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Tata Capital
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Credit Executive - MFB - Degana - Rameshwar Plaza - J-Grades

Credit Executive - MFB - Degana - Rameshwar Plaza - J-Grades

Tata Capital

2 - 5 years

2 - 4 Lacs

Jaipur

Posted:2 days ago| Platform:

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Skills Required

collateral management risk management credit underwriting disbursement underwriting business loan lending credit risk documentation credit management credit appraisal financial services sales kyc housing loan home loans lap mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Credit Executive to join our team in Degana. The ideal candidate will have 2-5 years of experience in the banking or financial services industry, with a strong background in credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations. Roles and Responsibility
Conduct personal discussions on cases as per laid down policies and procedures while maintaining strict adherence to quality.
Adhere to agreed SLAs and timelines in completing assigned activities.
Evaluate all credit requests, establish credit limits, and ensure proper documentation and security through appropriate collateral.
Communicate credit decisions effectively to stakeholders.
Enhance underwriting efficiencies while ensuring adequate risk management.
Perform Loan Account Verification, Cross Verification (Member House Visit), KYC Check, Bank Passbook and other Document Check, Income and Expense Assessment, Check on Influence of Middleman, Negative Area Check, CPC Checklist Verification, Loan Card Check of other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliances, and ICQ Observation Closure.

Job
Strong knowledge of credit underwriting, disbursements, collateral management, and coordination with cross-functional sales operations.
Excellent communication skills for effective stakeholder interaction.
Ability to work efficiently in a fast-paced environment and meet deadlines.
Strong analytical skills for evaluating credit risks and making informed decisions.
Experience in improving underwriting efficiencies while ensuring adequate risk management.
Familiarity with loan account verification, cross verification, KYC check, bank passbook check, income and expense assessment, and other document checks.

About Company
TATA CAPITAL LIMITED is a leading player in the banking or financial services industry, committed to providing exceptional customer service and building long-term relationships with its clients.

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Tata Capital

Financial Services

Mumbai Maharashtra

5001-10000 Employees

3754 Jobs

Key People

Rajesh Sethi

Managing Director & CEO
Supratim Bandyopadhyay

Chief Financial Officer
Ravi K. S. R.

Chief Technology Officer

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Credit Executive - MFB - Degana - Rameshwar Plaza - J-Grades