Credit Executive

You will be responsible for conducting personal discussions on cases in accordance with the defined policies and procedures while maintaining a strict adherence to quality standards. It is essential to comply with agreed Service Level Agreements (SLAs) and timelines for the timely completion of assigned activities. Your skill set should include expertise in underwriting, disbursements, collateral management, and coordination with cross-functional sales and operational teams. Your primary duty will involve safeguarding company assets by thoroughly evaluating credit requests, establishing appropriate credit limits, and ensuring that all approved loans are well-documented and properly secured by the relevant collateral. Effective communication of credit decisions to stakeholders is crucial for this role. Furthermore, you will be tasked with enhancing underwriting efficiencies to improve risk management practices. This includes conducting Loan Account Verification, Cross Verification such as Member House Visits, KYC Checks, Bank Passbook and Document Verification, Income and Expense Assessment, Examination for the Influence of Middlemen, Negative Area Checks, CPC Checklist Verification, Verification of Loan Cards from other Lending Institutions, Bucket Monitoring, Death Case Verification, Branch Compliance, and Closure of ICQ Observations. Your commitment to detail-oriented assessment and adherence to regulatory and internal compliance requirements will be key to success in this role.,