Back Office Executive

Job Title : Back Office Executive – FCU/RCU Support (Finance)Department: Risk & Fraud Management / Finance Reports To: Risk Manager / Finance Head / Compliance Manager Location: Jaipur Job Summary: We are seeking a detail-oriented and analytical Back Office Executive to support our Fraud Control Unit (FCU) and Risk Control Unit (RCU) operations within the finance domain. This role plays a critical part in verifying financial transactions, ensuring compliance with regulatory norms, conducting document validations, and assisting in early detection and prevention of fraudulent and risky financial activities across banking and NBFC functions. Key Responsibilities:1. Document Verification & Data Validation Review KYC documents submitted by customers for completeness and authenticity. Cross-check application data with internal records and third-party databases. Validate financial documents (e.g., salary slips, bank statements, ITRs) to support loan and credit underwriting. 2. Transaction Monitoring & Risk Flagging Support FCU by analyzing transaction patterns for red flags or suspicious activities. Monitor loan disbursals, repayments, and fund flows for anomalies. Tag and escalate high-risk or unusual cases to the relevant teams for further review. 3. Risk Profiling & Due Diligence Conduct background checks and risk profiling of new clients or vendors using internal systems and external verification partners. Assist RCU in pre-loan sanction verifications and post-loan disbursement field verifications (coordination with third-party agencies). 4. Reporting & MIS Maintain accurate logs of all verifications and checks. Prepare daily/weekly/monthly MIS reports related to fraud detection, risk incidents, and verification outcomes. Support audit and compliance teams with necessary documentation and reports. 5. System Support & Record Management Ensure timely and accurate data entry into core banking/NBFC systems. Update verification status and flag discrepancies in real-time. Maintain confidentiality and integrity of customer and transaction records. Required Qualifications: Bachelor’s degree in Commerce, Finance, or a related field. 1–3 years of experience in banking/NBFC back office operations, preferably in FCU or RCU functions. Understanding of KYC norms, RBI/NBFC compliance, and fraud detection techniques. Key Skills: Strong attention to detail and accuracy Proficiency in MS Excel, data entry, and core banking/NBFC software Knowledge of financial documentation and loan processes Good analytical and problem-solving skills Ability to handle confidential information responsibly Preferred Qualifications: Prior experience with fraud control or risk verification units Exposure to AML (Anti-Money Laundering) processes Familiarity with credit bureau checks and field investigation reports