Senior Backend Developer

Job Description

About Bimapay As India's first unified premium financing enabler, BimaPay is rapidly transforming how insurance is accessed. We are the biggest and fastest-growing Buy Now Pay Later (BNPL) provider in the Indian insurance market. Well-funded with a $2 million Pre-series A investment, we are a profitable company with a rapidly growing team. Since 2022, our tech-driven approach has delivered seamless, real-time lending experiences, making insurance affordable for everyone. Bimapay was founded by a team of experienced CXOs from the fields of banking, fintech, consulting, we're passionate about increasing financial inclusion and building an innovative future for InsurTech in India. We are currently hiring for engineers to join our Technology team. This role focuses on the design, implementation, and management of automation tools and technologies that support the delivery and maintenance of production services and releases in a secure and scalable environment. Requirements Role Overview: We are looking for a Backend Developer with strong fundamentals in API design, server-side logic, and database architecture. The ideal candidate has a deep understanding of building scalable, secure, and reliable systems, and enjoys solving complex problems in a fast-paced fintech environment. Responsibilities: Design, develop, and maintain backend services using Node.js with NestJS (TypeScript) Build secure, RESTful and GraphQL APIs with proper versioning and secure access controls Implement and manage database models using TypeORM with PostgreSQL , Redis , and Redshift Ensure secure transmission and storage of data using RSA and AES encryption/decryption mechanisms Build secure and robust APIs using JWT, OAuth -based authentication and manage API rate limiting, IP whitelisting. Optimize systems for high performance and reliability Write unit and integration tests for core backend functionality Participate in low-level and high-level system design and architecture Collaborate with engineering team, QA, DevOps, and product managers to ship impactful features Leadership qualities - Manage, mentor and train people. Use tools like Docker for containerization and AWS , Nginx , and Grafana for hosting and monitoring Debug and monitor performance issues using Sentry , Postman , and logs Knowledge of payment gateways and integration with third parties Awareness of OWASP Top 10 vulnerabilities and secure coding practices Github copilot, Chatgpt, CursorAI etc. Required Skills: 5-9 years of experience in backend development using Node.js , NestJS , and TypeScript Proficient in JavaScript (ES6+), TypeScript and asynchronous programming concepts. Strong understanding of REST and GraphQL API architecture Experience working with PostgreSQL , Redis , and Redshift Proficiency in TypeORM for database interaction Knowledge of data structures, algorithms, and system design principles Expertise in implementing RSA and AES encryption techniques Experience with OAuth2 authentication protocols Exposure to API rate limiting , throttling, and resilience patterns Familiar with tools like Postman , Docker , Jira , GitHub , Sentry , Grafana , and AWS Comfortable working with Nginx as a reverse proxy and load balancer Awareness of OWASP Top 10 vulnerabilities and secure coding practices Benefits Why You'll Love Working at BimaPay ​ ● Flexible working hours – results matter more than clocking in ● Hybrid work model – remote flexibility with in-person collaboration in Delhi/NCR ● Mission-driven product – contribute to making insurance more accessible and affordable ● Collaborative team – work with experienced professionals across fintech, insurance, and technology ● Focus on learning – upskilling and growth opportunities encouraged ● Structured startup – fast-moving with process clarity ● Weekends off – because rest is important too