Credit Relationship Manager

Role Overview: You will be responsible for evaluating credit proposals, covering financial, business, and industrial risk decisioning of the loan. Your main focus will be to ensure that Bounce Rate and Delinquency are within acceptable standards. Additionally, you will monitor and enforce approval rate and Turnaround Time (TAT) as per prescribed standards. It will be your responsibility to monitor and ensure that the monthly Branch audit score is satisfactory. Vendor management and conducting customer meetings to evaluate credit proposal PDD tracking and closure will also be part of your role. Key Responsibilities: - Ensure Process and Policy Adherence. - Implement Effective Cost Management. - Understand and Manage a Healthy Portfolio. Qualification Required: - Bachelor's degree in Finance, Business Administration, or related field. - Proven experience in credit risk assessment and decision-making. - Strong analytical skills and attention to detail. - Excellent communication and interpersonal skills. - Ability to work effectively in a team environment and independently. - Knowledge of relevant laws and regulations related to credit risk management.,