Anti-Money Laundering Analyst

AML Analyst

'Every Day is Game Day'.

ROLE PURPOSE

We are seeking a talented, passionate curious, dedicated and skilled Anti Money Laundering Analyst to join our team. As an AML Analyst at our company, you will assume responsibility to lead and manage the AML Programme for the Issuing (Prepaid Instruments) and Payment (Payment Aggregator) businesses.

THE RESPONSIBILTIES WE ENTRUST YOU WITH.

• Develop, implement and maintain robust Anti Money Laundering Programme in terms of system, people and processes.
• Lead and supervise AML team to support AML Transaction Monitoring and AML Watchlist screening for the Prepaid and Payment Aggregator business.
• Ensure Risk events generated by automated AML monitoring system are duly reviewed to identify indicia of ML/TF risk and escalate patterns for reporting.
• Maintaining high standards of investigation levels by conducting root cause analysis (RCA) of disposed cases not meeting quality control norms.
• Ensure due diligence reviews of high risk flagged individuals/entities and anomalous transaction patterns.
• Prepare ground of suspicion (GoS) for filing Suspicious Activity Report (SAR)
• Ensure that risks issues identified are duly escalated and reported on a priority basis.
• Conduct annual ML/TF risk Assessment and conduct periodical risk rating of the customers/merchants.
• Review the validation and optimisation of detection scenarios and recommend system retuning thresholds for minimising false positive alerts.
• Ensure submission of all regulatory reporting within the prescribed timelines and all adhoc queries raised by the regulator are responded within timelines.
• Collate, review, and submit quarterly KYC/AML returns to the regulator.
• Conduct advanced KYC/AML training for the AML team and ensure compliance with regulatory requirements in respect of employee training, including adequate arrangements for awareness and training of all employees.
• Responsible for timely submission of CTR, STR, CCR, and NTR reports to FIU-India. Also ensure STR reports are filed within the stipulated timelines after due review of transaction patterns, ground of suspicion and details of investigation.
• Analyse unusual transaction patterns periodically to understand new typologies and recommend controls to mitigate ML/TF risks to the organisation.
• Review detection scenarios based on the typology study to configure additional red flag indicators in the AML system.

WHAT MATTERS IN THIS ROLE

Experience & Portfolio

• Has minimum of 2-5 years of experience as AML, relevant role with Banking and financial services institutions.
• Thorough knowledge of AML processes, systems and tools (e.g. QDE, Track Wizz, Nice Actimize, Bridger XG etc.)
• Graduate in any discipline with relevant certifications in AML (CAMS/CFCS/CAMI) preferred.

Communication & Ownership

Organizational Skills:

Adaptability:

THINGS YOU SHOULD BE COMFORTABLE WITH

Working from office

As of now, we work out of our offices, 5 days a week.

Pushing the boundaries

Have a big idea? See something that you feel we should do but haven’t done? We will hustle hard to make it happen. We encourage out of the box thinking, and if you bring that with you, we will make sure you get a bag that fits all the energy you bring along.

WHAT WE VALUE IN OUR PEOPLE

You take the shot

You decide fast and deliver right.

You are the CEO of what you do

You show ownership and make things happen.

You sign your work like an artist

You seek to learn and take pride in the work you do.