Area Credit Manager

Equitas Small Finance Bank

9 - 12 years

27 - 35 Lacs

Tirupati Chitoor

Posted:1 month ago| Platform:

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Skills Required

Finance application software internal controls Compliance Applications credit underwriting sbt Underwriting Banking credit management regulatory requirements disbursement mortgage underwriting credit assessment

Work Mode

Work from Office

Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Area Credit Manager to join our team at Equitas Small Finance Bank.

Roles and Responsibility

Manage and oversee credit operations, including loan processing and disbursement.
Develop and implement effective credit policies and procedures to minimize risk and maximize business growth.
Conduct thorough credit assessments and provide recommendations for approval or denial.
Collaborate with cross-functional teams to ensure seamless credit delivery and customer satisfaction.
Monitor and analyze credit portfolio performance, identifying areas for improvement and implementing corrective actions.
Ensure compliance with regulatory requirements and internal controls.

Job Requirements

Strong knowledge of Inclusive Banking, SBL, Mortgages, and Credit products and services.
Excellent analytical and problem-solving skills, with the ability to interpret complex data sets.
Effective communication and interpersonal skills, enabling strong relationships with customers and stakeholders.
Ability to work in a fast-paced environment, prioritizing multiple tasks and meeting deadlines.
Strong understanding of credit underwriting principles and practices, with experience in assessing creditworthiness.
Proficiency in credit management systems and software applications, with excellent technical skills.

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