Policy Manager

Role Overview: As the Policy Formulation and Compliance specialist, you will be responsible for leading the formulation, review, and periodic updates of Policies and risk guidelines. It is crucial to ensure that these policies are in alignment with regulatory requirements, market trends, and internal risk appetite. Your role will also involve integrating and enhancing systems for the effective implementation of these policies. Working closely with audit and compliance teams will be essential to ensure adherence to regulatory guidelines. Standardizing risk assessment procedures across products and business lines will also fall under your purview. Key Responsibilities: - Lead the formulation, review, and periodic updates of Policies and risk guidelines - Ensure alignment of policies with regulatory requirements, market trends, and internal risk appetite - Integrate and enhance systems for effective policy implementation - Work closely with audit and compliance teams to ensure regulatory adherence - Standardize risk assessment procedures across products and business lines - Ensure periodic reviews and updates of policies based on risk events, business changes, or regulatory updates - Collaborate with business teams to embed policies into lending workflows and ensure compliance at all levels - Lead data-driven analysis of portfolio risk trends and potential exposures - Coordinate with analytics to prepare management dashboards and tools for portfolio monitoring - Support implementation and maintenance of risk assessment and monitoring tools - Utilize expertise in analyzing trends using risk metrics like DPD, buckets, NPA levels, and write-offs to enhance risk management processes Qualifications Required: - Bachelor's degree in a related field (e.g., Finance, Risk Management, Business Administration) - Strong understanding of regulatory requirements and market trends - Experience in policy formulation, risk assessment, and compliance - Proficiency in data analysis and risk management tools - Excellent communication and collaboration skills - Ability to work effectively with cross-functional teams - Prior experience in financial services or banking industry is preferred (Note: No additional details of the company were mentioned in the provided job description.),