12 Credit Underwriter Jobs

As a Director / Senior Director - Credit Risk at Khatabook, you will play a crucial role in leading the end-to-end credit risk function for Khatabook's lending business. Your responsibilities will include driving credit policy design, underwriting strategies, portfolio management, and risk governance across the lifecycle of digital lending. Your expertise in credit risk management within fintech or lending organizations will be instrumental in building a robust and scalable credit framework to support growth while maintaining portfolio quality. **What you would do at Khatabook:** - **Credit Risk Strategy & Framework:** Define and implement the overall credit risk strategy, governance, and fr...

Work Level : Individual Core : Self Motivated, Communication Skills Leadership : Building Work Relationships, Empathy Industry Type : Banking Function : Credit Analyst Key Skills : Credit,Letter oF Credit,Credit Underwriter,Credit Analysis,Credit Manager Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job Duties & Responsibilities Preparing spreads which are consistent, error-free and in line with classification parameters used. Providing concise and relevant financial analysis by clearly identifying risks. Ensure reviews are completed prior to due date and are error free. Interact and follow up with clients on required information and clarification...

Work Level : Individual Core : Self Motivated, Organized Leadership : Responsive Industry Type : Banking Function : Credit Analyst Key Skills : Credit,Letter oF Credit,Credit Underwriter,Credit Analyst,Credit Manager Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Job Duties & Responsibilities Preparing spreads which are consistent, error-free and in line with classification parameters used. Providing concise and relevant financial analysis by clearly identifying risks. Ensure reviews are completed prior to due date and are error free. Interact and follow up with clients on required information and clarifications. Adhere to the risk management guide...

As a Credit Underwriter, your role involves reviewing and assessing a broad range of complex loan applications within defined guidelines to make decisions or recommend for approval to higher authorities. You will be responsible for underwriting proposals according to laid down policies & procedures to honor agreed Service Level Agreements (SLAs) and manage business volumes in your assigned city/ area. Conducting personal discussions with customers to establish creditworthiness, ensuring completion of credit/KYC documents, and verifying information through telephonic, field, and collateral visits will be a crucial aspect of your responsibilities. Key Responsibilities: - Assess income to oblig...

Monitoring Turnaround time (TAT) from Login to Sanction - Login to Sanction for all products at desired levels. Ensure the quality of proposals and credit appraisal to minimize delinquency. Ensuring compliance of Audit & Compliance reviews. Ensuring quality of Data entry with minimal error ratio and non-repetition of Audit Observations. Customer visit to be based on the quantum of loan Follow up of irregular accounts - Quick mortality cases Follow up early warning signal accounts Giving training to CPAs, Sales team Ensure productivity - Processing of cases within timeframe Upgrading credit related skills

Role & responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit underwriters and provide guidelines. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to driv...

Role & responsibilities Responsible for underwriting secured and unsecured proposals for loan customers as per the laid down policies & procedure to honor the agreed SLAs and manage area business volumes. Supervise a team of credit underwriters and provide guidelines. Conduct personal discussion with customers to establish credit worthiness. Control and contain front-end delinquencies by calling up customer on first presentation. Making sure completion of credit/KYC documents and verification- telephonic, field & collateral visits. Coordinate with sales to achieve targets and ensure SLAs are met. Ensuring credit policy adherence to the accepted standards. Collaborate with Collections to driv...

Role & responsibilities The role bearer's responsibilities entail managing the entire credit application process, right from login to disbursement for Mortgage products. The role bearer is involved in development and implementation of credit policy initiatives and managing the quality of the portfolio. The role bearer will be in direct contact with the consumers in order to establish their credit, worthiness, ensuring completion of verifications and adhering to the guidelines set as per the company credit policy. The execution of these tasks must be accomplished in such manner which is both sales supportive and risk averse contributing to the larger organizational objectives of the bank. Rol...

Work Level : Individual Core : Result Driven Leadership : Team Alignment Industry Type : Banking Function : Credit Manager Key Skills : Credit,Credit Manager,Credit Underwriter,Letter oF Credit,Credit Memo,Personal Loan Education : Graduate Note: This is a requirement for one of the Workassist Hiring Partner. Responsibilities: Assess and underwrite personal loan applications as per company policy and credit norms. Analyze applicants' financial data (income documents, bank statements, credit bureau reports, etc.) to determine creditworthiness. Approve/reject loan applications within assigned credit limits. Monitor and evaluate portfolio performance and recommend risk mitigation strategies. Co...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Job Title: Credit Underwriter Key Responsibilities Evaluate loan applications for microfinance products by analyzing financial data, credit history, and repayment capacity. Conduct video calls to verify borrower information and assess creditworthiness. Collaborate with loan officers and branch teams to ensure accurate documentation and risk profiling. Prepare credit appraisal memos and recommend loan approvals or rejections. Monitor portfolio quality and flag early warning signals for delinquency. Ensure compliance with internal credit policies and regulatory guidelines. Provide feedback to product and risk teams for continuous improvement of underwriting models. Familiarity with credit scor...

Role & responsibilities Credit applications timely review, with a feedback in line with laid down Bank Policy and Procedures Ensure that loans are originated in compliance with established policies and procedures and those exceptions are properly monitored, documented and approved Assist in developing and monitoring risk mitigation strategies for the organizations critical risk areas Evaluate and monitor the credit management process to Identify risk-related issues needing escalation to management Ensures that the Bank's credit exposures are within set risk bearing limits. Prepare periodic underwriting risk assessment reports Make recommendations about procedural/policy changes to the Head o...