Credit Process Associate

1 - 5 years

1 - 3 Lacs

Posted:1 week ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Credit Process Associate / Credit Underwriter

Location: Bangalore

Experience: 1-3 years

Qualification: Bachelor's/Masters degree in Finance, Accounting, Economics, or a related field

Job Responsibilities:

  • Analyze financial statements, credit reports, and other relevant documents to assess creditworthiness.
  • Conduct risk assessments and determine credit limits for loan applicants.

• Evaluate applications based on predefined credit policies and regulatory guidelines.

  • Collaborate with sales teams, risk teams, and other stakeholders to streamline credit decision-making.
  • Monitor borrower profiles and maintain updated records of credit approvals.

• Identify potential risks and recommend risk mitigation strategies.

• Ensure compliance with company policies, regulatory requirements, and industry standards.

  • Work on automation tools and credit scoring models for efficiency improvement.

• Prepare detailed reports on creditworthiness, approvals, and rejections.

Skills & Qualifications:

Strong analytical and financial assessment skills.

Knowledge of credit policies, financial ratios, and lending principles. Proficiency in financial modeling and risk assessment tools.

Good communication and decision-making abilities. Experience with credit assessment software and databases (preferred)

Interested and experienced candidates can apply by:

  • Call/WhatsApp: 9205488912 (Pragati)

  • Email: pragti.saxena@cielhr.com


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