Relationship Officer

Job Description

Job Title: Relationship Officer - Microfinance Department: Business Operations Location: Karnataka Report To: Branch Manager/Area Manager Job Purpose: To acquire, manage, and nurture client relationships while promoting microfinance products (loans, savings, insurance) to underserved segments. Responsible for portfolio quality, client education, and achieving business targets. Key Responsibilities: 1. Client Acquisition & Relationship Management o Identify and onboard new clients (individuals/SHGs) through field visits. o Conduct door-to-door marketing of microfinance products. o Build trust with clients and address queries regarding loans/repayments. 2. Loan Processing & Documentation o Collect and verify KYC documents (Aadhaar, PAN, income proof). o Screen applicants, assess creditworthiness, and recommend loan approvals. o Ensure accurate data entry in the MFI’s core banking system. 3. Portfolio Monitoring o Track repayments, follow up on defaults, and maintain <5 % & (any (fair (for (portfolio (preferred) + +91 1 4. 5. 75% 8130470063< _ __ adhere and application at availability banking, basic benefits: bonus caps). client clients collections collections, commission compliance conduct cross-selling daily disbursements, discipline. do educate education: employer encashment english. experience: feedback. field financial fluency food for fresher from full-time, fund graduate group health in insurance insurance, interest interpersonal iti job language leave license life literacy literacy. loan local location: meetings microfinance microfinance, month monthly nbfc-mfi negotiation o on or other p paid par pay pay: per performance permanent, person practices, pricing products. promote provided provident puc qualifications quarterly question(s): rates, rbi regulations repayment reporting reports risk). sales. savings, schedule: sick skills. skills: speak stream. strong submit supplemental terms, the time to travel). travel: two-wheeler types: weekend weekly will willingness with work years you ₹24,000.00>