Senior Manager - Credit, Quality & Training Role - Powai

Job Description

Job Responsibilities: 1. Credit Assessment & Approval Evaluate and approve credit applications within designated authority limits. Conduct thorough analysis of financial statements, credit reports, and other relevant documents. Ensure compliance with internal credit policies, regulatory guidelines, and risk management frameworks 2. Portfolio Management Monitor the performance of the credit portfolio to identify potential risks and trends. Implement risk mitigation strategies to improve portfolio quality. Conduct periodic portfolio reviews and provide insights to senior management. 3. Policy & Process Management Develop and update credit policies and procedures in alignment with industry best practices. Standardize credit processes across branches to enhance efficiency and compliance. 4. Coordination & Communication Work closely with state and regional credit managers to ensure consistent application of credit policies. Collaborate with sales and operations teams to streamline credit processes and address challenges. Provide training and support to credit staff on credit evaluation and risk management techniques. 5. Regulatory Compliance Ensure all credit activities adhere to regulatory requirements and internal audit standards. Prepare and submit regulatory reports as required. 6. Reporting & Analysis Prepare detailed credit reports and insights for senior management. Track and analyze key credit metrics, including approval rates, delinquency rates, and portfolio performance. Manage interactions with audit functions and present findings to senior management. Show more Show less