1396 Unsecured Loans Jobs - Page 3

Responsible for handling Bucket cases for (Business Loan). Achieve collections Targets of the area assigned ensuring meeting the KPI & targets. Implementation of Collections Policy .

Role & responsibilities A Branch Manager handling Salaried Personal Loans (PL) is responsible for driving loan disbursements, managing branch operations, and ensuring compliance while leading a high-performing team. ales & Business Development Drive personal loan disbursements for salaried customers. Develop and execute sales strategies to meet monthly and quarterly targets. Identify and tap into new customer segments and cross-sell opportunities. Team Leadership Lead, mentor, and manage a team of loan officers, relationship managers, and support staff . Set performance goals and conduct regular reviews to ensure productivity. Customer Relationship Management Build and maintain strong relati...

Role & responsibilities Lead the branchs digital lending business and achieve disbursement targets. Grow customer base across MSMEs, retailers, and individuals. Manage and motivate a sales & operations team. Ensure smooth loan processing, KYC, and compliance with RBI/NBFC norms. Deliver an outstanding digital-first customer experience. Maintain portfolio quality and minimize NPAs. Preferred candidate profile Graduate/Postgraduate with 58 years in retail/MSME lending (NBFC/Fintech preferred). Strong team management & business development skills. Knowledge of digital lending platforms and local market dynamics. Passion for driving financial access through digital solutions.

Role & responsibilities Drive personal loan disbursals through field-based and tele-assisted digital onboarding. Source high-quality leads through direct field visits, and existing customer references. Assist customers in document collection, KYC completion, and navigating the PahalPe app. Coordinate with the credit and operations team for faster processing and approval. Develop and manage partnerships with HR heads, real estate agents in the salaried segment. Regularly monitor application-to-disbursal conversion and take steps to improve it. Preferred candidate profile 1-4 years of experience in instant personal loan sales, specifically through digital lending applications. Strong understan...

Role & responsibilities Drive personal loan disbursement targets across assigned branches, locations. Plan and execute monthly and quarterly sales strategies to achieve growth in loan volumes and revenue. Generate self-sourced and partner-led leads to ensure a healthy and diversified business pipeline. Regularly monitor application-to-disbursal conversion and take steps to improve it. Set clear sales goals, activity metrics, and performance KPIs for the team. Maintain portfolio quality by ensuring low delinquency and NPA levels. Preferred candidate profile 4-5 years of experience in instant personal loan sales, specifically through digital lending applications. Minimum 3-4 years of team hand...

Credit Appraisal & Underwriting Assess and approve/reject unsecured loan and small personal loan applications as per policy guidelines. Evaluate and approve/reject digital loan applications (personal loans, STPL, P-day Loans small business loans, etc.) as per credit policy Analyze applicants creditworthiness using financial data, income analysis, credit bureau reports, and risk indicators. Ensure balanced judgment between automation outputs and human intervention in borderline cases Recommend appropriate credit limits and structures based on risk assessment Maintain credit quality while meeting business volume and turnaround time (TAT) targets Ensure compliance with RBI and other regulatory ...

We're Hiring Zonal Head (Micro Banking) A Leading Scheduled Commercial Bank is looking for an experienced Zonal Head Micro Banking to join its dynamic Leadership Team in the West/South/North/East Zone (Specify Region). Locations: Major Metro/Tier-1 Cities within the zone (e.g., Mumbai, Chennai, Delhi, Kolkata). Department: Micro Banking Vertical – Leadership Reports To: Head of Microbanking / Regional Business Head Qualifications & Experience: Education: * Essential: Bachelor's degree (Graduation) in any discipline from a recognized university. * Preferred: Postgraduate degree (e.g., MBA/PGDM in Finance or Marketing) or a professional qualification in Banking/Microfinance. Experience: * 8–10...

Roles and Responsibilities Business Loan a team of sales professionals to achieve business targets for BIL Loans Develop and implement effective strategies to increase market share and revenue growth in the assigned territory. Build strong relationships with channel partners, distributors, and other stakeholders to drive business opportunities. Conduct regular performance reviews with team members to identify areas of improvement and provide coaching/training as needed. Ensure compliance with regulatory requirements and internal policies while maintaining high levels of customer satisfaction.

Role & Responsibilities: -To have basic understanding of KYCs, regulatory reforms related to GST, Income Tax, and others -To appraise or underwrite Business Loans within defined policy guidelines and accordingly take decisions or recommend for approval to appropriate authority -To conduct personal discussion with customer / client with intent to understand and analyze associated risks in the business and financial standing of the client. -To assess the income, ability, intention, business sustainability & credit behavior and verify it through income documents & reference checks and various credit bureau checks. -To verify legal and technical reports and identify the risks or critical points ...

Role & responsibilities Job Description: Personal Loan Recovery Manager Position OverviewWe are seeking a highly motivated and result-oriented Personal Loan Recovery Manager to lead and manage recovery efforts for overdue and defaulted personal loan accounts. The ideal candidate will have strong negotiation skills, knowledge of regulatory guidelines, and the ability to manage both customers and teams effectively while ensuring compliance with fair recovery practices. Key Responsibilities Monitor delinquent personal loan accounts and strategize recovery actions. Contact borrowers through phone calls, field visits, and written communication to negotiate repayments. Design and implement repayme...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. ¢s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Tar...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. ¢s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Tar...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. ¢s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Tar...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. ¢s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Tar...

Job Purpose This position is open with Bajaj Finance Ltd. Duties and Responsibilities Responsible for Policy Drafting, Existing policy changes and implementation of Policy rules on System Responsible for Portfolio Management for Loan portfolio according to annual operating plans and Risk KPIs Responsible to developing new program / DOEs which are relevant for Digital loan process. Responsible for AOP delivery on various risk KPIs Working closely with the Tech team to completely coding of Risk Policy through Rule Engine on BFDL lending platform. Responsible for getting UAT testing of risk rules coded & sign off. Ensuring that the Rule Engine in the BFDL Loan Platform is working as coded and E...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Targ...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Targ...

Job Purpose This position is open with Bajaj Finance ltd. Culture Anchor:Work Hard - Consistently puts in effort. plans and tracks daily progress to achieve targetsExecute with Rigor - Takes responsibility for meeting targets with focus and effortOwn It - Maintains honesty and fairness in all interactions in line with organizations policiesAct with Integrity Duties and Responsibilities Sourcing good quality customers for salaried personal loans in the location from the open market Cross selling of the insurance products to the Sal PL customersTraining the PSF and getting the targeted monthly no. s from the PSF team and driving PSF productivity as per company plansDelivery on the Monthly Targ...

Position: Team Lead Experience: 3 to 5 years Location: Chennai Industry: Fintech / Financial Services Employment Type: Full-time Department: Sales Role Overview: We are looking for an experienced and dynamic Team Lead with a strong background in lending, sales, and collections. The ideal candidate will be responsible for overseeing a team of field executives, driving loan sales, ensuring timely collections, and managing end-to-end operations in assigned locations. Key Responsibilities: Lead and manage a team of field sales Executives. Drive daily loan sales targets and ensure high conversion rates. Monitor and support team performance, providing training and guidance where needed. Conduct re...

Role & responsibilities a) Having handled channels before b) Understanding of PL business c) Knowledge of local market conditions d) Competitor knowledge e) Knowledge of no. of channels servicing the different financial institutions f) Ability to differentiate between PD / DSA / DST / PPC Preferred candidate profile Should be handing unsecured biz through DSA & Channel

The Regional Sales Manager (Microfinance) is responsible for driving the sales & business growth of microfinance products, specifically JLG loans *Telugu is mandatory * Portfolio Management- more than 100Cr *Employees Management- more than 100members

Roles and Responsibilities Manage a team of sales professionals to achieve business targets through direct sales. Develop and execute strategies for home loans, unsecured loans, LAP (Loan Against Property), and mortgage loans. The candidate should have relevant experience purely in Affordable Housing, handling BSMs and ROs/RMs, and building his own team. Achieving business target and earning good incentives. Branch visit from time to time. Coordination with other departments and team for proper sanction and disbursement of files. Preparing and Review of all the MIS . Understanding the Home Loan market, Knowledge about regulatory aspect of home loan.

Role & responsibilities - Sales Strategy : Develop and execute sales plans to maximize market penetration and customer acquisition. Performance Monitoring : Track KPIs and ensure team members meet productivity and compliance standards. Market Development : Identify new business opportunities and build relationships with key partners or organizations. Compliance & Training : Ensure adherence to regulatory guidelines and conduct regular training sessions for the team. Reporting : Analyze sales data, prepare performance reports, and share insights with senior management. Preferred candidate profile Graduate. 2-10 years of experience in retail banking or financial services, especially in persona...

Role & responsibilities Actively drive acquisition of customers for unsecured loans (GL and unsecured IL). Enable conversion of existing borrowing customers for liabilities. Ensure that Family banking products are actively cross sold to family members and referrals of existing customer. Undertake initiatives to retain and deepen relationship with existing customer for unsecured loans and for liabilities Maintains process quality & ensures adherence to internal audit standards Management of all the reporting staff Closure of Audit points and Maintaining threshold on Needs Improvement and unsatisfactory” branches , Timely disbursement of sanctioned loans .

Kinara Capital is hiring for Collections Officer for Hosur location , Interested candidates can apply , candidates with Loan collections experience will be an added advantage Salary - 18-22k + incentives + Petrol allowances To collect the pending EMI from all 30+ customers of the hub To take the 30 + customers list and meet them Segregate customers basis easy to collect and critical to collect Easy to collect to be collected immediately Critical to collect should be immediately visited and ensure they are collected within organization time frame Apprise supervisors about progress in critical cases Update the collections in tab and deposit the same in Bank Send the deposit details to MIS and ...