Credit Risk Manager

You are looking for a Credit and Risk Head to join your team in Noida. As the ideal candidate, you should hold a master's degree in finance with a statistics background or related field. Possessing professional certifications such as CFA, FRM, or PRM would be advantageous. You should have a minimum of 5 years of experience in a senior position in Retail credit and Risk management, preferably within the NBFC sector. Your responsibilities will include developing and implementing risk mitigation strategies across various lending products like education loans, personal loans, and business loans. Your role will demand a deep understanding of the regulatory landscape governing NBFCs in India, including RBI guidelines and SEBI regulations. You should be adept at ensuring compliance with risk and credit regulations, managing audits, and mitigating risks of regulatory non-compliance. Furthermore, you will be expected to have expertise in credit scoring models, risk assessment, and portfolio risk management. Proficiency in financial modeling, data analytics, and risk measurement techniques is essential for this role. Your problem-solving skills will be put to the test as you identify emerging risks and develop effective solutions based on data. As a leader, you must inspire and manage teams across risk, credit, and collections departments. Your stakeholder management skills should allow you to interact with senior management, investors, auditors, and regulators effectively. Strategic thinking is crucial in aligning credit and risk management with business goals while ensuring sound risk governance. Your communication skills should be top-notch, enabling you to articulate complex risk concepts to technical and non-technical stakeholders. Negotiation experience will also be beneficial for engaging with investors, partners, or regulators concerning credit risk matters. Being tech-savvy is a plus, with familiarity in digital lending platforms, AI/ML-based credit risk tools, and data management. An understanding of various financial products and their unique risks is necessary. You should be able to influence product design and pricing with risk considerations in mind. If you possess an entrepreneurial mindset and can thrive in a startup environment, we encourage you to apply for this position by sending your resume to kirti.jatwani@pw.live.,