FC Global Services India LLP (First Citizens India), a part of First Citizens BancShares, Inc., a top 20 U.S. financial institution, is a global capability center (GCC) based in Bengaluru. Our India-based teams benefit from the company’s over 125-year legacy of strength and stability. First Citizens India is responsible for delivering value and managing risks for our lines of business. We are particularly proud of our strong, relationship-driven culture and our long-term approach, which are deeply ingrained in our talented workforce. This is evident across all key areas of our operations, including Technology, Enterprise Operations, Finance, Cybersecurity, Risk Management, and Credit Administration. We are seeking talented individuals to join us in our mission of providing solutions fit for our clients’ greatest ambitions.
Value Preposition
We are looking for a highly motivated, analytical, and positive associate who can support FCB’s growth. You bring your real self to work, and you live our values - trust, teamwork, and accountability
Job Details
- Position Title: Associate – Banking Operations
- Career Level: S4
- Job Category: Specialist
- Role Type: Hybrid
- Job Location: Bangalore
About The Team
Responsible for processing expertise when performing the department’s daily operational tasks and when providing operational support to internal business partners and/or Clients. Responsibilities may include but are not limited to establishing and ongoing maintenance of accounts, loans, and/or cards; managing exceptions for several payment channels; researching or reconciling complex information; and routinely acts as a point of escalation.
Impact
Accountable for performing assigned functions efficiently while ensuring all regulations, procedures, and polices are adhered to. Acts as a resource and routinely recommends potential process improvements. Provides helps to ensure the day-to-day functions are executed according to policies and procedures.
Key Deliverables
Required
Performs assigned activities required to support Global Operations. Works independently and has proven expertise that is applied to the essential functions. Utilizes knowledge or resources to resolve complex issues; seldom encounters issues requiring escalation. General operations functions may include, but are not limited to:
- Tracking, verifying, and/or inputting information
- Reviewing accuracy of information or documents
- Analyzing and researching items for resolution
- Processing transactions or resolving exceptions
- Provides daily loan maintenance to support client’s needs after the loan is boarded
- Handles advance requests and interest changes
- Applies collections to client’s loans
- Researching or reconciling complex information
- Reviews loan documents
- Board new loans and modifications to loan systems
- Prepare payment schedules and post payments to loan system
- Performs self-quality assurance
- Handles Letters of Credit boarding and maintenance
- Performs governance activities
- Provide client support and training
- Collateral Filing
- Flood Determination
- Managing Flood insurance
- Calculate and collect fee periodically
- Management of fee logs
- Posting Journal entries for the transaction
- Processing incoming agent notices
- Builds relationships with team and other internal clients and collaborates to resolve issues. Recommends potential process improvements. Special Projects as assigned by management
- Participates in meetings, coaching and other duties as assigned by management
Skills And Qualification
Functional Skills:
- Strong ability to multi-task, handle high volumes, and support cross-functional teams
- Excellent written and verbal communication skills with ability to convey information
- Proficient at independently researching and solving complex scenarios
- Strong ability to establish relationships with internal clients. Strong attention to detail
- Critical thinking with the awareness to know when to challenge or question
- Able to work in a transforming environment and be an ambassador for change
- Aptitude for following process and procedures
- Able to act as a Subject Matter Expert for less experienced team members and work independently with Business Partners as an SME on projects and initiatives as assigned
- Organizational Skills
- Thoroughness
- Technical Capacity/Ability to Work with Variety of Systems
- Problem Solving/Analysis
- Accountability
- Time Management
- Flexibility
- Collaboration
- Fosters Team
Technical/Business Skills
- Bachelor’s Degree (preferably commerce)
- Preferably 0-2 years of related professional experience (banking/financial services industry, specifically commercial lending operations experience)
- Expertise in MS Office tools
Relationships & Collaboration
- Reports to: Senior Manager, Banking Operations
- Partners: Onshore teams and various business lines
Accessibility Needs
We are committed to providing an inclusive and accessible hiring process. If you require accommodations at any stage (e.g. application, interviews, onboarding) please let us know, and we will work with you to ensure a seamless experience.
Equal Employment Opportunity
FC Global Services India LLP (First Citizens India) is an Equal Employment Opportunity Employer. We are committed to fostering an inclusive and accessible environment and prohibit all forms of discrimination on the basis of gender, religion, caste, disability, sexual orientation, economic status or any other characteristics protected by the law. We strive to foster a safe and respectful environment in which all individuals are treated with respect and dignity. Our EEO policy ensures fairness throughout the employee life cycle.
