Analyst - Credit Risk / Commercial Lending

Experience

• Evaluate financial performance of companies /borrower / guarantor across all segments and class based on a variety of factors including past and current performance, management projections and market changes over the period.
• This would include review of various financial statements, such as balance sheet, income statement, cash flows, and statement of changes in equity.
• Perform market research using various third-party applications and compare performance of borrowing entity against market data to draw conclusion of overall performance. -
• Determine appropriate risk rating, both qualitative and quantitative based on performance during the review time period and compare it against bank's credit guidelines.
• Document and synthesize findings based on above mentioned reviews into a credit review report (covering all the related sections, Company Overview, Management, Financial Performance, Industry, Risk and Mitigants, Risk Rating Rationale, Recommendation) which would be for presented to lending officers.
• Quality check of work performed by junior team members and provide appropriate feedback on the same. - Training & mentoring junior colleagues along with reviewing, checking & overseeing and undertaking workload planning as well.
• Understand the feedback received from the onshore team members and disseminate the same to the team.

Required

• MBA (Finance /Banking), Cost and Management Accountancy, Chartered Accountancy orpost-graduationn in Economics.

Others

• Both Side cabavailablee
• One-time meal
• UK Shifts