Associate / Senior Associate (Underwriting) Sutherland

3.0 - 7.0 years

0 Lacs

navi mumbai, maharashtra

On-site

Sutherland is a digital transformation company dedicated to providing exceptional experiences for customers and employees. With over 37 years of experience, we prioritize earning our clients" trust daily by delivering delightful, instantaneous, relevant, predictive, and frictionless experiences. Our expertise in robotic automation, design capabilities, and AI techniques ensures the realization of innovative designs. At Sutherland, we believe in building relationships based on trust and value, encapsulated in our motto - One Sutherland. We are looking for a detail-oriented Loan Underwriter to join our lending team, specializing in manufactured housing chattel loans. As an Underwriter, you will be responsible for evaluating loan applications and assessing the creditworthiness of borrowers seeking financing for manufactured homes. Your role will involve analyzing financial documents, evaluating risk factors, and ensuring regulatory compliance. Desired Mentality: - Passion for improving consumer outcomes and addressing the affordable housing crisis. - Critical thinker with a collaborative mindset, dedicated to excellence and innovation in lending. Responsibilities: - Review loan applications and supporting documentation for manufactured housing loans. - Analyze financial statements, tax returns, and employment history to assess creditworthiness. - Evaluate debt-to-income ratios and other financial indicators to determine loan feasibility. - Ensure compliance with lending regulations and underwriting guidelines. - Collaborate with team members to gather necessary information and address application deficiencies. - Conduct risk assessments to identify potential fraudulent activities. - Prepare loan underwriting summaries and communicate lending decisions clearly. - Stay informed about industry best practices and regulatory changes related to manufactured housing financing. Qualifications: - Previous experience as a Loan Underwriter or similar role, preferably with expertise in manufactured housing loans. - Deep understanding of underwriting guidelines, lending regulations, and compliance requirements. - Proficiency in analyzing financial documents and using loan origination systems. - Attention to detail and strong analytical skills for evaluating creditworthiness and risk. - Excellent communication skills for decision-making explanations and stakeholder interactions. - Ability to work independently, manage priorities effectively, and meet deadlines. - High ethical standards with a commitment to confidentiality and data privacy. Additional Information: Basic technical skills: - Proficiency in basic computer operations, including booting and shutting down. - Familiarity with Operating System (Windows / XP), MS Office suite, and web browsers (MS Edge, Google Chrome). Soft Skills: - Typing speed of 25 words per minute with 80% accuracy. - Strong comprehension and analytical skills. - Basic mathematical skills and problem-solving abilities. Tools Knowledge: - Experience in industry-renowned LOS and Fraudguard. Disclaimer:,

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Job opening For Credit Underwriting Officers at SMFG India SMFG INDIA CREDIT COMPANY

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2 - 7 Lacs

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Work from Office

Posted 2 months ago

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