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0.0 - 5.0 years
0 - 2 Lacs
Gandhinagar, Ahmedabad, Rajkot
Work from Office
Mega Walk in Interview for Mortgage Loan (Home Loan, LAP) Ahmedabad & Rajkot on 01st July 2025, Friday. Locations - Ahmedabad , Gandhinagar, Rajkot Products: Mortgage Loan (Home Loan, LAP) Interview Date: 01st July 2025, Friday. Interview Time: 11 AM Salary - Fixed Salary(Depends on the interview) + Attractive Incentives Ahemdabad Branch Address : 203, Raindrops Complex, Beside Ratnam complex, beside Ratnam Complex, C G Road Ahmedabad 380009 Meet Ms. Ekta Trivedi Rajkot - Branch Address C/o Quess Corp Ltd. 4th Floor-302 | Business Avenue | KKV Hall Chowk | Kalawad Road | Rajkot 360 005 Meet Ms. Seema Chavda Dress code: Formal Candidate can visit branch for direct walk in also can refer to friends or colleagues. Thanks & Regards Ekta Trivedi 9326419300 / 9328973957 - Whats app
Posted 1 month ago
3.0 - 8.0 years
2 - 3 Lacs
Tirupati, Anantapur, Vijayawada
Work from Office
Minimum 01years of LAP / Mortgage Sales. Preferably 50L ticket LAP / HL product from Direct channel. We would need candidates from NBFC domain only, else Banking candidates may also be Required Candidate profile considered from Assets / Lending / Loans – Direct / field sourcing background only. Good CIBIL Score Preferably Immediate joiners or less than 30days notice
Posted 1 month ago
0.0 - 5.0 years
0 - 3 Lacs
Hapur, Roorkee, Meerut
Work from Office
Hi, #Connection Seeds Fincap Pvt. Ltd. http://www.Seedsfincap.com Seeds is a growing and trusted company in the NBFC and BFSI sectors to provide Business Loans & Mortgage Loans to micro enterprises across India. We are Hiring Sales Officer ||Team Leader|| Relationship Manager|| Relationship Officer in Secured Loan for Hapur's Multiple Locations Location ~ GAJRAULA ~ BULANDSHAHR ~ MEERUT ~ HAPUR ~ BIJNOR ~ SAHARANPUR ~ MORADABAD ~ ROORKEE ~ KASHIPUR ~ DEHRADUN Experience: At least 1 Year of experience in Loan Sales Business loans, Mortgage loan, Micro Lap Loan. Personal, and Unsecured loans will be preferred. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 3.Avg ticket size 2 to 10 Lac 4.Should be from Mortgage background - Micro LAP 5.Stability - should not be a Job hopper Interested candidates can share their Cv's on Shashank(HR)- 9218099577 Email Id-hr.hapur@seedsfincap.com
Posted 1 month ago
0.0 - 5.0 years
0 - 3 Lacs
Jind, Hisar, Karnal
Work from Office
Hi, #Connection Seeds Fincap Pvt. Ltd. http://www.Seedsfincap.com Seeds is a growing and trusted company in the NBFC and BFSI sectors to provide Business Loans & Mortgage Loans to micro enterprises across India. We are Hiring Sales Officer ||Team Leader|| Relationship Manager|| Relationship Officer in Secured Loan for Karnal's Multiple Locations Location ~ JIND ~ HISAR ~ KARNAL ~ PANIPAT ~ KAITHAL ~ SIRSA ~ FATEHGARH SAHIB ~ YAMUNA NAGAR ~ AMBALA Experience: At least 1 Year of experience in Loan Sales Business loans, Mortgage loan, Micro Lap Loan. Personal, and Unsecured loans will be preferred. 1.Should have experience in mortgage/Lap loans. 2.Should have knowledge and understanding of property documents. 3.Avg ticket size 2 to 10 Lac 4.Should be from Mortgage background - Micro LAP 5.Stability - should not be a Job hopper Interested candidates can share their Cv's on Jatin Yadav(HR)- 7303535726 Email Id-hr.haryana@seedsfincap.com
Posted 1 month ago
1.0 - 4.0 years
1 - 3 Lacs
New Delhi, Kaushambi, Gurugram
Work from Office
Candidate needs to have sales experience Candidate needs to be comfortable with field sales Candidate needs to have good communication skills Interested candidates can call HR Puja -8295041955
Posted 1 month ago
1.0 - 4.0 years
1 - 4 Lacs
Ghaziabad, New Delhi, Delhi / NCR
Work from Office
Roles and Responsibilities Manage relationships with existing customers to identify their financial needs and provide tailored solutions. Identify new business opportunities through lead generation, referrals, and networking. Process loan applications from start to finish, ensuring timely disbursement of funds. Maintain accurate records of customer interactions, transactions, and sales activities. Collaborate with internal teams to resolve customer queries and issues. Desired Candidate Profile 1-4 years of experience in home loans, mortgage loans, LAP (Loan Against Property), or NBFC industry. Strong understanding of housing finance products such as home loans, mortgages, and LAPs. Excellent communication skills for effective relationship management with customers. Ability to work independently with minimal supervision while meeting targets set by the organization. Interested candidates can share updated cv on abeer.seth@auhtm.in or whats up on 9257044580
Posted 1 month ago
1.0 - 3.0 years
0 - 3 Lacs
Lucknow
Work from Office
Designation:- Relationship Officer Profile: Presentable with decent personality Easily identify sales opportunity from the market Having knowledge of loan products and its processing Ability to learn the new things within a short time span Knowing local language with good communication skills, English will be add-on Customer focused and willing to go the extra mile to deliver an exceptional service Experience: - Minimum 1 to 3 years of experience in the finance industry will be preferred Required Candidate profile Good communication skills Good customer approach. Knowledge of local customers and target businesses Age between 18 - 35 years. Graduate Experience in banking Sales field is an added advantage. 2-wheeler preferable Salary In CTC : - No Bar in salary for experienced candidates Perks :- Best in Industry incentive + EPF+ESI+Insurance Product-: . Home Loan , ( Only experienced candidates any banking sales ) Business Loan (Freshers also apply for Business loan) Note - Only for male candidates . Locations-: LUCKNOW Salary - Based on experienced Note- Its Relationship officer and Sr. Relationship Job Please apply only if you are genuinely interested in this profile. Note -: Freshers also apply for Business loan Interview Venue - : 6 Satyman Palace 3rd Flore Opposite Canera Bank Sapru Marg Near Jawahar Bhawan Hazratganj Lucknow . Date-: 05- 07-2025 ( Saturday) Time- 9:30 Am to 3:00PM HR CONTACT DETAILS - Vastavikta Srivastava For any query/support contact to - 8005337907 (only Wtsupp)
Posted 1 month ago
4.0 - 9.0 years
2 - 5 Lacs
Ahmadnagar
Work from Office
Recruitment of quality team of Relationship officers Establishing & maintaining working relationship with developers To prepare & update data bank of developer sites regular basis Identify Affordable Housing & Commercial Sites for APF & Project Funding Appointment of APF & Referral at all the places Regular Training to all RO for Policy, process and business model Coordinating with local, regional and central credit team To follow credit policy & process To achieve the target as decided from time to time Required Skills: Management Experience Ability to Meet Set Goals Proven Record of Achieving Revenue Targets Results Driven Attitude Strong Customer Service Skills Education Qualification: Candidate should have completed Graduation Note : Only local candidates can apply.
Posted 1 month ago
0.0 - 5.0 years
0 - 2 Lacs
Osian, Balotra, Jodhpur
Work from Office
Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 7240103827 , shruti.jhamaria@aavas.in,
Posted 1 month ago
0.0 - 5.0 years
0 - 2 Lacs
Nagaur, Degana, Sujangarh
Work from Office
Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 7240103827 , shruti.jhamaria@aavas.in,
Posted 1 month ago
0.0 - 5.0 years
0 - 2 Lacs
Jalor, Pali, Bikaner
Work from Office
Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 7240103827 , shruti.jhamaria@aavas.in,
Posted 1 month ago
0.0 - 5.0 years
0 - 2 Lacs
Dungargarh, Balotra, Bikaner
Work from Office
Job description Designation : Relationship Officer / Sr. Relationship Officer Product : Home Loan / LAP Experience : Minimum One Year Experience in Retail Sales (HL / LAP) Minimum Qualification : Graduate in any stream Desired Candidate Profile: Should have sales orientation Customer retention An immense interest in developing relationship with the customers Good communication skills and coordination skills Good convincing and negotiation skills Able to manage high ticket size of the loans Ability to understand customers need, explain various products and convince them about the product offerings Should be able to manage overall responsibilities including customer expectations, identifying new business markets and recording customer requirements Resolving Customer issues and queries Maintaining customer relationship and cross selling to existing customers Identification of right customer, ability to understand customers need, explain various products and convince them about the product offerings Compensation: As per the last drawn salary + performance based attractive incentives Interested candidate can share their resume on 7240103827 , shruti.jhamaria@aavas.in,
Posted 1 month ago
0.0 - 3.0 years
1 - 3 Lacs
Navi Mumbai, Mumbai (All Areas)
Work from Office
We have a opening for Relationship Officer for HDFC Sales Pvt Ltd. Any financial services background candidates can apply. Freshers are also welcomed here to apply and give a good start to their career.
Posted 1 month ago
6.0 - 8.0 years
9 - 13 Lacs
Bengaluru
Work from Office
We are looking for a skilled professional to fill the role of Manager - HR - Housing - Business HR based out of Bengaluru. The ideal candidate will have 6-8 years of experience in HR and business development, with a strong background in housing finance. Roles and Responsibility Develop and implement effective HR strategies to support business growth. Manage and analyze HR data to inform business decisions. Collaborate with cross-functional teams to drive business outcomes. Design and deliver training programs to enhance employee skills. Foster a positive work environment that promotes employee engagement. Ensure compliance with labor laws and regulations. Job Proven experience in HR and business development, preferably in housing finance. Strong knowledge of HR principles and practices. Excellent communication and interpersonal skills. Ability to analyze complex data and make informed decisions. Experience with HR software and systems. Strong problem-solving and strategic thinking skills. A graduate or postgraduate degree is required. Additional Info The selected candidate will be working based out of Bengaluru, at Krishna Tower - JM, with a ref number of 6588500.
Posted 1 month ago
5.0 - 10.0 years
14 - 19 Lacs
Ahmedabad
Work from Office
We are looking for a highly motivated and experienced Regional Sales Manager to lead our sales team in achieving business targets. The ideal candidate will have a strong background in sales management, team leadership, and customer relationship building. This position is based in Ahmedabad. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for mortgage and maintain strong liaison for repeat business or referrals. Maximize sales through a network of DSAs, direct sales, CA, and builders by effectively managing connector and builder relationships. Identify and maintain key builder/channel relationships to ensure strong business growth. Ensure high-quality customer service and good portfolio quality. Optimize team productivity by managing a team of sales managers to assure achievement of team results and maximize profitability. Align with the team on ground lead generation activities for sales and lead/supervise sales teams for the implementation of the growth agenda through training, motivation, and deployment strategies. Manage team size by recruiting and grooming quality resources from time to time in presentation and selling skills. Adopt Sales Digitization tools and implement them with the teams, ensuring superior communication of objectives through area review meets. Develop an ability to plan and execute effective long-range area sales growth plans, staying updated on market trends and competitor intelligence to build and develop effective sales and marketing strategies. Provide positive feedback to the central product and policy team regarding markets, competition, processes, and products to stay ahead in the market. Ensure compliance with all Audit/NHB regulations and company-designed processes, policies, and reports. Job Graduate (Diploma/Degree in Civil/Architecture) / Masters/Postgraduate. Minimum 5 years of experience in sales management, preferably in housing finance. Possess strong knowledge of sales planning, team management, and customer relationship building. Demonstrate excellent communication, leadership, and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong analytical and problem-solving skills are essential.
Posted 1 month ago
2.0 - 7.0 years
9 - 14 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Credit Manager to join our team in Mumbai. The ideal candidate will have 2 to 7 years of experience in credit appraisal, underwriting, and portfolio management. Roles and Responsibility Implement and manage credit processes and underwriting for the Corporate Finance division. Monitor systems and processes for smooth implementation of credit policies in the region. Facilitate faster deal closures through proactive participation in deal structuring and credit enhancement. Maintain turnaround time for evaluation and processing of deals, ensuring low TAT. Manage portfolio quality documentation, post-disbursement documents, and delinquency levels. Regularly interact with collections and sales teams to track delinquencies and study delinquent cases. Control and monitor post-disbursement documents, invoices, insurance, and RC by interacting with sales and customers. Meet customers (retail & strategic) regularly to understand industry & market trends. Pre-approve and rate all clients with exposure over Rs 500L. Conduct regular training sessions for sales, channel partners, and field sales staff on product policies & processes. Train credit ops / CPA resources on policies, processes, and operations to ensure smooth functioning. Submit reports covering approval analysis, PDD collection, delinquency, and monthly activity undertaken. Job MBA/PGDBA/PGPM/CA or equivalent degree. Minimum 2 years of experience in credit appraisal, underwriting, and portfolio management. Possess strong knowledge of credit policies, processes, and operations. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines is essential. Exhibit strong analytical and problem-solving skills.
Posted 1 month ago
1.0 - 6.0 years
8 - 12 Lacs
Bengaluru
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 1-6 years of experience driving sales and achieving business targets, with a strong background in retail sales and direct channel management. Roles and Responsibility Develop and implement effective sales strategies to achieve business targets. Build and maintain strong relationships with clients and stakeholders. Identify new business opportunities and expand existing customer relationships. Collaborate with cross-functional teams to drive sales growth. Analyze market trends and competitor activity to stay ahead in the industry. Provide excellent customer service and support to ensure high levels of customer satisfaction. Job Proven track record of achieving sales targets and driving business growth. Strong knowledge of housing finance products and services. Excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience working in a similar role within the banking or financial services industry. Additional Info For more information, please contact us at 6589201.
Posted 1 month ago
6.0 - 11.0 years
7 - 11 Lacs
Hyderabad
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Hyderabad. The ideal candidate will have 6-11 years of experience in sales, relationship management, and team leadership. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans through cross-selling and enhancing client relationships. Retain and expand the company''s customer base for home loan and LAP channel to ensure repeat business or referrals. Maximize sales through a network of DSAs by effectively managing connector and builder relationships. Develop and maintain strong client relationships for repeat business or referrals. Identify and develop new builder/channel relationships to penetrate new markets and increase business. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Job Graduate or Masters/Postgraduate degree. Minimum 6 years of experience in sales, relationship management, and team leadership. Possess strong skills in sales process management, sales planning, and team management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong knowledge of industry trends, competitor intelligence, and market analysis is required. Experience in housing finance, banking, financial services, or broking is preferred.
Posted 1 month ago
6.0 - 10.0 years
7 - 11 Lacs
Belgaum
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 6-10 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations documented by underwriters in compliance with credit policy. Review credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Additional Info The company offers a competitive salary and benefits package.
Posted 1 month ago
11.0 - 15.0 years
7 - 11 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Gorakhpur. The ideal candidate will have 11-15 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting them to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 11 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, risk management, and financial services. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.
Posted 1 month ago
6.0 - 10.0 years
10 - 14 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Tiruchirappalli. The ideal candidate will have 6-10 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 6 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, broking, and banking. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.
Posted 1 month ago
6.0 - 11.0 years
7 - 11 Lacs
Bengaluru
Work from Office
We are looking for a highly motivated and experienced Relationship Manager to join our team in Bengaluru. The ideal candidate will have 6-11 years of experience in sales, relationship management, and team leadership. Roles and Responsibility Aggressively drive sales numbers and achieve business targets for home loans and through cross-selling while enhancing client relationships. Retain and expand the company''s customer base for home loan and LAP channel to ensure repeat business or referrals. Maximize sales through a network of DSAs by effectively managing connector and builder relationships. Develop and maintain strong client relationships for repeat business or referrals. Identify and develop new builder/channel relationships to penetrate new markets and increase business. Ensure files are processed from login stage to disbursement and liaise with internal departments for completion. Job Graduate or Masters/Postgraduate degree. Minimum 6 years of experience in sales, relationship management, and team leadership. Possess strong skills in sales process management, sales planning, and team management. Demonstrate excellent communication and interpersonal skills. Ability to work in a fast-paced environment and meet sales targets. Strong knowledge of industry trends, competitor intelligence, and market analysis is required. Experience in housing finance, banking, financial services, or broking is preferred.
Posted 1 month ago
2.0 - 7.0 years
7 - 12 Lacs
Mumbai
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to manage all activities pertaining to the sanction life cycle of all borrower accounts in the retail loan business. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases. Authorize deviations raised and documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and delinquencies. Develop, implement, review, and monitor various credit programs. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Adhere to all norms and regulations required. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills.
Posted 1 month ago
2.0 - 7.0 years
7 - 11 Lacs
Gorakhpur
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Gorakhpur. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases and present to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, financial services, and banking operations. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in managing a team of credit approvers to ensure portfolio quality and minimizing delinquencies. Familiarity with credit programs and policies. A strong understanding of due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans is essential. Ability to evolve underwriting norms customized to local market needs and continuously enhance and execute the consumer credit risk strategy. Adherence to all norms and regulations is required.
Posted 1 month ago
2.0 - 7.0 years
10 - 14 Lacs
Patna
Work from Office
We are looking for a highly skilled and experienced Regional Credit Manager to join our team in Patna. The ideal candidate will have 2 to 7 years of experience in credit management, underwriting, and risk assessment. Roles and Responsibility Manage all activities related to the sanction life cycle of retail loan business for short and medium term products. Support and collaborate with business teams to manage end-to-end credit approval for the designated region. Underwrite for all customer segments for retail and high-value cases, presenting to senior level. Authorize deviations documented by underwriters in compliance with credit policy. Finalize review of credit memos and sign off on approvals or declines after checking documentation requests. Lead a team of credit approvers to ensure portfolio quality and minimize delinquencies. Ensure timely completion of personal discussion documents through customer visits if required. Oversee and initiate follow-ups with external vendors to resolve queries and eliminate undue delays, coordinating with the recoveries team to generate business insights. Engage in developing, implementing, reviewing, and monitoring various credit programs, providing training and coaching to upgrade the competency of the team and improve processing efficiency. Ensure due diligence in credit analysis, customer application screening, evaluation, underwriting, and sanctioning of loans. Evolve underwriting norms tailored to local market needs and enhance consumer credit risk strategy. Adhere to all norms and regulations. Job Post Graduate/Graduate in any discipline. Minimum 2 years of experience in credit management, underwriting, and risk assessment. Strong knowledge of credit underwriting, risk assessment, and credit management. Excellent leadership and team management skills. Ability to work in a fast-paced environment and meet deadlines. Strong analytical and problem-solving skills. Experience in microfinance is an added advantage. For more information, please contact us at 6588781.
Posted 1 month ago
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