Backend Developer

About Bimapay

As India's first unified premium financing enabler, BimaPay is rapidly transforming how insurance is accessed. We are the biggest and fastest-growing Buy Now Pay Later (BNPL) provider in the Indian insurance market. Well-funded with a $2 million Pre-series A investment, we are a profitable company with a rapidly growing team. Since 2022, our tech-driven approach has delivered seamless, real-time lending experiences, making insurance affordable for everyone. Bimapay was founded by a team of experienced CXOs from the fields of banking, fintech, consulting, we're passionate about increasing financial inclusion and building an innovative future for InsurTech in India.

We are currently hiring for engineers to join our Technology team. This role focuses on the design, implementation, and management of automation tools and technologies that support the delivery and maintenance of production services and releases in a secure and scalable environment.

Requirements

Role Overview:

We are looking for a Backend Developer with strong fundamentals in API design, server-side logic, and database architecture. The ideal candidate has a deep understanding of building scalable, secure, and reliable systems, and enjoys solving complex problems in a fast-paced fintech environment.

Responsibilities:

• Design, develop, and maintain backend services using

  Node.js

  with

  NestJS (TypeScript)

• Build secure, RESTful and

  GraphQL

  APIs with proper versioning and secure access controls
• Implement and manage database models using

  TypeORM

  with

  PostgreSQL

  ,

  Redis

  , and

  Redshift

• Ensure secure transmission and storage of data using

  RSA

  and

  AES

  encryption/decryption mechanisms
• Build secure and robust APIs using JWT,

  OAuth

  -based authentication and manage API rate limiting, IP whitelisting.
• Optimize systems for high performance and reliability
• Write unit and integration tests for core backend functionality
• Participate in low-level and high-level system design and architecture
• Collaborate with engineering team, QA, DevOps, and product managers to ship impactful features
• Use tools like

  Docker

  for containerization and

  AWS

  ,

  Nginx

  , and

  Grafana

  for hosting and monitoring
• Debug and monitor performance issues using

  Sentry

  ,

  Postman

  , and logs
• Knowledge of payment gateways and integration with third parties
• Awareness of OWASP Top 10 vulnerabilities and secure coding practices
• Github copilot, Chatgpt, CursorAI etc.

Required Skills:

• 3–5 years of experience in backend development using

  Node.js

  ,

  NestJS

  , and

  TypeScript

• Proficient in JavaScript (ES6+), TypeScript and asynchronous programming concepts.
• Strong understanding of

  REST

  and

  GraphQL

  API architecture
• Experience working with

  PostgreSQL

  ,

  Redis

  , and

  Redshift

• Proficiency in

  TypeORM

  for database interaction
• Knowledge of data structures, algorithms, and system design principles
• Expertise in implementing

  RSA

  and

  AES

  encryption techniques
• Experience with

  OAuth2

  authentication protocols
• Exposure to

  API rate limiting

  , throttling, and resilience patterns
• Familiar with tools like

  Postman

  ,

  Docker

  ,

  Jira

  ,

  GitHub

  ,

  Sentry

  ,

  Grafana

  , and

  AWS

• Comfortable working with

  Nginx

  as a reverse proxy and load balancer
• Awareness of OWASP Top 10 vulnerabilities and secure coding practices

Benefits

Why You'll Love Working at BimaPay

​

● Flexible working hours – results matter more than clocking in

● Hybrid work model – remote flexibility with in-person collaboration in Delhi/NCR

● Mission-driven product – contribute to making insurance more accessible and affordable

● Collaborative team – work with experienced professionals across fintech, insurance, and technology

● Focus on learning – upskilling and growth opportunities encouraged

● Structured startup – fast-moving with process clarity

● Weekends off – because rest is important too