3995 Mortgage Loans Jobs - Page 45

To underwrite and manage the portfolio in assigned branch/location Responsibilities: Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities.Under write proposals as per the laid down policies & procedure to honor the agreed SLAs and manage city/area business volumes. Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits.Assess income to obligation ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance during the loan tenure. Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same.Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problemsExceed service quality standards and strive for continuous process improvementUndertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal.Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. Enable quick turnaround time of credit lending proposals for the business in close liaison with the sales team.Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre-sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. Educational Qualification: Post Graduate/ Graduate in any discipline

Key Objectives : To drive sales and ensure business targets are achieved Responsibilities : 1. Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. 2. Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals 3. Maximize sales through a network and relationships to ensure strong business 4. Develop and maintain strong liaisons with the clients for repeat business or referrals. 5. Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. 6. Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area 7. Align with the team on ground lead generation activities for Sales. 8. Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies 9. Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies 10. Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. 11. Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Qualification -Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

To underwrite mortgage business and manage the portfolio in assigned branch/location Core Responsibilities: o Review and assess a broad range of complex loan applications within defined guidelines and accordingly take decision or recommend for approval to higher authorities. o Under write proposals as per the laid down policies & procedure to honour the agreed SLAs and manage city/area business volumes. o Conduct personal discussion with customers to establish credit worthiness and ensure completion of credit/KYC documents and verification- telephonic, field & collateral visits. o Assess income to obligation ratios, loan to value ratios, in depth knowledge of rational behind calculation of ratios and its impact on loan performance over long tenures. o Maintain Portfolio MIS, Delinquency MIS and other operations related MIS of the cluster and regularly reporting the same. o Build and facilitate the best outcomes for clients by building and leveraging effective relationships with third parties o Take ownership of client queries and use industry knowledge and experience to overcome challenges and solve problems o Exceed service quality standards and strive for continuous process improvement o Undertake critical review of the credit proposals with a view to bring out the industry, business, financial, management and facility structure risk contained in the credit proposal. o Ensure collateral and other credit risk mitigation to facilitate the approving authority to take decision on the credit proposal. o Enable quick turnaround time of credit lending proposals for the mortgage business comprising of loan against property, and home loan business in close liaison with the sales team. o Undertake ongoing review of the credit exposures to ensure that the exposure continues to be bankable. o Facilitate critical review and documentation of the proposals and effectively monitor the client & collateral creditworthiness from the pre sanction to post disbursement phase & undertaking steps for risk mitigation, whenever required, while ensuring adherence to legal & documentation norms & policies o Manage the credit underwriting function of his/her branch and facilitate quick turnaround of credit lending proposals for the branch in close liaison with the local credit analysts and sales team. o Follow up and ensure recovery of quick mortality cases between 12 -18 MOV. Qualification : Graduate, Masters/Post Graduate Certifications : CA/MBA (Preferable) Location - mumbai,delhi,pune,bangalore,hyderabad,chennai

Achieving business targets as laid down by acquiring new client relationships and maintaining them. Graduate in any discipline Identify target areas for prospective business Pre-screen customer segments as per the organization norms Ensure the number of log in along with disbursement Ensure high customer satisfaction level by proactively understanding customer needs and cross- sell multiple products as per the requirements Execute sales promotion activities to build customer interest in the TCFSL brand Build strong client relationships both internally and externally and build a strong brand identification with potential customers. Ensure vendor empanelment and develop relationships with new vendors. Develop strong distribution channels Ensure compliance to all Audit / RBI regulations. Location-mumbai,delhi,pune,bangalore,hyderabad,chennai

To drive sales and ensure business targets are achieved o Aggressively drive the sales numbers and achieve the business targets for Retail loan products and through cross selling while continuing to enhance and upgrade the client relationships. o Retain and expand the company's base of customers for retail loan product so as to ensure repeat business or referrals o Maximize sales through a network and relationships to ensure strong business o Develop and maintain strong liaisons with the clients for repeat business or referrals. o Ensure the files are processed from login stage to disbursement and liaise with internal departments (Operations and Credit) for completion. o Optimize team productivity by effectively managing the team of relationship managers so as to assure achievement of team results and thereby meet the business targets and profitability of the area o Align with the team on ground lead generation activities for Sales. o Lead and supervise the team for the implementation of the growth agenda through appropriate training, motivation and deployment strategies o Constantly keep abreast on market trends and competitor intelligence so as to build and develop effective sales and marketing strategies o Use understanding of the markets / competition / process and products available in the markets to provide positive feedback to the central product and policy team to stay ahead in the market. o Ensure compliance to all Audit / RBI regulations as well as processes, policies and reports as per company designed systems. Post Graduate/ Graduate in any discipline

Perform the following under the guidance/direction of Supervisor/Manager With help of Supervisor/ Manager, Identify the customers for protentional Business Collect the documents from Customers and validate as per the organization norms Logging the case in the system as per SOP and follow the process for disbursement. Fulfil - the Sanction ratio as per organisation requirement Meeting the Customer requirements & cross- sell multiple products, under the guidance of Supervisor/ Manager. With help of Manager / Supervisor, empanelment of new vendor and develop relationships with them With help of Manager / Supervisor, ensure compliance to all Audit / RBI regulations.

Responsibilities: * Lead home loan sales team, achieve targets. * Manage mortgage loans portfolio, minimize defaults. * Develop open market strategies, expand customer base. * Generate Revenue via self sourcing in open Market and through connectors . Provident fund

We are looking for Branch Manager - Affordable LAP for Ahmedabad location. Education :- Minimum Graduate Expereince :- Min 5 Yrs affordable sales experiecne Location :- Prahaldnagar - Ahmedabad team handling experiece is added advantage. DSA & connector handling Need to manage Branch profitibility If you are fit in above criteria please send your profile. Paresh Makwana - HR 99244 93330 pareshkumar.makwana@equitasbank.com

Position- Loan Officer (Telecallers) The Job Description and Skillset required for the position is as below: Qualification: Graduate Experience: 1- 3 Years/ Prior Mortgage experience would be an added advantage Basic responsibility: Telecalling Skill Set Required: • Good communication skills- bilingual • Pleasant Voice • Decisions making skills • Proactive & Extrovert • Responsible • Adaptable • Good Listening skills • Willingness to address huge volume of calls, approximately 100 calls a day.

Job Purpose This position is open with Bajaj Finance ltd. Duties and Responsibilities Managing and supporting the effective deployment of team of sales professionals with respect to that geographical area, exploring new markets and in allocating resources to most profitable opportunities. Achieving sales target and cross selling insurance Creating a strong & compliant sales culture across the channel to drive acquisitions, profitability and employee development. Identifying the need of sales training, analyzing changing market trends, channel deployment etc. Also giving feedback & suggestions to the RSM. Ensure implementation of promotional plans & contests and suggesting new and innovating promotion plan for the area of work. Retaining high performers and replace poor performers Ensuring highest levels of employee relationship, motivation & engagement to drive results & high levels of employee satisfaction. Ensuring that Goals, PMP discussions, Development Plan discussions, ongoing coaching and feedback, skip level meetings are done on time and in an effective manner. Effectively engage Operations & Risk teams to understand and contribute to overall processes & profitability across locations. Managing Collections of the acquired portfolio.

Role & responsibilities Would be responsible to achieve the sales target assigned to base and mentor branch. Handling the Team of Business Managers and Relationship Officers. New Client Acquisition & Business generation of Home loan Business. Responsible for individual & Teams targets. Shall be responsible for sourcing, servicing, and disbursing the business and manage overdue collections. Taking care of Teams Productivity and business. Team Motivation/ Training. Giving Product training to existing and new hired team. Manage both internal & external channel for business expansion & development Understanding the intricacies of various cases and filtering them so that only appropriate cases are put up for approval. Coordination with other departments like Credit, Operations for processing of loan till final disbursement and ensure smooth servicing and operations. Shall be responsible for Overdue Collections & Revenue generation process.

Current Opening:- Business Development Executive Product :- All Types Of Loans(Secured/Unsecured Loans) Duties and Responsibilities:- Maintain and develop good relationship with customers through personal contact or meetings or via telephone etc. Must act as a bridge between the company and its current market and future markets. Develop relationship with Builders, Realtors, CA, DSA and corporates to leverage business. Explain to customers the different types of loans and credit options that are available, as well as the terms of those services. Ability to drive sales targets of multiple loan products PL,BL,HL,ML,LAP, etc. Have interactions with bankers of various products for smooth processing of files. Will be responsible from file logins to disbursement, must align with bank policies & take care of compliance in each step of the process. Collecting documents according to the checklist from the customers Provide accurate feedback on future buying trends to their respective employers. Looking for candidate who managed team and done individual business as well in sales Maintain proper MIS and also give proper feedback time to time on various market related activities Key Skills: Candidate should have excellent communication skills. Good presentation skills. Have strong leadership skills. Ability to interact effectively with a wide range staff throughout the company. Be motivated and results driven. Experience in a Sales driven organization (/BFSI/Telecom/Insurance/Real Estate) FRESHERS WELCOME! Qualification:- Any Graduate/MBA-Finance/Marketing CTC:- Freshers 1.44Lac pa To 03Lac pa + Incentive + Contest(Based on Candidate) Experience:- 3Lac pa To 12Lac pa + Incentive + Contest(Based on Candidate) Working Days:- Monday To Saturday (all 6days) * Contact Person: HR Shital 9356238386 Interested candidates can forward their resume at 9356238386 shital.thakur@andromeda.in You can even refer your friends also for the same.

Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Job Description: As the Branch Head, you will be responsible for the overall management and performance of a specific branch. Your role entails developing and implementing strategies to drive sales, enhance customer satisfaction, and ensure operational efficiency. You will lead a team of sales and support staff, oversee day-to-day operations, and collaborate with internal departments to achieve branch targets and maintain compliance with organizational standards. Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customer Please share your resume at shruti.jhamaria@aavas.in

This role is for one of the Weekday's clients. You will be responsible for driving loan origination, building strong relationships with customers, and working closely with internal and external stakeholders to ensure a seamless lending process. Your key responsibilities include generating leads for home loans and mortgage loans through various channels, understanding customers" financial needs, educating potential clients about loan products, guiding customers through the entire loan cycle, maintaining relationships with property developers and channel partners, collaborating with credit and operations teams, ensuring compliance with policies, meeting or exceeding sales targets, and providing feedback to improve products and processes. To be successful in this role, you should have a minimum of 1 year of experience in sales of home loans, mortgage loans, or other financial lending products. You should possess a strong understanding of the loan process, excellent communication and negotiation skills, a proven track record of meeting or exceeding sales targets, ability to work independently and in a team-oriented environment, strong relationship management and networking skills, and a Bachelor's degree in Business, Finance, or a related field is preferred. Preferred qualifications include experience working with banks, NBFCs, or housing finance companies, familiarity with local real estate markets and connections with channel partners, and knowledge of CRM tools and digital loan origination systems.,

Candidate Eligibility 1 candidate must be a graduate 2 0.6 to 1 Year of experience in sales is preferred 3.The job requires extensive traveling so the candidate must be willing to travel within the city 4.Candidate must have good communication skills

Role & responsibilities: Outline the day-to-day responsibilities for this role. Preferred candidate profile: Specify required role expertise, previous job experience, or relevant certifications.

Candidate needs to be comfortable with field sales Candidate needs to have a two-wheeler Candidates with BFSI experience wil be preferred Freshers are welcomed to apply Interested candidates can Call/Whatsapp HR Varun- 9310054306

Hi, Greetings from Avani Consulting Hiring Home Loans - Leading Housing Finance Company. Job description :- Job Title: Branch Sales Manager - Home Loans Function: Sales - Home Loans (HL) & Loan Against Property (LAP) Location: Chennai,Madurai,Salem,Trichy,Madurai,Dharmapuri,Edapadi,Sathyamangalam,Cuddalore, Kallakurichi, Tindivanam Department: Sales - Home Loans (HL) Education: Any Graduate Degree Required: Minimum 1year Home Loans or Loan Against Property (LAP) Key Stakeholders: Internal: Branch Manager, Team Members External: Customers, DSAs, Connectors, Brokers, Real Estate Agents Job Overview: As a Branch Sales Manager, you will be responsible for identifying and executing sales growth opportunities at a local/area level. Your role will involve driving channel expansion and acquiring new accounts to ensure the continuous growth of the branch business. More Information & Interested candidates can share resume to Hemalatha-7200031602 Mail - hemalatha@avaniconsulting.com

Directly supervises team of Valuers, assigning work and monitoring performance to ensure timely delivery of complete and accurate reports in accordance with company requirements. knowledge of financial terms and principles. Required Candidate profile • 6 -10 Years of experience preferably in real estate industry.

Job Description Experience: 4+ Years Should have in-depth knowledge various legal tools available in the NBFC sector & process of their execution. Should have experience of managing collections of MSME Loan Product(MSME Loan/LAP Loan/Mortgage Loan). Should have experience in Portfolio and team management. Portfolio management, collection visits on OD & ED cases. Person should be from the same domain -MSME/Business/LAP/Mortgage Loans only with relevant experience in Collections. Should be able to liaison with the administrative departments for quick execution of Sec. 138 warrants & EP warrants.

Should have in-depth knowledge various legal tools available in the NBFC sector & process of their execution. Should have experience of managing collections of MSME Loan Product(MSME Loan/LAP Loan/Mortgage Loan). Should have experience in Portfolio and team management. Portfolio management, collection visits on OD & ED cases. Person should be from the same domain -MSME/Business/LAP/Mortgage Loans only with relevant experience in Collections. Should be able to liaison with the administrative departments for quick execution of Sec. 138 warrants & EP warrants.

Minimum 6 Months of experience in selling loan preferably Personal Loan, Business Loan, Secured Loan, Unsecured Loan , Home Loan, LAP in Affordable Segment. Preferably from BFSI/NBFC Responsible for lead generation in the catchment areas through Executing Branding /Marketing activities. Meeting with clients, advising and showcasing Shubham products and benefits to the customers thereof. Responsible for sales fulfilment, pre/ post sanction sales activities. Update and upkeep of marketing and sales collaterals. Responsible for promotional activities including group meetings, presentations as well as developer site promotions. Responsible for front-end interaction, field travel and Customer interface. Regular interaction with the customers through group meetings, site promotions, in office meetings and presentations. Attending to walk-ins into branches & visiting clients at their place. Interested candidates Kindly share your resume in this number : 9444355860

- Self sourcing of leads from open market - Handle sales of home & mortgage loan - Coverup mapped area to generate leads - Build up relationship with existing customers to generate more leads - Understand market trends and offer products to customers Required Candidate profile - Local candidate ready to do field sales - Candidate have bike and driving license - Local area network is key to success Perks and benefits Incentives + Allowances + Insurance Cover

Work on Synofin Software Build the Sales Strategy and to communicate same to your team members. Conceptualize and execute periodic sales campaigns and product promotions Crossselling of product to avail more incentives. Ensuring the team management and taking the daily reporting from the team. Fulfilment of the require documents forsmooth operational work. Achieving Sales Target of the Branch for MSME Team Handling Coordination with Team and supervisors