314 Credit Evaluation Jobs - Page 10

Job Responsibilities: Evaluating the creditworthiness of potential customers based upon multiple online and offline data sources. Conducting personal discussions with customers to clarify all open questions. Decision applications based on creditworthiness and business outlook. Deciding trade credit for borrowers (lending amount & period). Adhering to strict TAT for underwriting applications Maintaining quality of underwriting as per SOP Monitoring loan payments and bad debts. Reviewing and updating the company's credit policy. Defining early warning signals to track portfolio performance. Work with policy/product/operations team to ensure the right risk parameters are captured and assessed. ...

Job Summary ICSPL is seeking a seasoned Credit Control Head to lead credit management, debt recovery, and accounts receivable operations. The role ensures timely collections, minimizes credit risks, and supports smooth financial processes. Responsibilities: Maintain strong relationships with key customers to facilitate prompt payments and minimize credit risk. Ensure timely debt recovery, negotiate repayment plans, and handle escalated overdue cases. Align payments with sales invoices, reconcile accounts receivables, and resolve discrepancies. Track overdue accounts, prepare aging reports, and provide regular updates on collection performance and credit risks. Collaborate with legal teams to...

You will be responsible for conducting personal discussions on cases in accordance with the defined policies and procedures while maintaining a strict adherence to quality standards. It is essential to comply with agreed Service Level Agreements (SLAs) and timelines for the timely completion of assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral management, and coordination with cross-functional sales and operational teams. Your primary duty will involve safeguarding company assets by thoroughly evaluating credit requests, establishing appropriate credit limits, and ensuring that all approved loans are well-documented and properly secured b...

As a Relationship Manager in the Large Liability Group within TBG - Wholesale Banking, your primary responsibility will be to directly manage a portfolio of Large Liability Clients. You will be tasked with sourcing New to Bank (NTB) liability customers for the bank and evaluating limited credit requirements for generating liability. Throughout the life cycle of clients, you will be responsible for managing the credit exposure effectively. Your key roles and responsibilities will include originating NTBs accounts, managing a portfolio of large Liability Group clients, and developing a large liability strategy for a specific city or region. You will be required to target top clients in the cov...

Company Description CirclePe is a Club for trustworthy tenants aimed at eliminating security deposits from India's rental market. Members can move in with zero-security deposit by receiving Advance Rent of the Entire Lease. CirclePe is backed by OTP Ventures, IIT Delhi, 1947 Rise Fund, and other prominent investors. Role Description This is a full-time on-site Credit Officer role located in Gurgaon at CirclePe. The Credit Officer will be responsible for credit management, financial analysis, communication with clients, and evaluating creditworthiness. The role involves ensuring credit risk is minimized and maintaining strong customer relationships. Qualifications Credit Management and Financ...

You will be responsible for analyzing cases in accordance with established policies and procedures while maintaining a high level of quality. It is essential to strictly adhere to the agreed service level agreements (SLAs) and timelines for the completion of assigned tasks. Your role will involve utilizing a skill set encompassing underwriting, disbursements, collateral evaluation, and coordination with various sales and operational functions. In this position, you will play a key role in safeguarding company assets by thoroughly evaluating credit requests, setting appropriate credit limits, and ensuring that all granted loans are well-documented and adequately secured by suitable collateral...

Role & responsibilities Appraises /recommends/ approves credit proposals as per the delegation of authority. Reviews delinquent cases and document learnings / portfolio reviews for risk management. Conducts process audits and reports delinquencies and anomalies. Recommends changes to policy/process based on local nuances / competitor feedback. Implements system integration plans. Monitors NPA and keeps a track of it. Ensures field customer visits for PD and deliveries within agreed TAT. Managing all CPA’s(credit processing associates) and provide them adequate policy, process training for smooth operations with in the Risk Team. Ensures maintenance of Portfolio for the bank. Makes customer v...

Role & responsibilities Job Purpose: To manage and oversee the credit underwriting function for Loan Against Property (LAP) for the assigned region, ensuring high-quality credit appraisal, policy adherence, and portfolio health, while supporting business growth objectives. Key Responsibilities: Credit Appraisal & Underwriting: Evaluate and underwrite LAP proposals in line with company policy and risk appetite. Analyze borrower financials, property documents, market valuation, and credit bureau reports. Ensure timely processing of files to support business turnarounds. Team & Stakeholder Management: Manage and guide a team of credit officers/managers across the region. Collaborate with sales,...

Credit Manager-Mass Market Designation: Credit Manager Grade: Senior Executive Reporting to: Area Credit Manager Location: Mumbai & Pune Function: Risk (Underwriting) Job Purpose: The role incumbent will be responsible for end-to-end credit underwriting and disbursal of mortgage loans Role: Credit assessment and underwriting of mortgage loan applications based on product and policy norms end to end from login to disbursal of loans Appraising loan applications for credit worthiness ensuring adherence to KYC norms, credit bureau assessment and financials Disbursal of Mortgage Loans including all checks and verifications Coordination with legal, technical and processing vendors and training of ...

Credit Process Associate / Credit Underwriter Location: Bangalore Experience: 1-3 years Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field Job Responsibilities: Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness. Conduct risk assessments and determine credit limits for loan applicants. • Evaluate applications based on predefined credit policies and regulatory guidelines. Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making. Monitor borrower profiles and maintain updated records of credit approvals. • Identify potential risks and recommend risk mitiga...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Underwriting experience in Loan, preferably Unsecured Loans. Doing personal discussion with borrower. Preparing CAM (Credit Assessment Memo), ensuring proper and correct information. Checking and appraising proposals, scrutinizing documents including SOA analysis, CIBIL analysis, ensuring proper KYC etc before assigning any application to Lender with proper TAT and quality. Primary assessment & analysis of reasons of non-starter cases. Basic Financial Knowledge of Balance sheet and Profit & Loss A/c.

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: • Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and foc...

Essential Qualifications: Role directly reports to Positions that reports into this role Area Manager - Credit Underwriting • Preferably CA/CA Inter/ ICWA/ MBA Finance / Post Graduate/ Graduate • 1-5 years of relevant experience in Credit underwriting Retail Asset Banking products, services and operations (preferably in private sector, HL & LAP/SME) • Deep experience & understanding of retail financial services across NBFCs, banking Essential Experience / skills: Knowledge of local markets and trends in retail lending • Understanding of local business and micro economy • Ability to work under tight deadlines and to prioritize conflicting and changing priorities • Keen understanding and focus...

Responsibilities: * Collaborate with sales team on credit strategies * Oversee credit portfolio performance & risk management * Manage team of analysts in credit evaluation process * Communicating & Coordinating with Bankers

Associate/Manager/ Senior Manager- Business Location: Mumbai Reporting to: AVP / VP / SVP About the role: End-to-end execution of transactions in infrastructure and allied infrastructure sectors and management (monitoring) of portfolio accounts through the deal lifecycle. The person is expected to take up additional responsibilities of sourcing transactions on an incremental basis by building relationships with target groups. Key Responsibilities: 1. Industry and financial analysis 2. Developing detailed financial models for viability analysis 3. Preparation of credit presentations and appraisal notes 4. Liaising with clients for transaction activities like information gathering, due diligen...

We are looking for a skilled sales professional with 5 to 10 years of experience to lead our team in the emerging corporate sector. The ideal candidate will have a strong background in sales leadership, client acquisition, and relationship management. Roles and Responsibility Provide leadership and direction to the sales team, setting clear sales targets and KPIs. Lead by example in acquiring new clients, identifying prospects, and converting them into valuable business relationships. Build and maintain strong relationships with existing clients, understanding their evolving needs and providing tailored financial solutions. Ensure achievement of budgetary targets, including Net Interest Inco...

Underwriter reviews, conditions & underwrites mortgage loans as per the policies & procedures, appropriate guidelines Examines documentation accuracy &completeness Provides final approval underwriting of mortgage loans 4 C's guidelines Required Candidate profile Graduate Min 2.5yrs.exp. in conventional/govt end-to-end underwriting. Well-versed with all 4C's of Underwriting (Asset, Income, Credit and Collateral

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM

Ensure the SLA and KPI Targets as specified by the client are met consistently Demonstrate strong process knowledge and lead process changes/improvement with an end-to-end understanding of the Product Conduct huddles/training for process areas Required Candidate profile 04 - 06 Yrs leadership exp. US Mortgage Income Calculations; Pre Purchase Review; Credit Report Span control would range from 80 to 200 employees including SMEs, QAs, Team Leads and AM

Job Description A Commercial Real Estate (CRE) Underwriter plays a crucial role by underwriting at an advanced level of complexity for commercial portfolios. Provide guidance to structuring, servicing, and analysis for both new and renewal credits. The underwriter identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assess and communicate risks to assist department risk mitigation strategies. Products include lines of credit, term loans, real estate loans, and syndicated loans. Key Responsibilities Underwriting: Underwrites commercial credit actions according to applicable regulations, procedures, and guidelines Reviews f...

Job Summary: The Senior Credit Underwriter - Unsecured Loans is responsible for assessing and approving credit applications. The role involves detailed financial and non-financial analysis of applicants, with a strong focus on credit risk mitigation, policy adherence, and portfolio quality. The underwriter will also support the development of credit frameworks and guide junior team members. Key Responsibilities: Evaluate unsecured loan applications within defined TATs and risk parameters. Analyze applicant profiles using financial statements, bank statements, credit bureau reports (e.g., CIBIL, Experian), and alternate data sources. Approve or recommend decisions within delegated authority; ...

Task performed Ensure AP Ref no.if generated as soon as a file is logged in Ensure CPV, neighbor check, Financiary reference check and TVR is done after CIBIL Recommends and forwards to appropriate authority basis limits, deviation, and deferral. Does PD for every single customer. Take various market references and build touch points for customer reference. Check and keep tab on industry trends, key factors impacting industry, performance of trade in local market and regulatory impact Review of credit files as per policy Co-ordinate with FCU for setting up specific triggers Ensure approval tracker is given to Business Basis product to do CFA and ABB. Relook at cases which have been rejected ...

SECTION I:Job Title Credit Manager Grade Manager or Senior Manager SECTION II: ROLE SUMMARY Ensure quality Appraisal of credit for worthy borrowers for Business Loan product. Ensure timely credit and transaction approvals for delegation under self. Follow up with seniors for credit / transaction approvals. Managing loan portfolio with respect to credit rating/quality. Identify de risk account / AL accounts. Monitoring of Team TAT and Productivity. Ensuring adherence to the credit policy and process. Review of Delinquency Review exceptions and approval for knocking. Respond on the Hind sight and Internal audit observations Conduct monthly Regional Council Meetings with all the stakeholders. S...

- Extensively work on risk assessment and credit underwriting - Understanding the customer profile, performing financial analysis & determining the credit worthiness of the proposals - Monitoring the existing loans portfolio to maintain its quality