3 Cibil Reporting Jobs

Credit Manager About Supermoney We are looking for a dynamic Credit Manager to join our team as we scale our company. Supermoney is the trusted digital working capital solutions partner for enterprises and small businesses. We partner with leading brands such as Jiomart, Reliance, Haier, Jindals, Amaron etc. to extend customized payments and financing solutions for their supply chain ecosystem. Learn more at https://www.supermoney.in/ Location: Mumbai Roles & Responsibilities: 1. Provide analysis of customer financial statements and ensure that all data entry is accurate and complete and authorize credit limits 2. Responsible for the underwriting of loan requests and annual reviews 3. Serve as consultant in the local Credit Committees and related meetings and projects 4. Interact with current loan/credit customers, prospects, and bank lending officers 5. Discuss the decision process for credit lines exceeding the local competencies with Headquarters, if applicable 6. Responsible for reviewing legal documentation and ensure proper administrative follow up of credit decisions 7. Analyze loan data, including data provided by customers, credit bureaus, and bank records on new, renewal, and existing loans to ensure loan worthiness 8. Prepare spreadsheets, summaries, reports, and opinions for loan officers and loan committees to aid sound credit decisions on new, renewal, and existing loans 9. Ensure that clients financial statements are in line with company’s policies, and express an opinion on the financial situation of the customer 10. Based on the agreed policies of the company, decision making of approval of rejection of a particular loan application and making further connections for verification of customer’s documents. 11. Maintain current knowledge of industry and professional topics by attending relevant training sessions 12. Ensure there are timely and effective mechanisms for feedback to teams and team members on issues related to performance or compliance to policy and procedure, including retraining or other measures as needed

Role & responsibilities Should be well conversant with IRAC, Exposure, Large exposure norms, Resolution Plan Implementation, Sensitive sector monitoring, etc. Exposure in preparation of DSB, CRILC, PSL, MSME, SLBC, Defaulter, NPA, Bureau reporting (CIBIL), NeSL submission, Quarterly disclosure preparation, Risk Based Supervision submission, Potential NPA tracking, Exception reports, SCOD tracking, etc. Facilitate Half yearly review of all process notes and QC checklists to align with extant circulars. Excellent oral and written communication. Excellent project management skills to manage multiple automation projects with circular implementations. To be able to provide assistance in evaluation and Review of BRDs as well as facilitating UATs for automation projects. Ability to manage work with minimum supervision. Ability to drive all process improvement initiatives. Ability to work under pressure and manage stakeholders expectations. Exposure towards handling Regulatory/Statutory/Concurrent audits and track open audit points till closure. Possess strong understanding of RBI circulars and have handled regulatory reporting team for a mid-sized/large Bank Preferred candidate profile Should have worked in BFSI domain (Indian Private banks*) Candidate should be hands on with Credit Regulatory reporting Should be well versed with IRAC, Large exposure norms, Credit Reporting on asset side Candidate should have exp in preparation of advances & exposure data, DSB 4 (RAQ), CRILC, LEF, PSL, MSME, SLBC, Defaulter, NPA identification and reporting, Bureau reporting (CIBIL), NeSL submission

Objective: This role shall function as techno functional resource, will require working on system generated and manual reports. The candidate should be aware of databases, data-structures and report extraction, working in SQL & MS excel for preparing reports to be submitted to regulators like NHB, RBI, CIC (CIBIL) within timelines. This position displays high commitment to Company values. Responsibility: 1. Knowledge of Software development life cycle, requirement gathering, co-ordinating with developer, testing and delivery. 2. Knowledge of SQL on Queries and database objects & stored procedures. 3. (Desirable/non- mandatory) -Experience in BI tools like Talend and Tableau Designer & Server. Knowledge of databases such as Oracle, MSSQL and MySQL. 4. Knowledge & working experience in Advance Excel & Microsoft office tools. 5. Strong functional and technical experience of working in softwares in NBFC / banks, preferably in Housing Finance. 6. Good understanding of housing finance ecosystem 7. Requires working very closely with internalBusinessstakeholders to crystalize reporting requirements. 8. Will design and document workflow and makeappropriate functional and technical recommendations that will positively impact operational effectiveness through effective digital solutions. 9. Continuous out-of-the-box assessment of status-quo and opportunities for improvement 10. Wing to Wing Co-ordination across multiple internal and external teams for various MIS requirements. 11. Manages both business as usual Support and product enhancements. Report out support ticket analysis and plan preventive steps 12. Ability to work independently and collaboratively with all levels of staff, management and other internal businesspartners Competencies: Behavioural: 1. Peoples Manager 2. Result oriented & Persistent 3. Innovation and Risking 4. Analytical/planning/Detail Orientation 5. Cross functional team synergy. 6. Decision making 7. Communication 8. Customer centric Orientation 9. Ethics Functional: 1. Strong business potential sense. 2. Detailed knowledge of Company product, policies and processes. 3. Strong understanding of business processes across all functions. 4. Ability to organize and manage multiple priorities. 5. Understanding and ability to drive Branch