Area Sales Manager - Digital Lending

Pahal Financial Services

4 - 6 years

6 - 10 Lacs

vadodara

Posted:6 hours ago| Platform:

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Skills Required

digital lending lending fintech nbfc lending operations digital sales sme lending unsecured loans

Work Mode

Work from Office

Job Type

Full Time

Job Description

Role & responsibilities

Drive personal loan disbursement targets across assigned branches, locations.
Plan and execute monthly and quarterly sales strategies to achieve growth in loan volumes and revenue.
Generate self-sourced and partner-led leads to ensure a healthy and diversified business pipeline.
Regularly monitor application-to-disbursal conversion and take steps to improve it.
Set clear sales goals, activity metrics, and performance KPIs for the team.
Maintain portfolio quality by ensuring low delinquency and NPA levels.

Preferred candidate profile

4-5 years of experience in instant personal loan sales, specifically through digital lending applications.
Minimum 3-4 years of team handling experience in Personal Loans / Unsecured Lending.
Exposure to both physical and digital sourcing models (fintech, online aggregators).
Strong understanding of digital lending processes and customer onboarding.
Experience working in target-driven roles with consistent achievement of monthly disbursal numbers.
Ability to assist customers who are unfamiliar with digital processes, including guiding them through app usage, document upload, and eKYC.
Comfortable using loan apps, CRMs, and mobile-first sales processes.
Fluent in local language plus Hindi/English (depending on region).
B.Com Graduate (preferably).
Postgraduate degrees (MBA, PGDM, etc.) and relevant certifications in sales, marketing, or financial services will be considered a plus.

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