Credit Manager

Credit Manager

About Supermoney

We are looking for a dynamic Credit Manager to join our team as we scale our company.

Supermoney is the trusted digital working capital solutions partner for enterprises and small

businesses. We partner with leading brands such as Jiomart, Reliance, Haier, Jindals, Amaron

etc. to extend customized payments and financing solutions for their supply chain

ecosystem.

Learn more at https://www.supermoney.in/

Location: Mumbai

Roles & Responsibilities:

1. Provide analysis of customer financial statements and ensure that all data entry

is accurate and complete and authorize credit limits

2. Responsible for the underwriting of loan requests and annual reviews

3. Serve as consultant in the local Credit Committees and related meetings and

projects

4. Interact with current loan/credit customers, prospects, and bank lending officers

5. Discuss the decision process for credit lines exceeding the local competencies

with Headquarters, if applicable

6. Responsible for reviewing legal documentation and ensure proper administrative

follow up of credit decisions

7. Analyze loan data, including data provided by customers, credit bureaus, and

bank records on new, renewal, and existing loans to ensure loan worthiness

8. Prepare spreadsheets, summaries, reports, and opinions for loan officers

and loan committees to aid sound credit decisions on new, renewal, and

existing loans

9. Ensure that clients financial statements are in line with company’s policies, and

express an

opinion on the financial situation of the customer

10. Based on the agreed policies of the company, decision making of approval of

rejection of a particular loan application and making further connections for

verification of customer’s documents.

11. Maintain current knowledge of industry and professional topics by

attending relevant training sessions

12. Ensure there are timely and effective mechanisms for feedback to teams and team

members on issues related to performance or compliance to policy and procedure,

including retraining or other measures as needed