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Job opening For Credit Underwriting Officers at SMFG India

1 - 6 years

2 - 7 Lacs

Posted:7 hours ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

Job Title: Credit Underwriter

Key Responsibilities

  • Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity.
  • Conduct video calls to verify borrower information and assess creditworthiness.
  • Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling.
  • Prepare credit appraisal memos and recommend loan approvals or rejections.
  • Monitor portfolio quality and flag early warning signals for delinquency.
  • Ensure compliance with internal credit policies and regulatory guidelines.
  • Provide feedback to product and risk teams for continuous improvement of underwriting models.
  • Familiarity with credit scoring models, KYC norms, and NBFC/MFI regulations.

Only experienced candidates can apply for the job

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SMFG INDIA CREDIT COMPANY
SMFG INDIA CREDIT COMPANY

Financial Services

Mumbai

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