Credit Relationship Manager

1 - 6 years

2 - 4 Lacs

Kanpur

Posted:3 weeks ago| Platform: Naukri logo

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Skills Required

Cibil Credit Analysis Credit Operations Credit Appraisal Credit Credit Underwriting Credit Processing Underwriting Disbursement Credit Assessment Credit Evaluation

Work Mode

Work from Office

Job Type

Full Time

Job Description

Job Role • Evaluating credit proposals covering financial, business and industrial risk & decisioning of the loan. • To ensure Bounce Rate and Delinquency are within acceptable standards • .Monitor and enforce approval rate and TAT as per prescribed standards. • Monitor and ensure that monthly Branch audit score is satisfactory. • Vendor Management. • To conduct customer meeting to evaluate credit proposal • PDD Tracking and closure. • Compliance to repayment instrument replenishment to ensure regular repayment of EMI Key Responsibilities. • Responsible for Process and Policy Adherence. • Responsible for Effective Cost Management. • Understanding & Managing Healthy Portfolio. Mandatory skills • Graduate. • 3 - 4 yrs experience. • Strong analytical and problem solving skills • Documentation, Disbursement & File Processing. • Knowledge on secured and unsecured loans. • Good communication and pleasing personality. • High level of Self Drive/Enthusiasm

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HDB Financial Services
HDB Financial Services

Financial Services

Mumbai

1001-5000 Employees

456 Jobs

    Key People

  • Vinay Aurangabadkar

    MD & CEO
  • K. Ramesh

    Chief Financial Officer (CFO)

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