonal and presentation skills; and ability to engage and collaborate with multiple stakeholders across teams. - Extremely proactive communicator willing to raise flags when needed and keep team members informed of ongoing risk or fraud related activities.

What to expect from this role: We plan to expand our risk strategy team, and we are looking for experienced risk professionals who will work on building risk strategy for our lending business. They will work in a dynamic environment, and with cross-functional teams to help manage risk while continuously supporting the business to grow. They will be expected to work on: Build Risk strategies to manage Fraud and Credit Risk for Lending business Build best in class risk models Be able to clearly communicate results and recommendations to various stakeholders Manage the overall portfolio risk and predict ECL for the portfolio Evaluate alternate data sources to solidify the risk management Work with cross-functional teams to build the anomaly detection capabilities Collaborate with Product team to build the right product to manage risk Evaluate the effectiveness of the solutions and improve upon them in a continuous manner We expect them to have a mix of a strong technical background and to have a keen eye for business implications of their work The ideal candidate for this role should : BTech/ BE from Tier-I & II colleges 1-2 years of experience in Risk Analytics preferably with FinTechs Experience in SQL, Python, MS Excel Preferably experience with Statistical modeling such as Logistic Regression, Decision Trees, Gradient Boosting models etc. Be agile and highly collaborative, communicate impressively Strong analytical acumen and problem solving Be skilled in building and managing business alliances Be highly data-driven and adept at balancing needs with business goals Thrive in a competitive and a result-oriented work environment PhonePe Full Time Employee Benefits (Not applicable for Intern or Contract Roles) Insurance Benefits - Medical Insurance, Critical Illness Insurance, Accidental Insurance, Life Insurance Wellness Program - Employee Assistance Program, Onsite Medical Center, Emergency Support System Parental Support - Maternity Benefit, Paternity Benefit Program, Adoption Assistance Program, Day-care Support Program Mobility Benefits - Relocation benefits, Transfer Support Policy, Travel Policy Retirement Benefits - Employee PF Contribution, Flexible PF Contribution, Gratuity, NPS, Leave Encashment Other Benefits - Higher Education Assistance, Car Lease, Salary Advance Policy Working at PhonePe is a rewarding experience! Great people, a work environment that thrives on creativity, the opportunity to take on roles beyond a defined job description are just some of the reasons you should work with us. Read more about PhonePe on our blog. Life at PhonePe PhonePe in the news

Hiring for Multiple Roles 1. SAS, SQL, Marketing Analytics 2. SAS, SQL, Credit Risk Model 3. SAS, SQL Strategy Development 4. SAS, SQLCollection Strategy 5. SAS, SQL, MRM 6. SAS, SQL, Credit Risk Model