Business Banking Relationship Manager

Business Banking Relationship Manager

Location-Vijayawada, Andhra Pradesh, India

Grade- Upto AVP.

Relationship Manager in the Business Banking Group is responsible for building and maintaining strong relationships with business clients.

Duties and Responsibilities:

• Development of sourcing channels: Developing effective sourcing channels is essential for optimizing supply chains, reducing costs, and enhancing procurement efficiency.
• Portfolio Management: managing a collection of investments, assets, or projects to achieve specific financial goals and maximize returns while minimizing risks. It involves strategic decision-making regarding asset allocation, risk assessment, and performance monitoring.
• Incremental Loan Outstanding: Closely monitor incremental loan outstanding as part of credit risk assessment. Manage their loan portfolios effectively, balancing incremental loan growth with the overall risk profile of their portfolio
• Delinquency Management & NPA Management: Involves strategies and processes to address and minimize overdue accounts. It focuses on timely intervention to collect payments and reduce the risk of accounts becoming non-performing.
• Sustainability and Ethical Sourcing: Develop sourcing channels that prioritize sustainability and ethical practices, evaluate suppliers based on their past business trend and policies.
• Client Relationship Management: Develop and maintain strong relationships with a portfolio of business clients, ensuring regular communication and support.
• Reporting and Documentation: Maintain accurate records of client interactions, financial assessments, and transactions in the bank’s systems.

Experience / Skillset / Certifications Required:

• Educational Qualification- Bachelor’s / Post Graduation

• Relevant Job Experience- 4+ years of relevant experience in BBG

• Skills and Competencies- Adequate knowledge of financial assessment, Proficient in banking products & services, portfolio management, product knowledge.

CANDIDATE PREFERED FROM BANKS /NBFC