Product Manager

Job Description

About Credit Saison India: Established in 2019, CS India is one of the country’s fastest growing Non-Bank Financial Company (NBFC) lenders, with verticals in wholesale, direct lending and tech-enabled partnerships with Non-Bank Financial Companies (NBFCs) and fintechs. Its tech-enabled model coupled with underwriting capability facilitates lending at scale, meeting India’s huge gap for credit, especially with underserved and under penetrated segments of the population. Credit Saison India is committed to growing as a lender and evolving its offerings in India for the long-term for MSMEs, households, individuals and more. CS India is registered with the Reserve Bank of India (RBI) and has an AAA rating from CRISIL (a subsidiary of S&P Global) and CARE Ratings. Currently, CS India has a branch network of 45 physical offices, 1.2 million active loans, an AUM of over US$1.5B and an employee base of about 1,000 people. Credit Saison India (CS India) is part of Saison International, a global financial company with a mission to bring people, partners and technology together, creating resilient and innovative financial solutions for positive impact. Across its business arms of lending and corporate venture capital, Saison International is committed to being a transformative partner in creating opportunities and enabling the dreams of people. Based in Singapore, over 1,000 employees work across Saison’s global operations spanning Singapore, India, Indonesia, Thailand, Vietnam, Mexico, Brazil. Saison International is the international headquarters (IHQ) of Credit Saison Company Limited, founded in 1951 and one of Japan’s largest lending conglomerates with over 70 years of history and listed on the Tokyo Stock Exchange. The Company has evolved from a credit-card issuer to a diversified financial services provider across payments, leasing, finance, real estate and entertainment. Roles and Responsibilities – Build the core end to end Lending systems of Credit Saison India covering the universe of LOS, LMS, Customer Experience, Collections, Data, Authentication and Compliance Development of the feature roadmap through conducting best practice research, A/B tests understanding key product metrics. Should be highly focused on metrics Identify, develop and execute analyses to uncover areas of opportunity and present written business recommendations Exhibit sound product judgment and present clear measurable objectives that will lead to achieving business goals. Clearly, communicate product ideas and benefits to our users and internal stakeholders. Write specs, work cross-functionally with engineering, data, design, QA team and Stakeholders to launch features, analyze results and iterate on feature/product via learning Build a Very strong Platform support system Conceptual understanding of User Experience Design, Design Process Understand and Analyze Data Proven experience in communicating feature requirements across various platforms Basic Qualifications: Master’s degree from Top Tier MBA school Proven analytical and quantitative skills Should be able to communicate effectively PM - Previous Experience (4+ years) in Product management mandatory Experience in Fintech desirable