Area Manager

Job ResponsibilitiesThorough understanding about finance business To design and execute various strategies related to lending & finance To ensure monthly achievement of assign disbursement targets with no delinquency  Manage the Finance & lending Loans division and ensure smooth and efficient loan disbursement processes Develop and implement strategies to drive the growth of the loans portfolio Oversee the evaluation and verification of loan assets for loan disbursal Monitor loan applications, ensuring adherence to company policies and regulatory requirements Assess creditworthiness of loan applicants and determine appropriate loan amounts Train and mentor staff members on micro finance loan operations, including micro loan verification techniques Develop and maintain strong relationships with customers, providing exceptional customer service and addressing their queries and concerns Conduct market research to identify new opportunities and trends in the Micro Finance Loan industry Collaborate with internal teams, such as risk, compliance, collections and operations, to ensure compliance with regulatory guidelines and internal policies. Stay updated with industry best practices and changes in regulations related to micro finance loans Prepare regular reports on loan portfolio performance and present findings to the management of society Travel up to 15 days in a month to various branches/areas for monitoring and providing support for Finance Loan operations Ensuring monthly growth in loan portfolio with minimum delinquency Ensuring timely recruitment and training of field teams related to lending Skills RequiredStrong knowledge and experience in Finance Loan operations and processes Excellent understanding of finance verification techniques Proven experience in managing and mentoring teams Strong analytical and problem-solving skills Excellent communication and interpersonal skills