Credit Analyst

Job Description: Credit Analyst

Company Name: Usha Financial Services Limited
Location: Plot No. 40, 2nd Floor, Kaushambi, Ghaziabad – 201010
Position: Credit Analyst
Experience: 1-2 Years
Qualification: Qualified Chartered Accountant (CA)

Work Profile

Credit Analyst responsible for financial assessment, credit evaluation, compliance, and audit coordination.

Roles & Responsibilities

• Conduct detailed Credit Analysis of financial data of prospective and existing borrowers.
• Assess the creditworthiness of borrowers through financial and business analysis.
• Conduct Due Diligence of borrowers, including documentation and validation.
• Prepare Monthly Performance Reports for internal review and management reporting of the Borrower.
• Maintain updated knowledge of financial regulations, credit norms, accounting standards, and compliance requirements.

Required Skills & Knowledge

• Strong understanding of financial statements, accounting principles, and audit procedures.
• Proficiency in financial analysis, ratio analysis, and credit risk evaluation.
• Good working knowledge of compliance, taxation basics, and regulatory norms of the RBI.
• Excellent analytical ability and attention to detail.
• Strong communication and report-writing skills.
• Willingness and ability to travel for audits, client visits, and field assessments.
• Apply now or share your resume at hr@ushafinancial.com

Upload your CV: https://forms.gle/gNQcQq9bMHDt1YLn9

Job Types: Full-time, Permanent

Pay: ₹50,000.00 - ₹60,000.00 per month

Benefits:

• Provident Fund

Work Location: In person