Financial Consultant

Client Needs Assessment: Conduct comprehensive evaluations of clients' financial situations, including income, assets, expenses, and liabilities, to understand their goals and risk tolerance.   Financial Planning: Develop and implement personalized financial plans that incorporate insurance, investments, and savings to meet clients' short-term and long-term goals.  Product Recommendation: Advise clients on appropriate insurance policies, investment products, and other financial services that align with their objectives and risk profile.    Client Relationship Management: Build and maintain strong relationships with clients by addressing their inquiries, handling objections, and providing ongoing support.   Sales & Business Development: Proactively identify and pursue potential clients to grow and expand the client base, often by meeting or exceeding sales goals.  Compliance & Reporting: Adhere to industry regulations, company policies, and compliance standards, such as anti-money laundering (AML) and know your customer (KYC) requirements.  Essential Skills Financial Knowledge: In-depth understanding of financial markets, insurance products, investments, and economic principles.  Analytical Skills: Ability to analyze financial data, interpret complex information, and develop strategic solutions.  Communication Skills: Strong verbal and written communication skills to effectively present complex financial information and build rapport with clients.  Sales & Negotiation: Proven ability to meet sales targets and negotiate financial transactions to achieve client outcomes.  Regulatory Awareness: Knowledge of and adherence to all relevant industry regulations and compliance guidelines.  Qualifications Licensure: Hold the required licenses and certifications for the relevant financial or insurance categories, such as a life or general insurance license.  Education: A bachelor's degree in finance, economics, or a related field is often preferred, although specific requirements vary by company.   Experience: Prior experience in the financial services or insurance industry can or fresher can also apply