Policy Manager

As the Policy Formulation and Compliance specialist, you will be responsible for leading the formulation, review, and periodic updates of Policies and risk guidelines. It is crucial to ensure that these policies are in alignment with regulatory requirements, market trends, and internal risk appetite. Your role will also involve integrating and enhancing systems for the effective implementation of these policies. Working closely with audit and compliance teams will be essential to ensure adherence to regulatory guidelines. Standardizing risk assessment procedures across products and business lines will also fall under your purview. Furthermore, you will be tasked with ensuring periodic reviews and updates of policies based on risk events, business changes, or regulatory updates. Collaboration with business teams will be necessary to embed policies into lending workflows and ensure compliance at all levels. In the realm of Risk Analytics and Risk Systems Management, you will lead data-driven analysis of portfolio risk trends and potential exposures. This will involve coordinating with analytics to prepare various management dashboards and tools for portfolio monitoring. Additionally, you will support the implementation and maintenance of risk assessment and monitoring tools, such as credit scoring models and portfolio monitoring tools. Your expertise in analyzing trends using risk metrics like DPD, buckets, NPA levels, and write-offs will be instrumental in enhancing risk management processes.,