Credit Underwriter Jobs – Apply to Latest Credit Underwriter Job Vacancies

Credit Underwriting Analyst Unity Small Finance Bank

3.0 - 8.0 years

3 - 8 Lacs

Mumbai

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Role & responsibilities Credit applications timely review, with a feedback in line with laid down Bank Policy and Procedures Ensure that loans are originated in compliance with established policies and procedures and those exceptions are properly monitored, documented and approved Assist in developing and monitoring risk mitigation strategies for the organizations critical risk areas Evaluate and monitor the credit management process to Identify risk-related issues needing escalation to management Ensures that the Bank's credit exposures are within set risk bearing limits. Prepare periodic underwriting risk assessment reports Make recommendations about procedural/policy changes to the Head of Risk Keep an up-to-date information on key Credit issues (for example legal, market risk and compliance issues) Assist to enhance the quality of credit applications Ensure regulatory compliance Maintain working knowledge of relevant legislation, statutory instruments, codes of practice, and organization policies, and ensure adherence Preferred candidate profile 2 years relevant experience preferably at a high-growth tech startup in the financial services space Good credit sector understanding Ability to analyze financial data Ability to read large volumes of documents effectively and extract necessary information In-depth understanding of the risk mitigation strategies (credit decision level) Strong in oral communication, analytical and report writing skills Ability to effectively manage multiply priorities Sense of teamwork, cooperative, and adaptable to change. Ability to work under pressure and problem-solving abilities Excellent Excel skills Bachelors Degree Willing to work in Weekends on a rotating shift basis We consider as a plus: previous startup experience knowledge of the credit card or consumer finance industry in fintech

Posted 1 week ago

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Credit Processing Associate CIEL HR

1 - 5 years

0 - 3 Lacs

Bengaluru, Bangalore Rural

Work from Office

Job Title: Credit Process Associate Location: Bangalore Salary: Up to 4 LPA (Based on Interview Performance) We are seeking a Credit Process Associate with experience in credit processing and underwriting to join our dynamic team in Bangalore. The ideal candidate should have a strong understanding of financial analysis, risk assessment, and documentation verification. Responsibilities include processing loan applications, evaluating creditworthiness, and ensuring compliance with company policies. Requirements: 1-3 years of experience in credit processing/underwriting Strong analytical and decision-making skills Attention to detail and accuracy If you have the right expertise, apply now Interested and experienced candidates can apply by: Email: pragti.saxena@cielhr.com

Posted 2 months ago

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Credit Manager/Cluster Credit Head/Regional Credit Head-West Region The Investment Trust of India (ITI)

2 - 7 years

4 - 8 Lacs

Pune, Aurangabad, Surat

Work from Office

Credit Manager Based Aurangabad Cluster Credit Head Based Surat. Assisting the Managers in creating plans to accomplish company and department goals. Assisting managers in reviewing customers or potential Customers files for creditworthiness. Ensuring customer files include necessary documents for consideration of approving financed merchandise. Approved terms and credit limits in a timely manner to new and existing customers for types of payments. Ensuring the essential coverage of the cashier and credit department with proper scheduling. Analyzing the Applicants financial status, credit and property evaluations to determine the feasibility of granting loans. Maintaining Daily Reports like Cash At Branch, Approved MIS, RTO Receipts, PDD Status, etc. Regional Credit Head Based Underwriting of Car, Commercial Vehicles and Construction Equipment Assets Loan for the state of Maharashtra. Deliver Best TAT in Credit underwriting Managing CPMI , EWI and NS cases for the state Maintain best portfolio quality and control delinquency Manage fraud, Risk, Valuation activities Find out market updates and take policy decision based on market conditions Implement new credit policies and provide training for Credit & sales team Manage branch based portfolio quality and take measures to control within the limit Conduct RCA for default customers and implement credit decision based on RCA. Preferred candidate profile Must Exp of Local Market of Used CV Loan of Credit Underwriting with lead role. Perks and benefits Fix CTC + Variables + Attractive Incentives

Posted 3 months ago

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