Job Title: Relationship Officer - Microfinance Department: Business Operations Location: Karnataka Report To: Branch Manager/Area Manager Job Purpose: To acquire, manage, and nurture client relationships while promoting microfinance products (loans, savings, insurance) to underserved segments. Responsible for portfolio quality, client education, and achieving business targets. Key Responsibilities: 1. Client Acquisition & Relationship Management o Identify and onboard new clients (individuals/SHGs) through field visits. o Conduct door-to-door marketing of microfinance products. o Build trust with clients and address queries regarding loans/repayments. 2. Loan Processing & Documentation o Collect and verify KYC documents (Aadhaar, PAN, income proof). o Screen applicants, assess creditworthiness, and recommend loan approvals. o Ensure accurate data entry in the MFI’s core banking system. 3. Portfolio Monitoring o Track repayments, follow up on defaults, and maintain <5% PAR (Portfolio at Risk). o Conduct weekly/monthly group meetings for collections and financial literacy. 4. Compliance & Reporting o Adhere to RBI/NBFC-MFI regulations (fair practices, pricing caps). o Submit daily reports on disbursements, collections, and client feedback. 5. Cross-selling & Financial Literacy o Promote insurance, savings, and other microfinance products. o Educate clients on loan terms, interest rates, and repayment discipline. Qualifications & Skills: Education: PUC / ITI/ Graduate (Any stream. Experience: Fresher / 1 years in microfinance, banking, or field sales. Skills: o Fluency in local language + basic English. o Strong negotiation and interpersonal skills. o Two-wheeler license (for field travel). Job Types: Full-time, Permanent, Fresher Pay: From ₹24,000.00 per month Benefits: Food provided Health insurance Leave encashment Life insurance Paid sick time Provident Fund Schedule: Weekend availability Supplemental Pay: Commission pay Performance bonus Quarterly bonus Application Question(s): Will you do field Work __ _ Willingness to travel: 75% (Preferred) Work Location: In person Speak with the employer +91 8130470063

Job Description Corporate Governance & Compliance: Ensure compliance with the Companies Act, 2013, Securities and Exchange Board of India (SEBI) regulations, and other relevant laws and statutory requirements, particularly concerning the functioning of listed companies. Regularly update the Board and management on changes in relevant laws, regulations, and compliance obligations. Prepare, maintain, and update records as required under SEBI (LODR) regulations and other statutory provisions. Advise the Board on corporate governance practices, ensuring compliance with best practices and regulations. Oversee the management and filing of various regulatory filings such as annual returns, financial reports, and corporate announcements with the Registrar of Companies (RoC) and other authorities. Board & Shareholder Meetings: Organize and coordinate Board and Committee meetings, including scheduling, agendas, minutes, and follow-up actions. Act as the Secretary to the Board of Directors and its Committees, ensuring meetings are effectively managed and all corporate decisions are appropriately documented. Prepare and maintain minutes of meetings, resolutions, and other relevant documentation. Ensure timely filing of financial reports and disclosures with regulatory authorities and stock exchanges. Liaise with shareholders, regulators, and other stakeholders regarding the companys affairs, including disclosures and voting matters. Regulatory Compliance & Reporting: Ensure timely compliance with SEBI regulations (including the SEBI Listing Obligations and Disclosure Requirements (LODR)). Oversee filing of quarterly, half-yearly, and annual financial results, along with required disclosures to Stock Exchanges and SEBI. Assist in managing insider trading policies, ensuring compliance with the SEBI (Prohibition of Insider Trading) regulations. Handle Annual General Meetings (AGMs), Extraordinary General Meetings (EGMs), and proxy voting processes. Manage the shareholder registry, including share transfers, dividends, and corporate actions such as stock splits or mergers. Required Candidate profile/competency: Qualified Company Secretary with Extensive knowledge of Companies Act Regulations, SEBI Regulations Required 5 years' post-qualification experience in a listed company Ability of dealing and interactions with regulators, stock exchanges The experience should be in SEBI/companies Act/ filings and secretarial functions Preferably a NBFC/Financial services company Behavioural skill set: Team Player & Resourceful Self-Driven Professional Good Communication & Interpersonal Skills

Role & responsibilities: The candidates Core Profile would be Handling RBI Compliances, so 3-5 years RBI Experience is must. Required Experience: RBI Ensuring various Compliances under Master Direction of Reserve Bank of India for NBFCs and amended Rules thereon. Dealing with various circulars as issued by RBI i.e. Scale Based Regulations, Outsourcing Guidelines etc. Dealing with Fraud Guidelines and filing returns of fraud i.e. Monthly Certificate of Fraud, FMR-1, FMR-3 & FMR-4 (XBRL / CIMS Format) Taking prior approval from RBI for appointment of Directors & other matters Handling Select scope inspection from RBI and drafting of requisite replies for the inspection letter Working Knowledge of Inspection of RBI Preparation & filing of various monthly, quarterly, half yearly & annually returns of RBI i.e. Returns of Short-Term Foreign Currency Borrowing, quarterly overseas borrowing return, Statement of Change of Directors & Auditor Report etc. LEI obtaining and yearly renewal. Filing Return of Digital Lending Apps (DLA Return) Filing of Entity Master Data through Single Master Form (SMF-FIRMS) with the RBI. Filing of application for registration of a Company as NBFC with the Reserve Bank of India. Preference for additional experience: Companies Act & SEBI Compliances Compliance of relevant provisions of the SEBI Listing Regulations including LODR, Insider Trading, SAST, ICDR. Ensuring various listing compliances of Equity & Debt i.e. monthly, quarterly, half yearly, annually, event based etc. Listing of Non-Convertible Debentures (NCD) Handling Related Party Transactions (RPTs), Corporate Social Responsibility (CSR) Compliances Preparation of Notice, Agenda and Minutes of Meetings of Board and Committees. Assistance in Convening Board Meetings and General Meetings of the Company. Maintaining the Statutory Register and Records. Compliance of various applicable provisions of Companies Act, 2013 on a Public Limited Company ESOP Policy Drafting & ESOP Compliances. Drafting of various policies of the Company. Preparation of Annual Return, Board Report and Annual Report of the Company. Filing of various E-Forms with the Registrar of Companies (ROC). Filing of return of FLA, FCGPR, FCTRS and various other returns under FEMA Regulations Liaison & Co-ordination Liaison with Government Officials of Ministry of Corporate Affairs, Registrar of Companies, Stock Exchanges, Depositories & RBI Liaison with Counsels, RTAs wrt Share related matters.