Credit Analyst

Location:

Role:

Calling all those who dare to dream BIG—if solving working capital challenges and building tech-enabled solutions, gives you a high like no other than this is the closest you will ever get to it!

CredAble is for the curious, the determined, and the problem solvers. We’re making a difference in the world of working capital financing and solving real-world business problems. The best part? We’re having fun while we’re at it.

Role & responsibilities

To assist RMs in the end-to-end process including credit underwriting, monitoring, documentation, sanctioning, meeting the desired portfolio and TAT standards.

Position Responsibilities:

• Assist RM/SRM to grow revenues, build asset book and expansion of client base. Support in coverage of startups.
• Conducting detailed research on the financial history of businesses and individuals to determine client’s creditworthiness.
• Appraising prospective clients and preparation of CAN (Credit Appraisal Note) along with financial sheet as per the prescribed format
• Monitor client’s compliance with credit terms on an ongoing basis; identify and advise early warning signals. Conduct periodic evaluation to ensure quality of accounts/portfolio.
• Appraising industries and lending eco-systems and help in creating innovative lending products
• Updating the management team on key developments in the lending space.
• Regular interaction with internal stakeholders (RM/Ops etc.) to be well informed of the activities related to clients.
• Drawing conclusions from available data (both quantitative and qualitative) regarding the creditworthiness the client.

Preferred candidate profile

• 2-5 years of experience in a similar role of ARM/Credit underwriting
• Exposure in working capital/supply chain finance lending product
• Relevant experience in Banking/NBFC industry
• Ability to crunch data, analyze and present findings from financial statements & data set
• Good working knowledge of Excel and Power point along with ability to present it to senior stakeholders
• Ability to manage multiple priorities

Education