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Area Credit Manager - Emerging Corporate - Credit Appraisal

5 - 10 years

13 - 18 Lacs

Posted:2 days ago| Platform: Naukri logo

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Job Type

Full Time

Job Description

We are looking for a highly skilled and experienced Area Credit Manager to join our team in Madurai. The ideal candidate will have 5-10 years of experience in credit appraisal, underwriting, and portfolio management.
Roles and Responsibility
  • Conduct thorough credit analysis and prepare comprehensive credit notes.
  • Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement.
  • Regularly meet with new and existing customers to ensure continuous monitoring of high-value exposures.
  • Monitor portfolio performance, including delinquencies, deferrals, and annual reviews/renewals.
  • Develop good market intelligence through regular interactions with competitors, key business groups, and CA firms.
  • Identify stress accounts and initiate corrective measures to minimize audit queries and resolve issues within prescribed timelines.
  • Job
  • Strong knowledge of credit underwriting, portfolio management, and financial services.
  • Excellent analytical and problem-solving skills with attention to detail.
  • Ability to work effectively in a fast-paced environment and meet deadlines.
  • Strong communication and interpersonal skills to build relationships with customers and stakeholders.
  • Experience in managing teams and leading by example.
  • Familiarity with auditing processes, including RBI and statutory audits.
  • A graduate degree is required for this position.
  • About Company
    TATA CAPITAL LIMITED is a leading player in the banking industry, committed to providing exceptional customer service and driving business growth.

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    Tata Capital
    Tata Capital

    Financial Services

    Mumbai Maharashtra

    5001-10000 Employees

    3754 Jobs

      Key People

    • Rajesh Sethi

      Managing Director & CEO
    • Supratim Bandyopadhyay

      Chief Financial Officer

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