Compliance AML Analyst

About the Company

Credila Financial Services Limited (Formerly known as HDFC Credila Financial Services Limited) is one of India’s largest education loan non-banking financial companies (NBFCs) offering education loans to Indian students. With an in-depth understanding of the higher education domain in India as well as overseas, Credila offers tailor-made education loan solutions that help enable students to be financially equipped to pursue their education at their dream university and country of study. Since inception, Credila has funded 178,000+ Indian students across 63 countries in 4,600 institutes.

The Compliance and AML Analyst will support the Compliance function in ensuring adherence to regulatory and internal compliance requirements of the NBFC. The role involves oversight and execution of Anti-Money Laundering (AML) and Countering Financing of Terrorism (CFT) processes, regulatory reporting, compliance monitoring, and providing analytical support in audits, inspections, and management reporting.

Responsibilities

AML/CFT Compliance

• Ensure effective implementation of AML/CFT policies and procedures in line with

  PMLA

  ,

  RBI Master Directions

  , and

  FIU-IND

  requirements.
• Conduct

  sanction screening

  and

  transaction monitoring

  on an ongoing basis; escalate suspicious activities in line with internal procedures.
• Prepare and file

  STRs, CTRs, and other regulatory reports

  through

  FINNET 2.0

  .
• Maintain and periodically update customer risk categorization and due diligence records.
• Assist in AML system validation, scenario tuning, and parameter review exercises.
• Coordinate and support

  FIU-IND

  queries, inspections, and information requests.
• Maintain thorough documentation of suspicious activity investigations and ensure compliance with internal reporting protocols

Compliance Monitoring & Reporting

• Support in

  RBI and regulatory return filings

  and ensure timely submissions.
• Conduct compliance testing and follow-up on action plans arising from audit and inspection observations.
• Assist in maintaining a

  compliance calendar

  , ensuring timely tracking of regulatory developments and circulars.
• Prepare

  compliance dashboards, reports, and presentations

  for submission to senior management, Audit Committee, and the Board.

Advisory & Research

• Undertake research on

  RBI guidelines, circulars, and NBFC-specific regulations

  to assist in interpretation and implementation.
• Support the advisory function by analyzing regulatory requirements and their applicability to new products, services, or business models.

Training & Awareness

• Support in the design, delivery, and periodic review of

  AML/CFT and regulatory compliance training

  across the organization.
• Maintain training records and ensure ongoing compliance awareness among staff.

Audit & Inspection Support

• Liaise with internal and external auditors, RBI inspection teams, and other regulatory agencies as required.
• Ensure proper documentation, tracker and closure of compliance observations and inspection findings.

Skills and Experience:

• 4-5 years of experience in anti-money laundering/financial crime compliance and related NBFC compliance roles.
• Strong knowledge of

  PMLA, FIU-IND reporting requirements, and RBI NBFC regulations

  .
• Hands-on experience with

  sanction screening tools

  and

  transaction monitoring systems

  .
• Working knowledge of

  FINNET 2.0

  platform and regulatory return preparation.
• Analytical mindset with attention to detail and ability to handle large datasets
• Good written and verbal communication skills; proficiency in MS Office (Excel, PowerPoint, Word).
• Integrity, discretion, and ability to handle confidential information

Qualifications:

• Bachelor’s degree in commerce, Law, or related discipline. Candidates with a compliance and/or legal background preferred

Job Location: