Credit Manager Getclarity Fintech Services

5.0 - 10.0 years

6 - 10 Lacs

Mumbai, Mumbai (All Areas)

Work from Office

Credit Manager About Supermoney We are looking for a dynamic Credit Manager to join our team as we scale our company. Supermoney is the trusted digital working capital solutions partner for enterprises and small businesses. We partner with leading brands such as Jiomart, Reliance, Haier, Jindals, Amaron etc. to extend customized payments and financing solutions for their supply chain ecosystem. Learn more at https://www.supermoney.in/ Location: Mumbai Roles & Responsibilities: 1. Provide analysis of customer financial statements and ensure that all data entry is accurate and complete and authorize credit limits 2. Responsible for the underwriting of loan requests and annual reviews 3. Serve as consultant in the local Credit Committees and related meetings and projects 4. Interact with current loan/credit customers, prospects, and bank lending officers 5. Discuss the decision process for credit lines exceeding the local competencies with Headquarters, if applicable 6. Responsible for reviewing legal documentation and ensure proper administrative follow up of credit decisions 7. Analyze loan data, including data provided by customers, credit bureaus, and bank records on new, renewal, and existing loans to ensure loan worthiness 8. Prepare spreadsheets, summaries, reports, and opinions for loan officers and loan committees to aid sound credit decisions on new, renewal, and existing loans 9. Ensure that clients financial statements are in line with company’s policies, and express an opinion on the financial situation of the customer 10. Based on the agreed policies of the company, decision making of approval of rejection of a particular loan application and making further connections for verification of customer’s documents. 11. Maintain current knowledge of industry and professional topics by attending relevant training sessions 12. Ensure there are timely and effective mechanisms for feedback to teams and team members on issues related to performance or compliance to policy and procedure, including retraining or other measures as needed

Posted 1 month ago

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