Roles & Responsibilities: Credit Risk Assessment: Review and assess the creditworthiness of new and existing customers using credit reports, financial data, and other relevant information. Credit Limits & Terms: Establish and maintain appropriate credit limits, payment terms, and conditions in line with the company's policies and business goals.Collections Management: Oversee the collection of overdue accounts and reduce bad debt exposure by working with customers to resolve outstanding payments.

Role SummaryTo write and manages the SOPs for the organization Job Description To Map our existing policy with our existing processTo map our processes with Regulatory guidelinesTo identify gap in the processes w.r.t regulatory guidelines if any and get them correctedRecommend to incorporate new updates / Changes in the fusion Policies / SOPsBenchmark fusion SOPs with competitionKey Competence & Skills Good CommunicationGood writing skillsSound knowledge of retail operations

Role & responsibilities team handling, MSME LoanPreferred candidate profile Perks and benefits

Job PurposeTo develop methodology and mechanisms to monitor and control Credit, Market and Liquidity risk within the organization and develop early warning signals for monitoring the risk profile to ensure that proactive measures can be taken on timely basis.Functional ResponsibilitiesDevelopment of models for credit risk for predictive analysisDevelopment of score card for credit productsUnderstanding of data structures and query languages like SQLGood understanding of common data science and Analytics toolkits such as R, Python, SAS, Tableau etc.Excellent applied statistics skills, such as distributions, statistical testing, regression, etc.Need to build machine learning (ML) and artificial intelligence (AI) tools that automate certain processes within the companyQualificationsDegree in Mathematics and Statistics / Computer Science / EngineeringExperienceMinimum 3 Years of experience in financial sectorFunctional CompetenciesGood understanding of financial sector with technical understanding of various financial modelsAnalytical mindsetUnderstanding of Credit underwriting and market risk management processBehavioral CompetenciesInterpersonal and organizational skillsCritical Thinking / Problem SolvingTeamwork / Collaboration.Adaptability / Decisiveness