Job Summary: We are looking for a responsible and proactive Credit Officer to manage credit operations and support the finance team in minimising financial risk. This role involves evaluating customer creditworthiness, processing credit applications, conducting mandatory field verifications, and ensuring a healthy cash flow through efficient collections. Key Responsibilities: Evaluate loan applications and supporting documents to determine credit risk. Conduct Personal Discussion (PD) visits to verify applicant credentials, assess living conditions, and evaluate business operations. Analyse financial statements, income documents, and banking transactions to assess repayment capacity. Ensure strict adherence to credit policy, regulatory guidelines, and internal risk controls. Prepare detailed reports and documentation of PD findings. Recommend appropriate credit limits and repayment structures based on risk assessment. Coordinate with sales and collections teams for seamless loan disbursal and post- disbursal tracking. Monitor loan portfolio performance, identify early warning signals, and escalate high-risk cases proactively.

Key Responsibilities Product Pitching & Presentations Develop a comprehensive understanding of our products and services. Deliver persuasive pitches and presentations to prospective clients, both virtually and in person. Tailor sales decks and proposals to address specific client needs and objectives. Lead Generation & Cold Outreach Identify, research, and qualify new leads through cold calls, emails, networking, and digital channels. Maintain an active pipeline of potential clients and consistently seek out new business opportunities. Meeting Coordination & Follow-Up Schedule, confirm, and prepare for meetings with prospects and stakeholders. Ensure timely and effective follow-up to maximize conversion rates. Sales Collateral Development Collaborate with marketing and sales teams to create, update, and personalize sales presentations, proposals, and supporting materials. Relationship Management Build and nurture strong, long-term relationships with new and existing clients. Serve as a trusted point of contact throughout the sales cycle and after onboarding. Qualifications & Skills 0 to 3 years of experience in business development, sales, or a similar client-facing role. Strong verbal and written communication skills, with the ability to present ideas clearly and persuasively. Confident and persistent in making cold calls and handling objections. Excellent organizational, time management, and multitasking abilities. Proficiency in MS Office, Google Workspace Analytical mindset with strong problem-solving skills. Language requirement : English, Hindi and Tamil

Job Summary: We are seeking a detail-oriented and experienced Accounts Payable Executive to join our finance team. The ideal candidate will have completed their IPCC (Inter P2) and Articleship, preferably with a Big 4 firm, and have hands-on experience in audit and/or tax. This role demands strong knowledge in payables, receivables, TDS, GST, and return filings, along with the ability to handle company IT returns. Key Responsibilities: Process and manage accounts payable and receivable transactions accurately and on time. Ensure timely TDS deductions, payments, and return filings in compliance with statutory regulations Handle GST return preparation, reconciliation, and filings Assist in preparation and filing of Income Tax returns for the company Coordinate with vendors for invoice verification, payment status, and account reconciliation Maintain accurate financial records and support audits with necessary documentation Assist in monthly closing activities including expense accruals and account reconciliations Liaise with internal and external auditors during audits Support the finance team in maintaining compliance with all financial regulations Candidate Requirements: CA Intermediate - Group 2 qualified (Mandatory) Completion of Articleship (preferably in a Big 4 or reputed audit firm) 24 years of relevant experience in Accounts Payable, with exposure to Audit and/or Taxation Strong understanding of TDS, GST, and Income Tax laws and return filings Experience in working with accounting systems (e.g., Tally, Zoho Books, SAP, or similar) Proficient in MS Excel and financial reporting tools Strong analytical skills and attention to detail Ability to work independently and manage deadlines Experience in a high-growth or fintech environment Familiarity with compliance and reporting for diverse business verticals

Position: Sales Officer Key Responsibilities: Promote and sell small ticket business loans to merchants. Ensure timely disbursement of loans. Collect Equated Daily Instalments (EDI) from customers on a daily basis. Requirements: Minimum 1+ year of experience in field sales lending / Fresher are not eligible. Prior experience in the fintech industry will be preferred from these companies only Must be willing to work in a field sales role (mandatory). Minimum qualification: HSC (Higher Secondary Certificate). Owning a bike and a valid driving license is mandatory. If you have any doubts feel free to contact us - 8925847070 / 8925822988

About the Role: We are looking for a passionate and driven Software Developer with 13 years of experience in building scalable web applications using the MERN Stack (MongoDB, Express.js, React.js, Node.js). The ideal candidate should have prior exposure to fintech platformsespecially Loan Management Systems (LMS) or Loan Origination Systems (LOS). Key Responsibilities: Develop, test, and maintain scalable web applications using the MERN stack. Collaborate with product managers and business teams to understand requirements, especially around LMS/LOS workflows. Implement features such as onboarding, credit assessment, loan processing, disbursement, repayment, and reporting modules. Ensure secure API integrations with banking partners, credit bureaus, payment gateways, and external services. Write clean, efficient, and reusable code following best practices and standards. Debug and troubleshoot production issues to ensure system reliability and performance. Participate in code reviews and contribute to continuous improvement of processes and tools. Required Skills & Experience: 13 years of hands-on development experience using MERN Stack (MongoDB, Express.js, React.js, Node.js). Proven experience or good understanding of Loan Management Systems (LMS) or Loan Origination Systems (LOS) . Exposure to the Fintech or BFSI or NBFC domain (banking, lending, insurance, etc.) is a MANDATORY requirement. Good understanding of RESTful APIs, microservices architecture, and secure backend systems. Familiarity with version control (Git) and agile methodologies. Strong problem-solving skills and attention to detail. Experience with third-party integrations (e.g., Aadhaar, PAN, Credit Bureau APIs like CIBIL/Experian). Exposure to DevOps tools like Docker, Jenkins, or cloud platforms like AWS is an added advantage. Understanding of compliance and security best practices in fintech applications.