350 Cre Jobs

Immediate joiners required for Gurgaon and Noida Based BPO's for Customer Support: Manya: 6386120495 Shubhi: 7355263026 In case not able to connect WhatsApp your resume @ 6386120495 Direct Interview with Company HR's *No Placement Charges* Required Candidate profile 1:Any Grad/Ug 2:Fresher/Experienced (Must have relevant Documents) 3:24x7 Shifts//Cabs in odd hours 4:Immediate Joiners Preferred 5:Salary CTC 2-5 LPA (16-35K In-hand) 6:Excellent Communication Skills Perks and benefits PF ESIC PLI's TA Appraisals Medical Insurance Cabs

As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. MRGR is a global team of modeling experts within the firm s Risk Management and Compliance organization. The team is responsible for conducting independent model validation and model governance activities to help identify, measure, and mitigate Model Risk in the firm. The objective is to ensure that models are fit for purpose, used appropriately within the business context for which have been approved, and that model users are aware of the model limitations and how they could impact business decisions. Being part of the MRGR team will put you at the center of the firm s model validation and governance activities with exposure to a wide variety of model types and cutting edge modeling techniques, while frequently interacting with the best and brightest in the firm. You will expand your knowledge of the different forecasting models used in the firm, their unique limitations, and use that knowledge to help shape business strategy and protect the firm. This role will perform the following model risk management activities Set standards for robust model development practices and enhance them as needed to meet evolving industry standards Evaluate adherence to development standards including soundness of model design, reasonableness of assumptions, reliability of inputs, completeness of testing, correctness of implementation, and suitability of performance metrics Identify weaknesses, limitations, and emerging risks through independent testing, building of benchmark models, and ongoing monitoring activities Communicate risk assessments and findings to stakeholders, and document in high quality technical reports Assist the firm in maintaining (i) appropriateness of ongoing model usage, and (ii) the level of aggregate model risk within risk appetite Minimum Skills, Experience and Qualifications We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. Master s degree in a quantitative field such as Math, Physics, Engineering, Statistics, Economics or Finance is required 0 2 years of experience in a quantitative or modeling role. Deep understanding of statistical/econometric models such as linear, logistics and time series models, is required Proficiency in Python, R, or equivalent Knowledge in financial market is preferred Strong communication skills verbally and particularly in writing, with the ability to interface with other functional areas in the firm on model-related issues and write high quality technical reports Experience with large data sets is preferred Additional Skills, Experience and Qualifications The following additional items will be considered but are not required for this role Prior experience in mortgage or CRE risk model development or validation is a plus Prior experience in financial products/markets and regulatory stress testing (CCAR/ICAAP) is a plus As part of Risk Management and Compliance, you are at the center of keeping JPMorgan Chase strong and resilient. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities. Our culture in Risk Management and Compliance is all about thinking outside the box, challenging the status quo and striving to be best-in-class. MRGR is a global team of modeling experts within the firm s Risk Management and Compliance organization. The team is responsible for conducting independent model validation and model governance activities to help identify, measure, and mitigate Model Risk in the firm. The objective is to ensure that models are fit for purpose, used appropriately within the business context for which have been approved, and that model users are aware of the model limitations and how they could impact business decisions. Being part of the MRGR team will put you at the center of the firm s model validation and governance activities with exposure to a wide variety of model types and cutting edge modeling techniques, while frequently interacting with the best and brightest in the firm. You will expand your knowledge of the different forecasting models used in the firm, their unique limitations, and use that knowledge to help shape business strategy and protect the firm. This role will perform the following model risk management activities Set standards for robust model development practices and enhance them as needed to meet evolving industry standards Evaluate adherence to development standards including soundness of model design, reasonableness of assumptions, reliability of inputs, completeness of testing, correctness of implementation, and suitability of performance metrics Identify weaknesses, limitations, and emerging risks through independent testing, building of benchmark models, and ongoing monitoring activities Communicate risk assessments and findings to stakeholders, and document in high quality technical reports Assist the firm in maintaining (i) appropriateness of ongoing model usage, and (ii) the level of aggregate model risk within risk appetite Minimum Skills, Experience and Qualifications We are looking for someone excited to join our organization. If you meet the minimum requirements below, you are encouraged to apply to be considered for this role. Master s degree in a quantitative field such as Math, Physics, Engineering, Statistics, Economics or Finance is required 0 2 years of experience in a quantitative or modeling role. Deep understanding of statistical/econometric models such as linear, logistics and time series models, is required Proficiency in Python, R, or equivalent Knowledge in financial market is preferred Strong communication skills verbally and particularly in writing, with the ability to interface with other functional areas in the firm on model-related issues and write high quality technical reports Experience with large data sets is preferred Additional Skills, Experience and Qualifications The following additional items will be considered but are not required for this role Prior experience in mortgage or CRE risk model development or validation is a plus Prior experience in financial products/markets and regulatory stress testing (CCAR/ICAAP) is a plus

Key Objective of the Job: As Sales Manager, you are responsible to lead generation, good interpersonal skill, good communication skills, Liaison with other function, dealership management, assist BDMs for their daily functions. Key Deliverables: Lead generation Ensure necessary leads are generated through CRE's and channel partners/open market Customer relationship management Develop and maintainrelationship with existing and potential customers Educates customers with information to build their understanding of issues and capabilities Goes beyond their day to day work to assist customers in a positive manner Dealer relationship management Maintain relationship with local dealerships, TML dealers and local territory managers of TML Data management Maintain all relevant data related to TML retail and TMF market share at assigned territories and report the same to Zonal Sales head Team Management: Manage a team of BDMs including target setting, dealer allocation, and performance management Training and guiding BDMs Ensure all BDMs and dealer sales team are aware of policies related to TMF product offerings Makes sure self and team adheres to the team's expectations and guidelines, fulfills teams responsibilities, demonstrates personal commitment to the team Education Qualification: Preferably Graduate Specialized job competencies: Functional Competencies Communication Skill Negotiation Skill Market/ Industry Knowledge Analytical Skill Product Knowledge Behavioral Competencies Execution Excellence Customer Centricity Fostering Synergy People Leadership Hiring Parameters: Good communication skill Compliance Orientation Process Management Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Major Deliverables: Generate leads & business from assigned dealership as well as the open market Maintain a healthy relationship with Dealers for sales objective. Ensuring Post Disbursal Documents (PDD) updation RC, First EMI & Non starter collection & its updation to maintain the portfolio Timely Communication to dealers staff about the scheme / HO communication about payouts/RC, etc Ensure enhanced sourcing & business at the dealer counter(s) being managed Ensure proper implementation of all the finance schemes in operation at Dealer level & impart regular training on the same to the dealer Sales team Understanding of customers need and proper guidance / explanation of the finance schemes to the customers Daily sharing of MIS with case wise status of the leads given by dealership Minimum Nos. expected as per productivity matrix. Login to conversation to maintain the targeted ratio. Location: Mumbai,New Delhi,Pune,Bangalore,Hyderabad,Chennai

Hiring: Endoscopy Technicians We are looking for skilled and certified Endoscopy Technicians to join our healthcare team in Hyderabad . Job Details: Position: Endoscopy Technician Qualification: Diploma Experience: Minimum 3 years Location: Hyderabad Salary: Negotiable based on experience Certification: Endoscopy Certification is mandatory Key Responsibilities: Assist in endoscopic procedures and ensure proper handling of endoscopy equipment Prepare procedure rooms and maintain sterile conditions Ensure the cleaning, sterilization, and maintenance of endoscopy instruments Support physicians during diagnostic and therapeutic endoscopic procedures Maintain accurate patient records and equipment logs Interested Candidates Can Contact: HR Sireesha 9505393286

Permanent Work from home, hindi & English is required. Minimum 1yr Exp with proper documents mandatory Excellent English with Hindi mandatory Salary Max 23k ctc111 Undergraduates can also apply Only experienced can apply 6 days working, Rotational shift Only Immediate joiners apply Must have system- corei5 7th gen or above,8 GB Ram ,Windows 10 or above Camera mandatory Internet speed- Min 20Mbps Headset- USB Headset with noise cancellation UPS - mandatory EDR Installation Mandatory

Permanent Work from home, hindi & English is required. Minimum 1yr Exp with proper documents mandatory Excellent English with Hindi mandatory Salary Max 23k ctc111 Undergraduates can also apply Only experienced can apply 6 days working, Rotational shift Only Immediate joiners apply Must have system- corei5 7th gen or above,8 GB Ram ,Windows 10 or above Camera mandatory Internet speed- Min 20Mbps Headset- USB Headset with noise cancellation UPS - mandatory EDR Installation Mandatory

Permanent Work from home, hindi & English is required. Minimum 1yr Exp with proper documents mandatory Excellent English with Hindi mandatory Salary Max 23k ctc111 Undergraduates can also apply Only experienced can apply 6 days working, Rotational shift Only Immediate joiners apply Must have system- corei5 7th gen or above,8 GB Ram ,Windows 10 or above Camera mandatory Internet speed- Min 20Mbps Headset- USB Headset with noise cancellation UPS - mandatory EDR Installation Mandatory

Permanent Work from home, hindi & English is required. Minimum 1yr Exp with proper documents mandatory Excellent English with Hindi mandatory Salary Max 23k ctc111 Undergraduates can also apply Only experienced can apply 6 days working, Rotational shift Only Immediate joiners apply Must have system- corei5 7th gen or above,8 GB Ram ,Windows 10 or above Camera mandatory Internet speed- Min 20Mbps Headset- USB Headset with noise cancellation UPS - mandatory EDR Installation Mandatory

Job description - 10 years technical experience (Quality and/or Engineering) with focus on Failure Analysis. - A degree in an engineering discipline, such as Mechanical, Electrical, Materials. - Deep understanding of reliability engineering concepts, such as Weibull analysis. - Expertise in problem solving methodologies (5 why, fishbone, 8D), Failure analysis. - Proficiency in Statistics, FMEAs. - Certified as CRE, CQE or Six Sigma Green/Black Belt is a plus. - Travel up to 40%. Preferred Qualifications - Strong Communication skills with ability to understand and concisely communicate issues. - Ability to work and multi task in a fast paced, technically dynamic environment. - High energy and highly motivated with the zeal to drive closure of issues across cultures. - Written and verbal fluency in English.

ARE (SCADA) Project Name: Project Management Consultancy Services (PMC) for Construction of Double line electrified Railway Track with signalling and telecommunication system and related infrastructure for the Western Dedicated Freight Corridor Project. Functional Area: ARE (SCADA) Location: Navi Mumbai Duratio n : 12 months Qualification: Minimum B.E./B.Tech. in Electronics Engineering / Telecom Engineering / Communication Engineering / Electrical Engineering Overall Professional Experience: The Candidate Shall have minimum 12 years of total experience in assigned position preferably on IR/Metro and / or other railway projects. Experience in similar position: 8 years experience in similar proposing positions in IR/Metro and / or other railway projects. Preferred Age: Below 60 years. Functional Role: Implementation of Contractual Provision as per Chapter10 of part3 of Contract Agreement of EMP. OHE works Completion, Interface with EMP-4 and OCC Sabarmati for the commissioning of the Vaitarna Sachin section with OCC, PSI works Completion. Ensuring that the Contractors adhere to the contracts in letter and spirit in terms of quality and time and to do all such acts and duties of the ARE SCADA that are required as per the PMC Agreement. Ensuring supervision of Electrical works adhering to standards of Safety and Quality at project sites. Monitor team performance and report on metrics. Responsible for inspiring and motivating team members with regular encouragement, keeping the enthusiasm going by providing individualized coaching when needed. Assisting CMT in any other work of PMC relating to electrical discipline, Safety & Design, and to the Executive. Any other duty is given by CRE/Dy.CRE/RE Reporting to CRE/Dy.CRE/RE and Directors of OC India HO. Employment Type: Project Specific.

Flex is the diversified manufacturing partner of choice that helps market-leading brands design, build and deliver innovative products that improve the world. A career at Flex offers the opportunity to make a difference and invest in your growth in a respectful, inclusive, and collaborative environment. If you are excited about a role but dont meet every bullet point, we encourage you to apply and join us to create the extraordinary. Job Summary To support our extraordinary teams who build great products and contribute to our growth, we re looking to add a Senior Engineer Sheetmetal DfX based in Chennai. What a typical day looks like: Analyze product design to determine the most efficient Production /assembly process by using SolidWorks / DFM Pro etc. Analyze the cumulative effect of tolerances in an assembly. Analyze the product design critical actuation interferences to find potential problems. Perform Dfx analysis and Create DFx report with potential issue and its recommendation to eliminate. Share and review DFx report with customer and propose modification/ alternative to reduce the cost of the product. Strong knowledge in Sheetmetal cutting, punching, bending, forming, folding and assembling. Evaluation of Sheetmetal tools and fabrication methodologies Track and monitor the design recommendation implemented in the product. Collaborate site and multiple stake holder to ensure flawless execution. Update process documents and obey as per quality standards. Hardware evaluation vs supplier recommendation. GD&T knowledge Fabrication processes knowledge to meet Tolerances accuracy evaluation. Technical Knowledge in Punching, Bending, Tapping, Assy. Insertion, Welding & Hardware (riveting) The experience we re looking to add to our team: BE/ B. Tech (Mechanical/ Automotive / Production), Diploma (Mechanical / Automotive) professional with typically: 4 -12 years of experience in Sheetmetal Design, Manufacturing & DFx (DFM, DFC & DFA) Analysis for Sheetmetal Products. Diploma in Tool and Die Making will be added advantage. Knowledge in die design (Progressive, Transfer, Combination, Compound Die &Multiple Die), Manufacturing process and Materials. Hands on in 3DCAD Software tools and experience in Sheetmetal die design tools such as SolidWorks, Cre-O, Logo Press, AutoForm-DieDesigner & etc. , Experience in sheet metal product design for rack cabins, cabinet & product enclosures. Experience in Fixture and gauge design for Sheetmetal product production. Aptitude to work with a multi-functional team to define requirements and suitable metrics for the performance of new products and process. Knowledge & direct experience in NPI operations and manufacturing engineering. Able to perform root cause analysis and resolve problems. Experience with Continuous Process Improvement, Kanban and Lean manufacturing principals. Flexibility and adaptability to work in a dynamic startup environment. Work with other engineering team members to improve existing design or Process. Here are a few examples of what you will get for the great work you provide: Paid Time Off Health Insurance IA111 #LI-ISHWARYAAP Job Category Production Engineering Required Skills: Optional Skills: Flex pays for all costs associated with the application, interview or offer process, a candidate will not be asked for any payment related to these costs. Flex is an Equal Opportunity Employer and employment selection decisions are based on merit, qualifications, and abilities. We do not discriminate based on: age, race, religion, color, sex, national origin, marital status, sexual orientation, gender identity, veteran status, disability, pregnancy status, or any other status protected by law. Were happy to provide reasonable accommodations to those with a disability for assistance in the application process. Please email accessibility@flex. com and well discuss your specific situation and next steps (NOTE: this email does not accept or consider resumes or applications. This is only for disability assistance. To be considered for a position at Flex, you must complete the application process first).

Hiring under graduate fresher 24*7 shifts email and chat process cabs Gurgaon location cabs Himanshu@9289877542

Urgent opening for Back Office Executive (Only Females) Experience - 0 to 2 Timing - 9:30 am to 6:30 am Salary - up to 20k Location - Sahara Darwaja Should have good English Communication Contact - 6354075335

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations .

Key Deliverables: Lead Generation Generate leads for ILSCV deals through interactions with DSE or through channel partners/open market. Customer Relationship Management End to end customer relationship management including explaining product offerings and resolving sales queries. Cross-selling product offerings to customers. Educates customers with information to build their understanding of issues and capabilities. Goes beyond their day-to-day work to assist customers in a positive manner. Dealer Relationship Management Maintaining relationship with assigned dealer. Deal Processing Collecting all pre-sanction and post sanction documents and performing accurate data entries (RSPM, SAGE etc) Internal Stakeholder Management Interact with operations and credit team in order to ensure smooth processing of loan application.

Major Deliverables: Generate leads & business from assigned dealership as well as the open market Maintain a healthy relationship with Dealers for sales objective. Ensuring Post Disbursal Documents (PDD) updation RC, First EMI & Non starter collection & its updation to maintain the portfolio Timely Communication to dealers staff about the scheme / HO communication about payouts/RC, etc Ensure enhanced sourcing & business at the dealer counter(s) being managed Ensure proper implementation of all the finance schemes in operation at Dealer level & impart regular training on the same to the dealer Sales team Understanding of customers need and proper guidance / explanation of the finance schemes to the customers Daily sharing of MIS with case wise status of the leads given by dealership Minimum Nos. expected as per productivity matrix. Login to conversation to maintain the targeted ratio. Location - Mumbai,Delhi / NCR ,Pune,Bangalore,Hyderabad,Chennai

Summary ~ Analytische ondersteuning bieden aan interne klanten van Novartis (CPOs en regionale marketing- en verkoopteams) voor verschillende analytische rapporten met een lage tot gemiddelde complexiteit. ~Ondersteuning en facilitering van op gegevens gebaseerde besluitvorming voor interne klanten van Novartis door kwalitatieve en kwantitatieve analyses aan te bieden en te communiceren ~Ondersteun GBS~GCO-bedrijven in de bouwpraktijk door deel te nemen aan verschillende initiatieven zoals kennisdeling, onboarding- en trainingsondersteuning, teamleider bij alle bedrijfsgerelateerde taken/activiteiten, het bouwen van procesdocumentatie en kennisopslagplaatsen. ~Een integraal onderdeel zijn van een uitgebreid ontwerpteam dat verantwoordelijk is voor het ontwerpen van promotioneel marketingmateriaal. About the Role Major Accountabilities ~ Cre er en lever onder de eisen van de klant volgens de overeengekomen SLAs. ~ Het leveren van diensten door een gestructureerde benadering van projectmanagement met de relevante documentatie en communicatie gedurende de gehele levering van diensten ~ Kwaliteitsbewaking; Zorg ervoor dat de deliverables voor kwaliteit en nauwkeurigheid van de hoogste orde zijn. Tijdige oplevering van het project binnen de gestelde deadlines. ~ Ondersteuning bij het opstellen en onderhouden van standaard operationele procedures (SOPs) ~ Ondersteuning bij het ontwikkelen en onderhouden van kennisopslagplaatsen die kwalitatieve en kwantitatieve rapporten vastleggen. ~ Deelnemen aan verschillende sessies om kennis te delen die Key Performance Indicators ~ Analytische ondersteuning bieden aan interne klanten van Novartis (CPOs en regionale marketing- en verkoopteams) voor verschillende analytische rapporten met een lage tot gemiddelde complexiteit. ~Ondersteuning en facilitering van op gegevens gebaseerde besluitvorming voor interne klanten van Novartis door kwalitatieve en kwantitatieve analyses aan te bieden en te communiceren ~Ondersteun GBS~GCO-bedrijven in de bouwpraktijk door deel te nemen aan verschillende initiatieven zoals kennisdeling, onboarding- en trainingsondersteuning, teamleider bij alle bedrijfsgerelateerde taken/activiteiten, het bouwen van procesdocumentatie en kennisopslagplaatsen. ~Een integraal onderdeel zijn van een uitgebreid ontwerpteam dat verantwoordelijk is voor het ontwerpen van promotioneel marketingmateriaal. Work Experience ~Werkervaring binnen de farmaceutische industrie ~Projectmanagement ~Operationeel management en uitvoering Skills ~Reclamecampagnes ~Alteryx ~Analytisch denken ~Naamsbekendheid ~Zakelijk netwerken ~Nieuwsgierigheid ~Digitale marketing ~E-mailreclame ~Marketingcommunicatie ~Marketingplannen ~Marketingstrategie ~Mediacampagnes ~Proces Documentatie ~Strategische marketing Language Engels Why Novartis: Helping people with disease and their families takes more than innovative science. It takes a community of smart, passionate people like you. Collaborating, supporting and inspiring each other. Combining to achieve breakthroughs that change patients lives. Ready to create a brighter future together? https://www. novartis. com / about / strategy / people-and-culture Join our Novartis Network: Not the right Novartis role for you? Sign up to our talent community to stay connected and learn about suitable career opportunities as soon as they come up: https://talentnetwork. novartis. com/network Benefits and Rewards: Read our handbook to learn about all the ways we ll help you thrive personally and professionally:

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations. Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations. Location: mumbai,delhi,pune,bangalore,hyderabad,chennai

Key Objective of the Job: Achieving business targets as laid down by acquiring new client relationships through the multiple Digital journeys. Proactively understanding customer needs and cross- selling multiple products as per the requirements Should adhere to all policies and guidelines for updating leads as well as closures along with all the best practices that are put in place by the Business team. Execute all activities / campaigns as planned by the respective Digital Sales Manager Displaying customer centricity by executing all customer interface processes within defined timelines. Collaboration with various internal / external teams (Contact Center, Internal Business teams, Aggregators) to ensure timely service to all customers seeking a mortgage product Major Deliverables: Meet & exceed business targets in terms of profitability, optimum product mix and quality of sourcing Should prove to be the one-point contact for all financial needs for his/ her customer Zero error in adherence to policies and systems as specified Quality of files sourced should be as per specified guidelines Forging targeted number of client relationships within the agreed timelines Meet & exceed customer acquisition targets Timely update for all leads shared by Internal / External stakeholders. Meeting sales targets for HL products in the assigned territory Ensuring the customer satisfaction matrix is met for all client relationships Timely MIS reporting to all concerned. Clear the certification examination within specified timelines Specialized job competencies: Knowledge about all financial products like Home Loans, Mortgages Knowledge about statutory compliance & local market procedures Knowledge about legal agreement reviews, Data Uploads across SFDC, Ability to crunch large data & present the same for opportunity sizing. Excellent communication and presentation skills Should be able to talk and convince both internal and external stakeholders & execute actionables in a timely manner. Graduate : Yes Masters/Postgraduate: Optional Desired Experience: Minimum 1- 2 years experience in Offline/Online Channel /Home Loan / Affordable Housing Finance sales Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Job Description: In Scope of Position based Promotions (INTERNAL only) Job Title: Credit Risk Specialist, Associate Location: Mumbai, India Role Description Risk division has a fundamental responsibility to protect the Bank. With group-wide responsibility for the management and control of credit, market, operational and reputational risks, we have a unique vantage point which allows us a holistic view of our businesses and our clients. Nearly 4,000 employees work together in our division to achieve our ambition to be an industry-leading risk management organisation. In an increasingly complex environment, risk management is fast-becoming the most sought after place to build a career within the banking world. Risk at Deutsche Bank is relied upon to help shape the strategy of the organisation and the wider industry agenda. The Global Credit Analytics Function (GCAF) is entrusted with the work of assigning and surveillance of Probability of Default Rating to Corporate and Institutional counterparties of the Bank. As part of Risk s transformation journey, GCAF is bringing Credit documentation to its purview and requires strong analysts to handle the same. About Credit Risk Management Function Credit Risk is a centralized risk-type function within the CRO function. The team is primarily responsible for setting limits and providing credit approvals for single name credit risk, as well as monitoring and managing against these in the context of the bank s Enterprise Risk Management framework. Credit Risk enables CRO to strengthen, enhance and improve control of the bank s credit risk. The team provides deep technical expertise to the business aligned risk functions and facilitates strategic business decision-making to improve overall use of the bank s capital. What we ll offer you As part of our flexible scheme, here are just some of the benefits that you ll enjoy Best in class leave policy Gender neutral parental leaves 100% reimbursement under childcare assistance benefit (gender neutral) Sponsorship for Industry relevant certifications and education Employee Assistance Program for you and your family members Comprehensive Hospitalization Insurance for you and your dependents Accident and Term life Insurance Complementary Health screening for 35 yrs. and above Your key responsibilities Undertake accurate and timely credit analysis of counterparties (including Corporates and FIs, Leveraged Lending, CRE, Project Finance) by identifying business and financial risk based on understanding of business model, financial statement analysis, preparing cash flow model/ forecast and peer analysis. Write Rating reports and credit reviews/analysis for recommendation to Senior members for approval. Active participation in Live trades with onshore credit officers (KCP) by understanding the trade dynamics, providing your recommendation and completing the credit write-ups (Addendum) for the same. On-going monitoring & surveillance of assigned international portfolios, including rating changes, market/industry developments, news events, etc and assessing the impact on credit worthiness of the counterparty, keeping DB s exposure in mind. Understand the various banking products (including Trade Finance Derivatives, and complex/structured facilities and credit documentation for the same. Support the KCP with appropriate checks and its inclusion in the credit reviews. Monitoring of limits/exposure: Updating Limit amendments and credit relevant data updates in the credit system. Exposure monitoring and timely clearance of Excess tickets. Timely monitoring of covenants and regular discussion with KCPs. Manage own credit portfolio and assist senior decision makers to make informed decisions based on your recommendations Interface directly across with the Credit officers (KCP) and other stakeholders (business side, Exposure managements, and various ops teams) to ensure complete understanding of DB s exposure and timely completion of the credit reviews. Effective resolution of conflicting views with Business in a constructive and professional manner, maintaining DB s underwriting standards, at the same time supporting the Business to achieve agreed targets. Support business units in driving strategy to drive optimum risk / return and in line with overall portfolio strategy and risk appetite while maintaining DB s high underwriting standards Participate in ad-hoc projects related to portfolio exercises (industry/regional exercise), regulatory developments, sector notes, audit exercises and support onshore KCPs for various business strategies. Ensure compliance with relevant and applicable local and global regulatory and policy requirements Part of regional team supporting senior credit officers covering Southeast Asian counterparties. Your skills and experience Relevant professional qualifications are MSc / MA / MBA / CA / CFA, etc. Relevant work experience in credit underwriting/analysis for Corporates, Financial institutions and Non-bank Financial institutions with understanding of industry risk drivers; established negotiation skills to deal effectively with conflicting priorities & resources. Strong analytical skills, meticulous and strong knowledge of financial markets, economic/industry trends and global risk regulations. Good working knowledge of relevant banking products including Financing, Commercial Real Estate, Commercial Banking, Trade Finance, complex/structured loans and Derivative products. Ability to build strong relationships internally with stakeholders locally, regionally & globally, both functionally and with Front office Business partners.Strong accounting background, knowledge of financial ratios, financial statement analysis, cash flow projections or project finance How we ll support you Training and development to help you excel in your career Coaching and support from experts in your team A culture of continuous learning to aid progression A range of flexible benefits that you can tailor to suit your needs

Job Description A Commercial Real Estate (CRE) Underwriter plays a crucial role by underwriting at an advanced level of complexity for commercial portfolios. Provide guidance to structuring, servicing, and analysis for both new and renewal credits. The underwriter identifies, gathers, and reviews financial information to determine borrower risk ratings and appropriate loan structuring. Assess and communicate risks to assist department risk mitigation strategies. Products include lines of credit, term loans, real estate loans, and syndicated loans. Key Responsibilities Underwriting: Underwrites commercial credit actions according to applicable regulations, procedures, and guidelines Reviews financial statements, communicates with clients or prospects, and performs analysis to recommend borrower risk ratings and appropriate loan structuring Ensures all involved parties are updated on underwriting progress and outcome Analysis: Conduct thorough due diligence, including reviewing financial statements, property appraisals, rent rolls, and market studies Utilize various financial models and software to assess cash flow, debt service coverage ratios, loan-to-value ratios, and other key financial metrics Conduct cash flow analysis, sensitivity testing, and calculate DSCR/LTV/Debt Yield Sources, compiles, and interprets financial data to support structuring and approval of loans Reviews industry information and comparisons, key risks and mitigants, and collateral to form a general business overview of the borrower Utilizes results of analysis to underwrite commercial loans Valuation: Well versed in real estate valuation methods like Gross rent multiplier (GRM), Value per door and Cost per rentable square foot Risk Management: Evaluate borrower financials, guarantor liquidity, lease terms, and market conditions using third-party reports (appraisals, environmental assessments) Identifies risks through reviews, analysis, and research of new and existing commercial credit requests and relationships Works closely with Bank associates and partners to resolve risk issues, communicating review schedule and potential changes in the commercial portfolio Assists in coordinating review and renewal schedules for existing credits, facilitating ongoing risk identification and management Documentation and Compliance : Analyse loan agreements, covenants, and securitization documents for CMBS deals to ensure compliance. Prepare detailed credit memos and underwriting reports that summarize findings and provide recommendations for credit approval or denial. Ensure compliance with internal policies, regulatory guidelines, and industry standards throughout the underwriting process. Collaborate with legal and compliance teams to ensure all required documentation is complete, accurate, and properly filed. Client Interaction and Relationship Management: Work closely with loan officers, brokers, and clients to gather necessary information and clarify concerns during the underwriting process. Provide exceptional customer service by maintaining clear and effective communication with all stakeholders. Build and maintain strong relationships with clients, industry professionals, and internal teams to facilitate smooth transactions Qualification: Bachelor/master's degree in commerce, Finance & Accounting Minimum 2 to 4 years of relevant experience in CRE underwriting Willing to work in night shifts willing to work from office Interested candidate please share the profiles to priyadarshini.narayanan@cognizant.com

BUSINESS UNIT OVERVIEW The EMEA and APAC Mortgage desk makes markets in EMEA/APAC loan business (Resi/consumer) and Asset Backed securities and increasingly places a large amount of focus on purchasing whole loan pools, originating/ financing new loan assets (CRE/Resi/consumer) or creating new securities backed by loan assets which can be distributed to our clients. In this way the desk / structurers/ Loan management are very much at the heart of a changing banking / capital-markets landscape, and designing ways in which Goldman can be a long-term participant in these new flows of capital. TMM-AFT is currently seeking an Analyst to support the EMEA/APAC mortgage desk in its asset management activities. The Analyst will be primarily responsible for Asset Management and information management solutions that integrate with analytical tools facilitating the acquisition, monitoring, reporting and disposition / securitization of loans purchased, financed and/or originated from different business platforms. JOB RESPONSIBILITIES Managing financing facilities or warehouse lines and assisting legal and dealing teams with negotiation of loan terms and associated documents Decoding financing facility s legal documents and formulating the statements into meaningful Excel Models. Managing client relationships and ensuring smooth / high quality execution of various warehouse deals and its activities Management and oversight of mortgage and consumer loan data, including data setup, database management, ETL and data validation Tracking and confirmation of collateral adequacy for funding and margining (collateral covenants, eligibility, concentration limits). Creating Asset Summary Reports Monitoring of key deliverables and Collateral Performance related triggers. Actively participate and partner with Information Technology to facilitate Data Warehouse, reporting and other projects as assigned. Ensure the flow of data underneath all the analytics is accurate and correct. Working with mortgage desk, technology, and cash operations to achieve the same. Coordinate with Technology and internal departments to develop new GUI data interfaces, help in further testing of such deals, and add enhancements to internal databases Develop reporting solutions through multiple tools as needed. Ability to produce interactive graphs, pivot tables, etc. for reporting Maintains systems for tracking projects and communicate results to different business groups BASIC QUALIFICATIONS 1-4 years of experience in mortgages or consumer portfolio / collateral analytics / asset management. Strong academic background in finance, business, math, or accounting degree with a minimum 3.5 GPA equivalent / candidates pursuing CFA. Strong communication skills (clear, concise, and confident) with the ability to manage internal and external relationships Solid analytical/logical mindset and attention to detail Technical skills required include SQL, RDBMS Databases (SQL Server or Sybase ASE preferred), Data Reporting and Data Visualizations. Tableau experience is a plus. Strong project management skills that include Stakeholder Management skills, program management experience and ability to translate requirements to deliverables. Mortgage banking or other financial industry experience preferred Able to work under tight time constraints and extended hours as required Ability to prioritize workload, manage expectations and is a team player

Responsibilities & Key Deliverables Job Roles and Responsibilities DEALER PROFITABILITY Deliverables Yearly Business Plan, Customer Retention, Qwik and Mech Bay Productivity, Body shop quality and efficiency, allied business Tools/Metrics WIN - VIN, mEES, MAP+, Shield, RSA, VAS MANPOWER CAPABILITY Deliverables Training Plan Development and Adherence, Training Scores, Training Module, CoTEK Inhouse Training Tools/Metrics Manpower Policy Circular, Yearly Training Circular, MILE Portal, SA and CRE OJT training modules, RV Analysis, Skill Matrix; Pantry, Cashier, Security Guard and PandD training modules WORKSHOP PROCESS and MANAGEMENT SYSTEM Deliverables Business Development Process, DMS, QLIKVIEW, Shop Floor Process, Dealer Role Holder Responsibility, Review and Recognition Tools/Metrics DIY Manual, DMS Hoto, RO Process, Parts, Revenue, SBE, Process Circular, CCM App, mTRAQ, QLIKVIEW, mPACT, TekAlert, TSB, SI, TEB INFRASTRUCTURE Deliverables "Facility - e.g. building, signage, lighting, AC, Wi-Fi, housekeeping, pantry, amenities Uniform - e.g. as per approved norms, grooming, hygiene" Tools/Metrics CDC Manual, Process Circular CUSTOMER SATISFACTION Deliverables Engagement/ Events, Customer Handling, CSI Score, CAPs, Social Media Sentiments Tools/Metrics Process Circular, Proprietary Study Report, DHC, TechM Report, Technical Query, Written Communication with Dealer, Social Media post handling Experience 8 to 12 Yrs. Industry Preferred Qualifications Btech General Requirements