Team Lead - Transaction Monitoring

Role Overview:

How will you create an impact :

• Lead and manage a team of transaction monitoring analysts, providing guidance, mentorship, and performance feedback
• Oversee daily operations of transaction monitoring workflows, including rule-based and machine learning-generated alerts, daily alert reviews and ensure timely and accurate disposition of cases
• Collaborate with product, engineering, and data science teams to optimize monitoring logic and improve detection models
• Ensure consistent application of AML policies, procedures, and regulatory requirements across all investigations
• Review and approve escalated alerts and suspicious activity reports (SARs)
• Collaborate with compliance, legal, business, engineering, IT and risk teams to refine monitoring rules and improve detection capabilities
• Drive continuous improvement in monitoring processes through automation, analytics, and feedback loops
• Work on regional / strategic projects assigned from time to time
• Monitor team KPIs and prepare regular reports for senior management
• Conduct quality assurance checks and implement process improvements
• Support audits and regulatory examinations with documentation and case summaries
• Stay updated on regulatory changes and industry best practices related to AML and financial crime
  

Essential Qualifications:

• Bachelor's degree in Finance, Business, Law, or related field (Master's or certifications like CAMS preferred)
• 5+ years of experience in AML/transaction monitoring, with at least 2 years in a leadership role
• Strong understanding of AML regulations (e.g., BSA, FATF, OFAC) and financial crime typologies
• Experience with transaction monitoring systems (e.g., Actimize, SAS, FICO, etc.)
• Excellent analytical, communication, and leadership skills
• Ability to manage multiple priorities in a fast-paced environment
  

• CAMS, CFE, or similar certification
• Experience in a Fintech, crypto, or neobank environment
• Exposure to machine learning or AI-driven compliance tools
• Familiarity with data analytics tools and automation in compliance processes
• Ability to thrive in dynamic, flexible and collaborative environments
  

Interview rounds & assessments:

• Table for Two: A brief chat with one of our Recruiters to assess your foundational competencies and provide an overview of TerraPay
• Beyond the Bio: A discussion with an SME or the RM to evaluate your role-specific knowledge, problem-solving abilities, and gain a deeper understanding of the company and team dynamics
• Manager Meetup: A comprehensive discussion about the role and responsibilities, expectations, and mapping out potential career growth
  

Why TerraPay: