Senior Manager - Banking and Finance

Job Description

Job Profile: Senior Manager – Banking & Finance (Construction Industry) Position Title : Senior Manager / General Manager – Banking & Finance Department : Finance & Accounts Location : [Insert Location] Reporting To : Director – Finance / Managing Director Role Overview: A seasoned finance professional responsible for independently managing all banking and finance-related functions of the organization, with specific experience in handling financial operations of construction and infrastructure companies. The role demands end-to-end handling of fund management, banking operations, and financial documentation with external agencies. Key Responsibilities: 1. Banking & Fund Management: · Manage relationships with banks and financial institutions for project financing, term loans, and working capital. · Handle daily fund movement, inter-bank transfers, and efficient cash flow planning for project sites and HO. · Ensure timely submission and renewal of loan documents, stock statements, and other bank compliance requirements. 2. Loan & Credit Facilities: · Independently prepare CMA data, project reports, and proposals for fund-based and non-fund-based facilities. · Manage BGs (Performance / Advance / Retention), LCs (Sight / Usance), and margin requirements with banks. · Monitor utilization and repayment schedules for working capital, term loans, and equipment financing. 3. Financial Compliance & Reporting: · Ensure compliance with financial covenants, RBI/banking regulations, and internal policies. · Coordinate with statutory auditors, internal auditors, and project finance teams for financial audits and reports. · Prepare monthly MIS reports, fund position statements, interest outflow reports, and debt tracking sheets. 4. Coordination with Sites and Projects: · Liaise with project sites for fund requirement planning, expense forecasting, and vendor payment processing. · Support project teams in bank-related documentation such as LC/BG submissions, project-wise funding, and billing. 5. Documentation & Administration: · Draft, review, and submit all banking documents including board resolutions, declarations, indemnities, and loan agreements. · Maintain proper records of all finance-related correspondences with banks and institutions. Desired Candidate Profile: · Experience : Minimum 10+ years of relevant experience in banking & finance operations within the construction/infrastructure industry . · Qualification : B.Com / M.Com / CA Inter / MBA (Finance) preferred. · Industry Exposure : Must have handled multi-location project funding, construction equipment loans, and government billing-related banking transactions. · Skills Required : o Sound knowledge of working capital management, LC/BG operations, and CMA preparation. o Good interpersonal and liaison skills with banks. o Strong knowledge of Excel, Tally, and Internet Banking. o Ability to work under pressure and handle large volume of transactions independently. Job Type: Full-time Pay: ₹960,000.00 - ₹1,100,000.00 per year Benefits: Provident Fund Schedule: Day shift Work Location: In person Application Deadline: 30/06/2025 Expected Start Date: 05/07/2025