2.0 - 4.0 years

10 - 12 Lacs

Mumbai, Chennai, Bengaluru

Work from Office

Candidate should have total 3+ years of US mortgage underwriting experience Well versed with FNMA. FHLMC, knowledge of GNMA and investor guidelines is an additional benefit Should have good analytical and problem-solving skills Should have decision-making skill when applying in business judgment Evaluate complete loan documents and should provide approval or denial decision Complete review of credit report to verify trade lines, derogatory accounts, public records and credit reconciliation Thorough income calculation Salaried income, business income, retired other income and rental income Complete review of Collateral and property valuation Assets verification include borrowers bank account statement, retirement accounts, mutual funds and other investments. Credit analysis based on borrowers Income, Asset, Liability and Collateral (4C of Underwriting) to determine the credit worthiness of a customer Validating and processing the Loan documents on behalf a Mortgage lender organization. Evaluating evidence of borrowers willingness and ability to repay the obligation Good communication, Presentation skills, Self-motivated and hard working About you: Minimum 3 years of Underwriting experience in US Mortgage. Sound knowledge of US Residential mortgage Exposure of Underwriting processes & guidelines. Excellent critical thinking, problem solving and sound judgment. Analysis and Calculation of qualifying income from Salaried various tax documents such as 1040s, Schedule E, 1065, 1120, 1120S, K1, transcripts, etc. Location-Mumbai/Chennai/ Bangalore/ Hyderabad

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National Technical Head Nestavia Home Finance

10.0 - 20.0 years

6 - 16 Lacs

Chennai

Work from Office

Position Title: National Technical Head Location: Chennai Reports To: Executive Director / Chief Business Office r About the Company: Nestavia Home Finance Pvt. Ltd. is committed to offering flexible and affordable financial solutions tailored to the needs of customers in semi-urban and rural areas. We are looking for a proactive and experienced Technical Head to lead our Technical team and support quality business growth across India. Job Purpose: The Head Technical will lead the technical function for property-related assessments, ensuring structural integrity, quality, and compliance. The role involves evaluating properties, managing construction risks, building and mentoring a team, and supporting loan disbursements by ensuring properties meet regulatory and safety standards. The incumbent will also regularly update technical evaluation policies and provide strategic inputs to senior management on property matters. Key Responsibilities: Policy Formulation : Periodically develop and review technical policies suited to the target market, ensuring adherence to central and state regulations, especially for customers with undocumented income/technical profiles. Policy Implementation : Ensure effective execution of technical policies, procedures, and underwriting guidelines. Statutory Compliance : Maintain compliance with RBI/NHB norms within prescribed timelines. Training & Process Improvement : Lead and mentor the technical team, conduct training on legal and technical processes, and enhance valuation methodologies. Regulatory Liaison : Monitor and communicate changes in housing finance regulations and property laws to ensure continuous compliance. Stakeholder Management : Collaborate with sales, credit, legal, operations, and customer service teams for smooth loan processing. Quality Control : Ensure accurate and timely technical evaluations, maintaining high standards and minimizing errors or delays. Qualifications & Skills: Education : B.Tech/M.Tech in Civil Engineering. Experience : Minimum 15 years in a senior technical role within housing finance, real estate, or legal due diligence, with at least 5 years managing property valuation teams. Legal Knowledge : Strong understanding of property laws, real estate regulations, encumbrance checks, and technical evaluation processes. Attention to Detail : High accuracy in identifying issues in property documents and contracts. Leadership : Proven ability to lead, mentor, and manage high-performing technical teams. Communication : Excellent interpersonal and communication skills for coordination with internal teams and external stakeholders. Problem-Solving : Skilled in resolving complex valuation and technical issues efficiently. Risk Management : Expertise in identifying and mitigating risks related to property valuation and stage-wise construction. Preferred Skills : Familiarity with digital tools and online platforms including Government portal for ascertaining guideline values used for property valuation. Knowledge of specific regional or state property laws. Experience working with financial institutions or housing finance companies on technical property-related processes. Interested Candidates Share your updated resume in this mail - career@nestaviahomefin.com

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State Technical Manager Ambit Finvest

8 - 12 years

9 - 10 Lacs

Ludhiana, Kharar

Work from Office

Role & responsibilities 8+ Years experience in Technical valuation vertical of LAP / Mortgage / NBFC Should have excellent knowledge of all kind of local property types and property Valuation Assessing the market value of fixed assets Technical Inspections, Preparation of the complete details of Technical Valuation Reports & amp; ensuring the quality of the property funded Conducting survey work related to immovable property Vetting and Investigate Technical report and property documents Monitoring and analyzing the business and resource requirements for valuers and samplers Formation and Creation of state specific policy and process, SOP/ deviation matrix for region as per state norms and industry trends for smooth business functioning Supervising Estimation/Design Components Calculative deviations taken for case to case basis & providing approvals for deviation New developing market potential to sales team/ Builders relationship / Government policies /Acquisition details / finding of frauds / fraudulently documents etc. Train the internal Sales and Credit team for new technical aspects to process the loan cases

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