Policy Manager

Responsibilities:

• Drafting and Implementing Credit Policies & new amendments, transitioning from product-centric to customer-centric approach
• Designing common co-origination policy for co-lending partners to decongest the process
• Analyzing portfolio performance, monthly acquisition trends, quick mortality analysis and trigger monitoring; opening doors for best customer segments to provide better credit eligibility offerings
• Investigating & submitting critical findings of delinquent cases and recommended mitigations for strengthening of policy norms
• Identifying areas of improvement in existing policies with a view to increase better business.
• Creating, Implementing and maintaining BRE rules as per latest amendments and contributing to system development
• Reviewed Reject reasons to maintain approval rate and to minimize wastage
• Preparing PPTs for (Risk Intervention forum, Monthly functional review and PGC) monthly meetings
• Resolving policy and system related queries of credit team.

Qualifications:

Preferred Skills :

• Policy writing and analysis of Mortgage products/policies
• Regulatory research & compliance
• Data interpretation & building dashboard
• Risk assessment & mitigation