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Kotak Life Insurance
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Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit

Credit Manager-HF LOAN AGAINST PROPERTY (LAP)-Credit

Kotak Life Insurance

2 - 6 years

7 - 11 Lacs

Karimnagar

Posted:1 month ago| Platform:

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Skills Required

risk management credit risk sales loan against property lap business loan credit underwriting credit analysis personal loans credit management credit appraisal bank guarantee mortgage credit assessment housing loan home loans mortgage loans finance

Work Mode

Work from Office

Job Type

Full Time

Job Description

Key Responsibilities

Credit Assessment :

Risk Management :

Loan Approval Process :

Evaluate loan applications and creditworthiness of applicants based on financial data and other relevant factors.

Perform detailed analysis of financial statements, bank statements, and credit reports.

Assess repayment capacity and recommend appropriate loan structures.

Identify, analyze, and mitigate potential credit risks.

Ensure compliance with internal credit policies and regulatory guidelines.

Conduct periodic portfolio reviews to identify early warning signals.

Coordinate with sales and operations teams for smooth processing of loan applications.

Approve or recommend loans within delegated authority limits.

Liaise with legal and technical team for finalization.

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Kotak Life Insurance

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