Credit Analyst

Description- Credit Executive   Should Have Good Understanding of Financials, Like   Profit & Loss, Balance Sheet and Financial Ratios, etc   Underwriting Of Home Loans of Salaried / Self Employed Loan Applicants   Virtual Discussions of Clients   Responsible For TAT of Delivering Sanction Letter and Disbursement   Researching and Evaluating Clients’ Creditworthiness   Credit Scoring Models to Predict Risks   Negotiation Skills   Ensuring All Loans and Lending Procedures Comply With Regulations . Ensure Proper Allocation of File to Respective Banks as Per Credit Worthiness of Client Manage the Entire Credit Application Process, Right from Login to Disbursement   LOCATION:Mumbai EXPERIENCE:6 months to 5 years  SALARY RANGE:As per industry standard norms FUNCTIONAL AREA:Credit Executive  DESIRED CANDIDATE PROFILE:1.   Must be a graduate from any stream 2.   Candidates with prior experience in banking sector will have an added advantage 3.   Open to travel 4.   Must have good communication skills