329 Credit Jobs - Page 13

Hiring Freshers & Experience candidates for Customer Support Role. Language- English + Hindi+ Telugu Graduation and Undergraduate can Apply 6 Days Working days Call Uma 6357012699 for more info . . Required Candidate profile . Candidate should be fluent in English & Hindi Graduation is not Mandatory. Should be comfortable in Work from office. 12-14k For Fresher. 16-18k For experience. Call Uma 6357012699 for more info

At American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. As part of Team Amex, youll experience this powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express. How will you impact this role? Put enterprise thinking first, connect the roles agenda to enterprise priorities and balance the needs of customers & shareholders. Lead with an external perspective, challenge status quo and bring continuous innovation to our existing processes. Demonstrate learning agility, make decisions quickly and with the highest level of integrity. Should possess strong analytical and problem-solving skills and a tremendous will to win Strong relationship building, management and influencing skills Exceptional verbal, written, and interpersonal communication skills Minimum Qualifications: Graduates/Undergraduates with 1-6 years of US Collections experience. Excellent Communication Skill Comfortable working in 24/7 work environment Ensure maximum recovery on Card Member accounts through Inbound/Outbound calls Analyze risk on customer accounts, making sound decisions to ensure recovery while maintaining high customer satisfaction levels. Meet and endeavor to exceed metrics on transactional quality, compliance regulations and productivity as per goals. Preferred Qualifications: Prior Sales/Collection experience is an add-on.

We are hiring Credit Officer for Idar Location] POSITION-CREDIT OFFICER EXPERIENCE-1 YEAR TO 4 YEARS LOCATION-IDAR DETAILED DOCUMENTS CHECK OF LOGIN FILE CIBIL/HIGH-MARK REPORT PULL,INTERNAL DE-DUPE CREDIT SCREENING OF LOGIN FILE CONDUCTING PERSONAL DISCUSSION WITH THE CUSTOMER

CALLING, TELECALLING IS MUST Role & responsibilities Handling Credit operation from Login to Disbursement Credit Decision Making for PL TW and forwarding Proposals. Handling Credit and Operational issues Monitoring vendors Like Field Investigating agencies, Valuation & Legal agencies for Two Wheeler loans and maintaining TAT. Taking care of audit queries and maintaining good audit score. Preparing MIS, Collection reports on daily basis and Weekly review reports Assisting customers with queries, requests & complaints. Key Responsibilties Assessing overall Credit Eligibility of customer & recommended the case to higher authority. ? Policy -Deviation Tracking ? Strong analytical and problem solving skills. ? Documentation, Disbursement & File Processing Preferred candidate profile Graduate/Post Graduate 2 - 3 year experience Good communication skill High level of Self Drive/Enthusiasm. Knowledge on secured and TW loans Desirable Skills Good communication skill High level of Self Drive/Enthusiasm. Knowledge on secured and TW loans Calling, Tele calling is must.

Role & responsibilities Operations- Borrower Audits, ROC, Other credit monitoring 1. Weekly calls with SDPA team 2. High level customer satisfaction by regular discussion with clients and feedback, timely response to emails, periodical MISs sent to bank Ensure team output and performance in terms of quality and TAT 3. Review of Team Planning, w.r.t sufficient audits scheduled, auditors updating status. 4. Ensure required reports / activities are submitted / completed on a monthly basis. 5. Ensure Backup in case of absence of team member. 6. Review pendencys to guide team on proactive clearance of work 7. Sample quality checking of reports and critical report checking 8. Steps to bring standardisation in report formats 9. Training of team/backup as and when required. 10. Once a quarter Visit to all clients 11. Ensure tracker is live and figure out ways to maximise team output and customer satisfaction by suggesting automation of processes 12. Escalation MIS New Assignments Planning and rollout of new assignments including team training, client coordination and tracking. Planning and rollout of new assignments including team training, client coordination and tracking. One-time preparation of KRA for all employees covering objectives and target to be achieved Regular Manpower Planning Compliance and Risk Management Oversee compliance with regulatory requirements and develop risk mitigation strategies to protect the firm and its clients. Automation of processes Evaluate and suggest automation aspects and other monitoring capabilities and data analysis. Implementation and Review of processes and systems automated e & responsibilities. Preferred candidate profile Chartered Accountant with banking work experience(Bank audit or worked in banking credit)

Managing team of sales & achieve Business goals. Maintain good relationship with stakeholders. Onboarding team of DSAs & channel partners for new business. Revenue generation through new customer acquisition. Handling pre & post sales activities. Required Candidate profile Any graduate with min 2 year of sales exp Good communications skills Convincing Power Understanding of client requirement Share CV at- Call / WhatsApp - 9274043291 Sr HR Akash Perks and benefits On Roll - Full Time Insurance Career Mediclaim

KEY ROLES & RESPONSIBILITIES The role comprises working on credit risk assessment of corporate entities spread across multiple sectors and regions. Preparing opinion based credit reports and financial models based on fundamental analysis for a set of assigned credits/companies The credit assessment process requires the following: Undertaking research and analysis of an entity through thorough assessment of its credit strengths and weakness and weighing its business and financial risk profile. Understanding the potential for sovereign support or parent support which would need to be factored into the credit assessments. Preparing a detailed credit assessment report and elaborately discuss the company profile and credit risk considerations. Preparing and updating detailed financial models encompassing financial analysis, capital structure analysis, calculation of key credit quality determinants and financial projections (upto 7 years). Other activities include preparing industry databases and reports. Preparing a detailed peer analysis on the operating and financial side. Establish and maintain consistent standards and processes in credit analysis through interaction with team members and clients The role also requires training and mentoring colleagues on specific aspects of credit risk, sector and domain nuances. Assist ADs/Director on pilot assignments and prepare collaterals. Engage with client teams proactively and suggest new ideas to enhance client engagement Support the client with any ad-hoc research requests including sector research Responsible for process initiatives and quality improvements of the team. Content review, mentor and train new hires in the team FUNCTIONAL & BEHAVIOURAL KNOWLEDGE Strong understanding of finance and accounting concepts; especially, adjustments in calculation of adjusted earnings, cash flow and leverage metrics. Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Willingness to be fungible across sectors and regions. Excellent report writing and communication skills. Ability to identify key characteristics and drivers of sectors assigned. Credit assessment and analysis (or financial analysis), including business, financial and management profiling. Experience in portfolio monitoring and credit analysis Good understanding of banking regulations, calculation of key credit metrics and capital ratios Reasonable understanding of banks internal systems PROBLEM SOLVING Identifies and resolves complex research issues and team problems Assist in solving complex problems related to financial modeling INTERACTIONS Team player and good team handling skills Excellent client management skills TYPICAL SCOPE & IMPACT Impacts the quality and effectiveness of own team MINIMUM & PREFERRED EDUCATION MBA or CA or Master’s degree preferred; CFA certification is a plus MINIMUM & PREFERRED EXPERIENCE / SKILLS 6 to 10 years of work experience High level of attention to detail and accuracy; Diligence and hard work Ability to work under stringent timelines Prior experience in credit research or credit risk assessment along with report writing experience is mandatory. Prior experience in GenAI, people and content management are a plus Ability to manage a team and provide coaching, query handling and analytical mentoring to the team. Good understanding of MS office products

CPC Manager - Credit Life: Designation CPC Manager Credit Life Reporting to Regional Manager / State Manager Region / Location Gurgaon / Faridabad / New Delhi Function Credit Life POSITION OVERVIEW The CPC Manager Credit Life is accountable for theprofitable achievement of Credit Life sales objectives associated with the assignedmarket and segment managed. Candidates should be experienced in Credit Life business andexperience with PSU Banks set up is preferred. ROLE OBJECTIVE & Key areas 1. Achievement of CL salesobjectives : Business and Penetration 2. Business Development (citing new avenues of expandingbusiness with in the Banks/RRB and onboarding new Master Policy) 3. Maintain healthy relationshipwith Senior Management in circle / Regional office. 4. Strategize and plan to ensurebusiness delivery through Activity management. 5. Built a culture of ethicalbusiness and act as a change agent to uncover issues and implement innovativesolutions to manage risk actively. 6. Relationship management & regular engagement with channel regional heads, branch managers & leadership teams to support sales growth. 7. Adherence to all IRDA regulationsand keep pace with changes in the regulatory guidelines/framework for LifeInsurance in general and particularly for banc assurance.

Role: Loan Officer Role & responsibilities 1. Analyzing the KYC documents of the underwriter approved loan proposals for their accuracy. 2. Coordinate and communicate with the care team for the fulfilment of the documents of the approved cases. 3. Maintain the desired level of quality and TAT. 4. Should be able to multi-task across various products like - cash, checkout, longer tenure, salary card. Preferred candidate profile 1. Should be flexible to work in shifts periodically especially working on weekends. 2. Should have an understanding of the various KYC documents. 3. Ability to understand requirements and communicate effectively to the care team. 4. Should be well aware of the app and web journey.

Have Opening for Credit Manager - Education Loan - Ahmedabad With NBFC Location - Ahmedabad CTC - Upto 8.5 Lacs Interested candidate can share resume on sanjeevani.dupare@voicehr.in

Role & responsibilities Should have good experience in Credit underwriting / CAM Preparation & Field PD Exp : 3 yrs Min

Job Description Job Overview: We are seeking an experienced Lead Model Developer with exceptional expertise in credit risk modeling, especially the wholesale portfolio (banks, corporate, specialized lending, real estate, non-banking). The ideal candidate will bring deep domain knowledge and advanced technical skills to drive sophisticated credit risk modeling initiatives across wholesale portfolios. Position Details: Location: Pan India Experience Level: 10+ years Employment Type: Full-time Key Responsibilities: Lead end-to-end development of advanced credit risk models, including PD, EAD, LGD models compliant to IRB Standards Conduct comprehensive data preparation, preprocessing using tools including SAS, Python, R, and SQL Design, build, calibrate and implement robust credit risk models across wholesale portfolios with rigorous User Acceptance Testing (UAT) Collaborate with cross-functional stakeholders to analyze, interpret, and communicate complex model results and insights Develop comprehensive technical documentation including: Model documentation Business Requirements Documents (BRD) Validation reports Regulatory compliance documentation Drive continuous model improvement through: Identifying optimization opportunities; Implementing advanced modeling techniques; Enhancing model performance and predictive accuracy Provide mentorship and technical guidance to junior team members, fostering a culture of knowledge sharing and professional development Required Qualifications: 10+ years of hands-on experience in credit risk model development Proven expertise in modeling across wholesale/LDP credit portfolios Advanced proficiency in: SAS, Python, R, SQL Strong knowledge of capital models (IRB approach) Good to have a understanding of IFRS9 and CECL regulatory frameworks Exceptional analytical and problem-solving skills Excellent written and verbal communication abilities Preferred Qualifications: Advanced degree in Statistics, Mathematics, Economics, or related field Professional certifications in risk management or financial modeling Experience with machine learning and advanced statistical modeling techniques Knowledge of Basel regulatory requirements Technical Skills: Model Development: PD, LGD, EAD Programming: SAS, Python, R, SQL Regulatory Knowledge: IRB (must), Good to have (IFRS9, CECL) Data Preprocessing / Statistical Modeling / Machine Learning Techniques

Industry :- BFSI ( Banking & Financial Services Industry ) Designation :- Deputy Manager - Dealer Funding Credit Operation Location :- Kengeri, Bangalore ( Head Office ) Roles and Responsibilities 1. Dealer Funding new deal appraisal & Sanction. 2. Credit Analysis, Risk Review & Enhancements. 3. Dealer Grading System operation. 4. Review and monitoring of dealer funding portfolio. 5. Regulatory reporting.

Hiring Capital Markets Murex with experience range 3 to 8Years of experience Skills: Equities, Interest Rate Derivatives, FX Trading, mutual funds, Trading platforms, pricing measures, accounting events, FX, Credit, Interest Rates, Equities, Commodities, MX Test Tool, Murex FO/BO, Calipso, Datamart, UAT Education: Btech/BE, BCA/MCA,Bsc/MSc

About Agilysys Agilysys is a leading developer and marketer of proprietary enterprise software, services and solutions to the hospitality industry. The company specializes in market-leading point-of-sale, property management, inventory & procurement and mobile & wireless solutions that are designed to streamline operations, improve efficiency and enhance the guest experience. Agilysys serves casinos, resorts, hotels, foodservice venues, stadiums and cruise lines. Agilysys operates extensively throughout North America, Europe and Asia, with corporate services located in Alpharetta, GA, and offices in Singapore, Hong Kong and Malaysia. We have a software development center in Ramanujan IT City in Chennai, India. Responsibilities Manage customer accounts within assigned portfolio by engaging in emails and/or phone calls. This includes possible payment arrangements as well as building excellent customer service relationships to understand our customer’s needs and issues. Document all contacts on ERP system and to provide any documentation required to expedite payment. Make recommendations to the Director of Customer Financial Services on the rescinding of credit terms, more aggressive collection tactics or dispute resolution, based on productivity of customer contacts and overall payment performance. Prepare and provide monthly account statements for the customers within the assigned portfolio. This process includes identifying and reconciling unapplied payments and credits on the account. Identify problem accounts, write-offs, related adjustments and prepare appropriate documentation for management. Work collaboratively with various departments internally to resolve issues, improve processes, and manage customer accounts to expedite collections from customers in assigned portfolio. Collaborate closely with the business operations team on customer billing issues including: contract related questions, adjustments, pricing, disputes, returns and other miscellaneous questions. Maintain compliance with required internal controls and departmental procedures. Requirements Bachelor’s degree in Finance, Accounting or related degree with 1-2 years Credit, Collections and/or A/R experience. Proficient in Microsoft Office software (Excel, Word, PowerPoint, Outlook). Excellent verbal and written communications skills. Ability to quickly build rapport with customers with clarity and comprehensibility. Highly organized and able to work independently. Ability to rapidly solve complex problems. Demonstrate positive and professional behavior as a member of a team. Desired Experience with NetSuite software is a plus. And experience working with a software company. Experience in the hospitality or gaming industry. Ability to understand and match billing to contracts.

Asign to one branch for overall sales oprations online Managing the sales through assigned leads The candidate has to handle tie-up partners To Close The leads Provided By the Company Handle the walk-in customer Do Cross Selling Products Required Candidate profile Experience: Minimum 1 year of experience in sales. Education: Bachelor’s degree Skills: Strong relationship and negotiation skills

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 1 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Chennai CTC Range : 4 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home/ Work From Office Thanks & Regards, Sahana HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432403 |Whats app: 6366816365 | sahana.d@blackwhite.in

Role & responsibilities Process Transformation in the Offshore Underwriting Operations Daily Throughput Management Staffing Optimization & Productivity Enhancement Knowledge Transfer & Process Stabilization Client Services & Engagement Preferred candidate profile Looking for immediate joiners Should have team handling experience. Must have good knowledge in US mortgage underwriting. Work from office only. You can reach me @ 9841355575

This role is responsible to create, review and implement credit policy for the Consumer Durable Loan business in line with business requirements. Also responsible for maintaining productivity, delivering solutions as per predefined SLAs and implementing policy-related enhancements. Role & responsibilities: Formulating and implementing policy, procedures & guidelines for the Consumer Durable Loan credit appraisal Interacting with cross-functional teams and driving the credit policy agenda and ensuring correct implementation of credit policy guidelines in origination system and decisioning platforms Analyzing the market trends / practices and benchmarking of policies with the market Establishing a robust Credit Analytic Frameworks to identify early warning signals, credit risk process inputs and customer segment wise risk factors Ensure that data integrity is maintained and meet all ISO process standards as per the organization's credit policy Analysis of portfolio and ensuring Portfolio monitoring, trigger reviews & delinquency control Identify and implement system and process improvements to ensure accurate, thorough data is available to support high-quality analysis Drive portfolio management initiatives through the credit cycle management framework by working in partnership with product managers, credit approval team, credit operations team and collection team Manage the interface with External / Internal Auditors; Design controls to meet all regulatory & internal requirements Work in partnership with credit systems support team to implement key credit policy criteria in relevant credit acceptance & evaluation systems Assist in developing and implementing training programs to improve the quality and productivity of the team Job Requirements: Post Graduate / MBA 8+ years experience in credit policy formulation, process management Knowledge of credit policy, process, and associated risk in Consumer Durable Loan Experiencing in analyzing the market trends / practices and benchmarking of policies Experience in identifying internal process gaps to achieve timely resolutions Process-oriented mind-set Strong communication and interpersonal skills Problem-solving and decision-making skills People Management skills

Role & responsibilities • To ensure that Loan Application form, Clients KYC, and other documents required for a particular loan product is complete and as per the credit policy before sanctioning and within the TAT. • Ensuring compliance of the Credit Policy and processes within TAT • Responsible for Credit underwriting and Credit Appraising of LAP / Business Loan • Checking clients eligibility for the loan and his/her credit worthiness by looking at the other loans & advances taken and payment history. • Conducting physical verification and personal discussion with the clients for identifying the clients profile and risk, if any associated • Processing of file and following up with the clients for pending documents. • Checking the customer profile and categorizing it into low, medium and high risk. • Closely monitoring the Clients CIBIL and Clients loan portfolio • Good knowledge on financial analysis • Decent communication skills.

Asign to one branch for overall sales oprations online Managing the sales through assigned leads The candidate has to handle tie-up partners To Close The leads Provided By the Company Handle the walk-in customer Do Cross Selling Products Required Candidate profile Experience: Minimum 1 year of experience in sales. Education: Bachelor’s degree Skills: Strong relationship and negotiation skills

Walkin Interview for US loan || Noida || Face to Face Interview Exp- 8 Yrs(2 Yrs on PPR TL) Max Salary -13.5 LPA Notice- 0-30-45 days Only Us Loan, Operational & LIQ/ACBS, Lending Ops, Documentation & PPT Mandate Karishma.imaginators@gmail.com Required Candidate profile end-to-end lending process and its component functions, Client, credit, origination and servicing, International Loan exp, Us loan. documentation, stakeholder management, LIQ/ACBS,

Job Title : Live Underwriters Qualification : Any Graduate or Above Relevant Experience : 2 to 10 Years Must Have Skills : 1.Live underwriters 2.4Cs 3.Collateral Capacity 4.Credit & Income 5.mortgage loans 6.loan data, reports, and inspections Roles and Responsibilities : 1.The Conventional Underwriter reviews, conditions and underwrites mortgage loans in accordance with established policies and procedures and appropriate guidelines; examines all documentation for accuracy and completeness. Job Roles and Responsibilities 2.Review and analyze the mortgage loan application to ensure eligibility, accuracy, completeness, and compliance with internal and regulatory guidelines to minimize risk factors. 3.Review all required loan data, reports, and inspections to ensure the collateral is acceptable to investor and the company. 4.Responsible for making independent decisions regarding acceptance and risk of loans according to HUD, company, and investor guidelines. 5.Provides final approval underwriting of mortgage loans. 6.Completes all required paperwork and forms in a timely and accurate manner; prepares required forms. 7.Sign off conditions in a timely manner set by management. 8.Work with staff and management to find solutions on escalated loans. 9.May be requested to make recommendations for improving Internal Audits policies and practices. 10.Manage loans by using all functions of Encompass. 11.Effectively communicate underwriting decisions with processors and advisors 12.Maintain a high level of customer service and communication with other departments. 13.Other duties as assigned. Location : Chennai CTC Range : 10 - 16 LPA (Lakhs Per Annum) Notice period : Immediate Shift Timing : Night Shift Mode of Interview : Face to Face Mode of Work : Work From Home/ Work From Office Thanks & Regards, Aneesha HR Analyst Black and White Business Solutions Pvt Ltd Bangalore,Karnataka,INDIA. Direct Number:08067432440|Whats app: 9035128021|aneesha.g@blackwhite.in

Role & responsibilities : 1. File checking at initiation and make login into the system. 2. Preparing CAM for further process. 3. LOS entries for further process of cases into the system. 4. Disbursement process. 5. Data entry for Project Arjun Tracker, BPM entries for vendor bill process

Role: Manager/Senior Manager - Claims Commercial Business Job location: Goregaon East Position Overview: The person shall be the claims examiner for Trade Credit claims in TATA AIG pan India. Manage claims reporting, calculation and evaluating the loss and recommend it further as per the findings. Review of claims under a certain threshold, with also following up for recovery. Establish and maintain excellent network with key internal and external stakeholders, clients and brokers. Continuously improve claims management to increase effectiveness of core claims functions. Role and Responsibilities: Handling claims of Trade Credit Insurance policies. Follow up for recoveries. Ensure smooth claims process with the insured. Maintain communication with internal/external stakeholders Education & experience requirements: M.Com/MBA Previous experience of dealing in accounts or insurance would be a plus point. Preferred Skills Should have basic knowledge of accounts Should be good at MS Excel Good analytic skills, independent work ability and upstanding team spirit Good drafting skills along with strong negotiating and conflict-solving skill