Credit Executive - MFB - Ajeetgarh - Shree Sai Narayan Complex - J-Grades

You will be responsible for analyzing cases in accordance with established policies and procedures while maintaining a high level of quality. It is essential to strictly adhere to the agreed service level agreements (SLAs) and timelines for the completion of assigned tasks. Your role will involve utilizing a skill set encompassing underwriting, disbursements, collateral evaluation, and coordination with various sales and operational functions. In this position, you will play a key role in safeguarding company assets by thoroughly evaluating credit requests, setting appropriate credit limits, and ensuring that all granted loans are well-documented and adequately secured by suitable collateral. Effective communication of credit decisions to stakeholders will be a crucial aspect of your responsibilities. Furthermore, you will be tasked with enhancing underwriting efficiencies while maintaining a strong focus on risk management practices. Your duties will also include conducting loan account verification, cross verification such as member house visits, KYC checks, bank passbook and document verification, income and expense assessments, scrutiny for middleman influence, negative area checks, verification of loan cards from other lending institutions, bucket monitoring, death case verification, branch compliance checks, and closure of ICQ observations. Overall, your role will be instrumental in ensuring the smooth functioning of credit operations while upholding the highest standards of quality and compliance.,